November 2014 
Issue: 136
Sound, visionary stewardship




At this time of year we often step back and reflect on all we are grateful in our lives. Each day morning I sit to reflect on: 

  • Three things I am grateful for.
  • Three people I want to send healing energy and prayers to in my life or in the world (this always expands to my full prayer list).
  • Three things that I will accomplish that day or in the next few days.

It's very powerful when we begin to notice the little things and be thankful for each of them. Even the daily challenges are something to be grateful for and learn from.  


This Thanksgiving we wish you true abundance of the holiday season. Our advice this Thanksgiving? Try on an attitude of gratitude!  


Happy Thanksgiving to you and your loved ones.  




Paula Harris signature  

p.s. Last month I conquered my fears and walked on fire!

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From Bill's corner...  


Behavioral Finance       

The study of the field of behavioral finance rapidly growing. Every trade magazine or symposium I attend will dedicate significant resources toward the subject. Quick summary: Behavioral finance argues that people are not nearly as rational as traditional finance theory makes out. Traditional finance employs theories with a heavy emphasis on mathematical equations. Unfortunately, the average investor makes decisions on emotion rather than mathematics. Behavioral finance is just beginning to understand why.


Behavioral finance is a discipline that attempts to explain how mental mistakes and emotions of investors influence their decision-making process. Behavioral finance integrates the fields of psychology, sociology and other behavioral sciences to explain individual behavior, group behavior, and is even used to predict financial markets. Understanding investor behavior may make you better investors and may help remove that goblin of emotion from your investment decisions.


 Read on...

Bill Harris signature


In This Issue
How much you can contribute to retirement plans in 2015
11 surprising things you can rent
5 reasons to still go into a bank branch
When a will is not enough
Snagging the best holiday deals
In the media...on the blog
About us
Time to Share. Create a Buzz.

christmas-present-boy.jpg Dance, dine and do good. The Friends of the Cranberry Hospice is hosting the 25th Annual Festival of Trees on Saturday evening, December 6 at Indian Pond Country Club in Kingston.

In the 24 year history of the Festival of Trees, the Friends of Cranberry Hospice have donated over $1,900,000 to Cranberry Hospice to provide hospice services to patients and families in the communities of Bourne, Bridgewater, Carver, Duxbury, Halifax, Hanover, Hanson, Kingston, Lakeville, Marshfield, Middleboro, Pembroke, Plymouth, Plympton, Sandwich, Scituate, and Wareham.

Now that is a reason to celebrate. Learn more or buy tickets. 
How much you can contribute to retirement plans in 2015   

You'll be able to contribute more to employer plans, but IRA contribution limits will remain the same.

11 surprising things you can rent   

Renting rather than buying can make financial sense, but in some cases there are more affordable alternatives.

Read on...

5 reasons to still go into a bank branch  

There are still some things consumers generally need to do-or prefer to do-with human assistance inside a bank branch. Here are the most common.

Read on...

When a will is not enough 


Where there's a will, there's a way-and sometimes an ugly family feud. Consider supplementing your will with a letter of instruction.

Read on...

Snagging the best holiday deals 


When it comes to holiday shopping, it pays to track what retailers do, not what they say. Here's a tool to help you. 


Read on... 

In the media...on the blog

WH Cornerstone's principal's are tapped by the media to write for and contribute to a variety of publications. Here are our latest contributions.
  • INVESTORS, PLANS AND MONEY: Behavioral Finance

    Old Colony Memorial, October 27, 2014

And, from our blog... 

About us

We are authentic, thoughtful, straight-shooters who provide the sound, visionary stewardship that helps our clients protect their financial foundation while building their wealth. 


We are private and independent, which means we have the unique ability to build deep, meaningful relationships with our clients with no competing agendas.


We have several decades of broad financial and business expertise that enables us to knowledgeably advise on a wide range of financial and business affairs and to help our clients navigate the sea of complexity with confidence.


We are strong believers in the power of near-term, actionable planning and disciplined focus on forward-facing goals.


We are at our best when we help our clients optimize their financial resources to realize their goals and dreams.   


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Paula Harris and Bill Harris, CFP
WH Cornerstone Investments

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