January 2014 
Issue: 126
Sound, visionary stewardship


Happy New Year! What are you going to do this year to ensure that 2014 is your bet year yet? Is this the year for you to focus on your financial matters? Well, give us a call to see if we are able to add value.

For me, I'm making my health a priority. It's great to have wealth, but if you don't have health with it, it doesn't "feel" good.

So one way to ensure I'm moving more is to borrow a dog. Just before Christmas we start "dog sitting" for Tucker, a three year old Springer Spaniel.

Luckily, he LOVES the snow and long walks. Besides being adorable, he is lovable.

It's been great getting out twice a day re-exploring the open space. We are fortunate to have so many miles of varied and interesting open spaces where we live.

In mid February, Tucker will be heading overseas to be reunited with his family who moved half way around the world. We will surely miss him. For those of you who are wondering...Bill still says he does not want another dog.

May 2014 be filled with much health, happiness, joy and laughter! And, prosperity! If we can assist in anyway, give us a call.



Paula Harris signature   


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From Bill's corner... 


New Treasury notes a solid investment


Deep in a vault of an undisclosed London bank, jam-packed crates sat filled with U.S. Treasury securities. The net worth of those securities was so high that if anyone tried to cash them in, it would virtually bring the U.S. government to the brink of bankruptcy.


In the '30s, a Chinese nationalist by the name of Chiang Kai-Shek sent 125,000 tons of gold to America for safekeeping. Rumor has it that the sum of gold was so large that the U.S. had to build Fort Knox just to hold it. Chiang Kai-Shek and his people were worried about an invading Japanese army and/or the rise of Mao Zedong's communist rebels. Either onslaught could put the gold at risk. The exchange was a clandestine affair. The U.S. would get the gold, and Chiang Kai-Shek would get IOUs (U.S. Treasury securities) backed by the faith and full credit of the United States.


Unfortunately for Chiang Kai-Shek, the securities never made it to China. The plane carrying them crashed en-route somewhere in the Philippines. The securities vanished. Decades later, they resurfaced when a local Filipino tribesman found them and eventually sold them, strangely enough, to a Yugoslavian spy.


So is this truth or fiction?

Read on...

Bill Harris signature

In This Issue
Retirement plans in 2014
Contributing to an HSA in 2014
Consider a Roth IRA for tax-free income
Where to keep your savings now
10 best romantic winter getaways
In the media
About us
Time to Share. Create a Buzz.

Is one of your New Year's resolutions to cook more? Well, then Jerusalem: A Cookbook is surely to inspire you!  The book's recipes are traditional in Jerusalem, or loosely inspired by the city, gathering influences from the Christian, Muslim and Jewish cooks who live there, with flavors from almost everywhere else: Iran, Poland, Syria, Italy. The flavors are exquisite. And, the pictures truly do the food justice! Buy it. Or check it out of your local library first. And, if you like it then you need to check out the author's latest cookbook Plenty, which is amazing too!
Retirement plans: New 2014 caps on deductions, some contributions  


Congress giveth, Congress taketh away. Many of the ceilings on contributions and deductions for a variety of retirement and health savings accounts changed this year.


Contributing to an Health Savings Account in 2014  

Find out whether you're eligible to contribute and where to open an account.

Read on...

Consider a Roth IRA for tax-free income


This Q&A answers essential questions about adding a Roth account to your nest egg.


Read on...

Where to keep your savings now


If you're hoping to earn a decent return on your money, the best place to stash it depends on how soon you'll need it.


Read on...

10 best romantic winter getaways             


Each of these special places provides a picturesque setting while offering other attributes specifically attuned to passion. You'll likely find a few surprises.  


Read on... 

In the media... 


WH Cornerstone's principal's are tapped by the media to write for and contribute to a variety of publications. Here are our latest contributions.
  • Five Tips to Avoid a Real "Wolf of Wall Street"
    Boston.com, January 21, 2014
About us

We are authentic, thoughtful, straight-shooters who provide the sound, visionary  stewardship that helps our clients protect their financial foundation while building their wealth.


We are private and independent, which means we have the unique ability to build deep, meaningful relationships with our clients with no competing agendas.


We have several decades of broad financial and business expertise that enables us to knowledgeably advise on a wide range of financial and business affairs and to help our clients navigate the sea of complexity with confidence.


We are strong believers in the power of near-term, actionable planning and disciplined focus on forward-facing goals.


We are at our best when we help our clients optimize their financial resources to realize their goals and dreams.   


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Paula Harris and Bill Harris, CFP
WH Cornerstone Investments

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