WH Cornerstone Investments
April 2013  
Issue: 117
Sound, visionary stewardship

Welcome 

Greetings!

What's the saying? When life gives you lemons, make lemonade!

Last week's Marathon Monday bombing was one of those days that turned into a week. Out of all that sadness, did you notice that people were a bit kinder to each other? Bostonian's (and the rest of the world) really rallied behind a strong and "wicked pissah city"! One of the lessons that came to me at Mass on Sunday was for the need for more quiet time in our lives. The 24/7 media has a way of winding people up. I found that unplugging and turning off the TV felt like a much better way to cope and reflect on what was occurring. Try it. You might like it too.

Just after we sent out our March newsletter, I reported for jury duty. I brought a book and set aside the day. Once I learned that they were seating for a jury that day, I just knew I would be picked. I always am. In the past, the longest I had served was three or four days. Well, this case turned my life upside down for 13 days (business days). It was a very serious case in Superior Court in Brockton. We did get to go home at night but nonetheless, jury duty is restrictive. You must follow the rules set by the court, you need to get along with total strangers and you need to learn to be very patient because things do not move quickly. So, I practiced being present and there was no way you could multitask while sitting for hours in a jury box listening to witnesses (30 of them) and looking at evidence (117 pieces). As much as it was difficult to suspend ones daily activities, in service for this important process, our jury pool found lots of ways to laugh, and build new friendships. In fact, we are even going to have a pool party this summer!

So, have you made lemonade lately?

Cheers,   

     Paula Harris signature  2013 art in bloom Harris_Pineau

p.s. Last month I  shared with you about the upcoming "Art in Bloom" exhibit. Well, here is the floral arrangement that interprets the painting of the girls cartwheeling in the background. Donna and I received lots of great feedback and we had a lot of fun!

 

 

 

 

 

 

 

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From Bill's corner... 

 

What if you don't have a presidential pension?  

 

Every year, I try to make sure I watch all the Academy Award-winning films. With Lincoln receiving such widespread critical acclaim, it was placed on the top of my list. It's an amazing story that shaped our nation in many ways.

 

A little-known fact: After Lincoln's death, his wife, Mary Todd Lincoln, had to petition Congress for a widow's pension. In an act that barely passed, Congress granted Mrs. Lincoln a life pension in the amount of $3,000 a year (approximately $50,000 in today's dollars). Mary's petition insisted that she deserved a pension just as the widows of soldiers received, as she painted her husband as the fallen commander. At the time, it was unprecedented for widows of presidents to get a pension. She was, however, eventually awarded the survivor's pension, some five years after her husband's death.

 

Ironically, Lincoln would have received nothing in the form of a pension had he lived and walked away from the office. It was not until 1958 that Congress approved a pension for the president.

 

Read on...

 

  Bill Harris signature

In This Issue
Questions to ask your adviser about fees
7 ways money memories can affect your finances
Spring-clean your finances
Investor, know yourself
April home-maintenance checklist
About us
Time to Share. Create a Buzz.

 While lack of financial literacy is a growing concern for everyone today, relatively little research has been done on how young people think about and experience  money and finances, with even fewer studies focusing on girls specifically. To address this gap, the Girl Scout Research Institute conducted a nationwide survey: Having It All: Girls and Financial Literacy reveals that girls need and want financial literacy skills to help them achieve their dreams. Learn more.

On another note...SHRED IT DAY
Do you feel like you're buried in personal documents that you're afraid to throw out?  Then, shred them! South Shore Bank is holding a "Shred Day" at its headquarters, 1530 Main St. in South Weymouth, on Saturday, May 4th from 9 AM to noon, bring your confidential documents, and watch as they're turned into confetti in a mobile shredding unit. 
Questions to ask your adviser about fees  

 

The way compensation is set up can create conflicts and raise your costs. So know how you're paying.  

 

7 ways money memories can affect your finances     

 

Delving into our money memories helps us to gain insight into the things that have consciously and subconsciously influenced how we think and feel about money-and how we handle finances.

 

Read on...

Spring-clean your finances

 

You may associate "spring cleaning" with activities like polishing the silver, prowling for dust bunnies, and paring down your sock drawer, but why not apply the spirit of the season to your money as well? (Plus a guide of "what to keep, what to toss.)

Read on...

Investor, know yourself

 

We're all subject to emotional and psychological pulls on our finances. Take this quiz to uncover the real reasons you invest the way you do.

 

Read on...

April home-maintenance checklist              

 

Fix fences, tighten your home's energy efficiency, repair a screen door and make 8 cheap, fun improvements to give your home's entrance some spring sparkle.

 

Read on... 

About us

We are authentic, thoughtful, straight-shooters who provide the sound, visionary  stewardship that helps our clients protect their financial foundation while building their wealth.

 

We are private and independent, which means we have the unique ability to build deep, meaningful relationships with our clients with no competing agendas.

 

We have several decades of broad financial and business expertise that enables us to knowledgeably advise on a wide range of financial and business affairs and to help our clients navigate the sea of complexity with confidence.

 

We are strong believers in the power of near-term, actionable planning and disciplined focus on forward-facing goals.

 

We are at our best when we help our clients optimize their financial resources to realize their goals and dreams.   


Cheers
,

road map image
Paula Harris and Bill Harris, CFP
WH Cornerstone Investments
781.934.9154
www.whcornerstone.com 

Sound, visionary stewardship