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Look what our customers are saying!
Below are some comments from the March customer surveys:
"The Burnsville office is always friendly and inviting and responsive to our needs."
Graham customer:
"For over 30 years CFC has been great to work with. Anytime when I am at CFC in Graham, I always receive the best service. Why go anywhere else?"
Monroe customer:
"It is so nice to have financial needs met without all the hoops to jump through! Thanks Monroe FC!"
Murphy customer:
"So pleased with the friendliness and all the help the Murphy office provided." | |
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Find us on Facebook & Twitter!
"Like" Carolina Farm Credit on Facebook and follow us on Twitter to stay up to date on all the latest news!
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Home Loans
When you decide to buy a home or refinance a mortgage, it's a big step. You can trust our mortgage professionals to give you the personal attention due a valued customer. Click here to learn more about our home loans. | |
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Join the 10% Campaign to Help Build NC's Local Food Economy
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Make the choice! Make a difference! Make it local!
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Farm Credit Leasing
Contact your loan officer or our Association Lease Manager, Ron Joines at 800-521-9952 x 2840, about special rates available
through the Bonus Buster rate program! |
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The Roberts Agricultural Commodity Report
Click here to read Michael T. Roberts, Extension Associate, weekly commodity reports, sponsored by Carolina Farm Credit. | | |
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Leader Newsletter
Click here to view the most recent edition of the Leader Newsletter.
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Equipment Loan or Lease Promotion  Finance or lease a new or used piece of equipment with Carolina Farm Credit March 1 - May 31, 2013 and receive a pair of mechanics work gloves! Ask your loan officer for details. |
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Spring Patronage Refunds  Carolina Farm Credit is celebrating 25 years of patronage this year! Carolina Farm Credit returned more than $14.7 million in patronage during April Click here for more info. Click here to see photos from customer appreciation events on our Facebook page.  | |
Jefferson member with Director, Kim Starnes |
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Shelby members with their checks |
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Ag Biz Planner Participants Graduate
Congratulations to the participants of the 4th session of the Ag Biz Planner Program. Over the past several months, nine participants from the Carolina Farm Credit territory participated in the 4th session of the Ag Biz Planner program. The Farm Credit University (FCU) Ag Biz Planner program teaches financial and management skills that provide a sound foundation for keeping their operations growing.
In the college-level, 10-module, online course, each participant had a close working relationship with a CFC Loan Officer assigned as their mentor. By the end of the course, each participant developed a strategic business plan for their operation. To conclude the program, all of the participants came together recently for an Ag Biz Planner Conference led by Dr. David Kohl, a retired Virginia Tech agricultural finance and business management expert and creator of the program.
Carolina Farm Credit teamed up with four other Farm Credit institutions in North Carolina, Virginia, and West Virginia, to co-sponsor a total of 32 participants in the course.The Ag Biz Planner program was partially funded by a grant from the NC Tobacco Trust Fund Commission.
Below are the participants from Carolina Farm Credit:
Whitney Allen (Orange Co.)
Meaghan and Alan Childs (Mecklenburg Co.)
Andrew Jr. and Louise Courts (Guilford Co.)
Michael and Dianne Fulbright (Catawba Co.)
Lisa and Brandon Higgins (Rutherford Co.)
Jeremy and Mandy Johnson (Lee Co.)
Chad Miller (Wilkes Co.)
Melanie & Paul Newton and Wendy & Bo Sellers (all of Cabarrus Co.)
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2012 Annual Report  |
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2013 Photo Contest
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2012 contest 1st place winning photo submitted by Amy Wingler of Statesville |
The 2013 photo contest entry form is now available on our website. The deadline to enter is May 31, 2013. The top three photos receive cash prizes and will be featured in our 2014 photo calendar. Visit our website for official contest rules.
Click here to see the 2012 contest winners.
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NC Choices Retreat for Women in the Meat Industry 
A retreat in Chapel Hill, NC on May 20-22 will focus on the emerging role of women in the meat industry. The Women Working in the Meat Business Retreat is hosted by NC Choices and sponsored by the Farm Credit Associations of North Carolina. Scholarships are available for women meat producers, meat processors and food professionals from North Carolina.
Click here for more information. |
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Southeastern Soil Health Field Day - Stanly County SWCD Tuesday, May 14, 2013 9:00 AM to 2:00 PM Albemarle, NC
Guest Speaker Chris Reberg-Horton will discuss cover crop diversity and management strategies.
Cover crop termination strategies- roller/crimper, mowing, and use of herbicides
Planter modifications for planting cotton into heavy cover
General cover crop Q & A; nutrient and pest concerns
Click here for more info. |
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Funding Opportunity for Environmental Quality Incentives Program North Carolina Natural Resources Conservation Service (NRCS) is accepting applications for the Environmental Quality Incentives Program (EQIP). EQIP helps producers implement conservation practices to conserve and enhance natural resources on privately owned lands and save energy.
All eligible applications received by the local NRCS field offices by close of business on May 17, 2013 will be considered for this funding opportunity.
Click here for more info. |
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Native Grasses in Forage Systems Workshop
A Workshop for Resource Professionals and Producers
June 18th, 9am-4pm, Mount Ulla, NC
Presented by: The Natural Resource Conservation Service, the NC Forage and Grassland Council, NC Cooperative Extension, and Amazing Grazing The program will feature Dr. Pat Keyser who is one of the South's leading authorities on the topic.
Click here for more info. |
Cap Contest Winners
 | | Wilkesboro Loan Officer, Dean White with 2013 1st Quarter Cap Contest winner, Rob Roy Jones |
Congratulations to all of our Cap Contest winners. They each won $50.00 just for being spotted wearing their Carolina Farm Credit hat. Click here to see the 2013 winners. |
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Quick Primer on Financial Preparation
By Dr. David Kohl
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Dr. David Kohl |
One of my favorite assignments with Farm Credit is conducting young and beginning producer institutes. I feed off the energy emitted from these optimistic, goal-oriented, lifelong learners who are mapping out their journey in their new agricultural businesses and family lives. The investment made by many associations in these lifelong learners who are attempting to become better managers truly will pay dividends into the future of the agricultural industry.
An individual at a recent event asked me an intriguing question. Could you give us a quick primer on financial preparation for our ag lender? While the following tips were discussed for young producers, they are applicable to mature businesses as well. Here are some pointers to help you build confidence in your business financial decision making, which can increase your lender's confidence in loaning you money.
Click here to read the entire article. |
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Secure Messaging
Some things just shouldn't be shared. Announcing a new feature in AccountAccess: Secure Messaging
With Secure Messaging, you can
* Send confidential messages directly to us
* Attach financial or other sensitive
documents safely and securely
* Receive confidential information from us.
Log in to AccountAccess and try it out today. |
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NC Cattle Reflections Book  Click here to order a copy of the NC Cattlemen's Association's book, "North Carolina Cattle Reflections: Connecting the Past to the Present."
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 Special Property for Sale
This month's featured property is 10.101 acres located in Union County on Waxhaw Marvin Rd. in Waxhaw. Mostly pasture land with 250 ft of road frontage.
Contact Thomco Properties, LLC at 704-289-9451 for details.
Visit our website for a list of all special properties for sale. |
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NC AgrAbility Program  The NC AgrAbility program's purpose is to assist farmers, ranchers, and other agricultural workers with disabilities. Through education, support, and assistance, AgrAbility helps to eliminate (or at least minimize) obstacles that inhibit success in production agriculture or agriculture-related occupations. Click here for more info. |
America's Heartland  |
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Web Page Provides Farm Management Tools
Paying Family Members
A major source of friction in the family farm businesses focuses on compensation. There are a number of complex and often conflicting issues involved, ranging from tax considerations to parental concerns.
Visit our website for more of these great articles, written by Danny Klinefelter of The Executive Program for Agricultural Producers. |
Farm Credit Member Discounts  As a Farm Credit member, you are eligible for discounts through Dell, Sprint, Enterprise, and more. Click here for more info about discounts. |
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Like our newsletter?
Please share with a friend who you think will benefit from this news and information:
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Tom Haarmann, Financial Services Manager |
Click here for Tom Haarmann's April newsletter. In this issue:
For more information, please contact Tom Haarmann, Financial Services Manager, at 800-521-9952 x 2869.
Be sure to check out and "like" the Money Concepts Facebook page! |
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