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We drive by them every day. You're office may even be in one. But, did you know that RMIS and USLI can help you write insurance on practically any store in a strip mall?
In fact, we can write most of them on a BOP policy with extremely aggressive minimum premiums.
Not only that, but we can even help you write the coverage on the strip mall premises itself.
Vacant stores? No, problem. Mixed mercantile? Piece of cake. Fireworks factory? Probably not.
See below for some of the businesses that we can do!
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Traditional Storefront Shops
Here is a list of just a few of the traditional storefronts that we cover:
Appliance, Auto parts stores, Bakeries, Bookstores, Electronics, Discount stores, Dry cleaning, Floor coverings, Florists, Gift shops, Grocery stores, Hardware stores, Jewelry stores, Paint and wallpaper, Pet stores, Sporting goods, and Video stores to name a few.
Most policies can be offered on a BOP basis, with low minimum premiums.
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Childcare
We can consider any size day care provided they comply with the state requirements of child/staff ratios.
Our product will also accept nursery or preschools and can accommodate new ventures.
Our commercial childcare policy offers property limits up to $3,000,000. General Liability limits up to $1,000,000/$2,000,000 Primary (professional liability included as well), with an optional $5,000,000 umbrella available. Abuse and molestation available up to $1,000,000/$1,000,000 limits.
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Restaurants/Taverns
Almost every strip mall has a restaurant in it. Whether it's sit down or take out, we can serve you with some of the best coverage in the industry.
Our package can include: property, general liability, liquor liability (not available in IA or IL), equipment breakdown, crime, and EPLI.
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Beauty Parlors, Barber Shops, Nail Salons
We offer a competitively priced product specifically designed for Beauty & Nail
Salons and Barber shops. Our Package can be enhanced to include many optional coverages. Professional Liability for certain services is included at no additional premium. In many instances we can write on a BOP coverage.
We can also provide coverage for an independent contractor renting a "chair" from the salon.
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Offices
This product provides a comprehensive bundle of coverages for
over 50 specific office classes such as Accountants, Advertising
Agencies, Answering Services, Draftsmen, Insurance Agencies,
Medical Offices, Real Estate Offices, Telemarketers, Ticket
Agencies and more...
Policy is written on a BOP coverage, with competitive minimum premiums.
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The Mall Itself
Let's not forget that someone owns each and every strip mall that we see.
Whether occupied, vacant, or a combination; we can provide coverage up to $3,000,00 in property and $1,000,000/$2,000,000 for the strip mall itself.
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