 Bar/Restaurant 40% conversion Serving up excellent coverage for your bar or restaurant customers.
We offer monoline or package coverage including liquor liability for restaurants, bars, gentlemen's clubs and nightclubs. Operations with major entertainment as well as new ventures are eligible. Property limits available up to $1,500,000 for protection class 1 - 8 and $250,000 for
protection class 9 - 10.
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 Child Care 40% conversion
We provide comprehensive coverage for residential and
commercial child care centers including nursery schools,
head start programs, Montessori schools, and before and after school care. Our superior coverage automatically includes professional liability as well as medical payments that includes children enrolled in the center for no additional charge. Employees are considered insureds for defense cost reimbursement coverage, as well as abuse and molestation
coverage on most centers.
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 Beauty/Barber/Nail Salons 33% conversion
You're a cut above, when you convert one out of three submissions.
We offer a competitively priced product specifically designed for Beauty & Nail Salons and Barber shops. Our Package can be enhanced to include many optional
coverages. Professional Liability for certain services is included at no additional
premium.
We can also offer a policy to those individuals who "rent" a chair at an established shop.
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 Main Street Mercantile 33% conversion
Who says Small Businesses aren't growing. We're issuing them like hot cakes!!
This product is specifically designed to accommodate the coverage and pricing needs of over 70 classes of mercantile
exposures. New venture risks are eligible. Pretty much, we can write any store in a strip mall.
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In addition to above, we've had great conversion on commercial 1-4 dwelling products, liquor stores, vacant dwellings, and personal umbrellas to name several.
We've also made great inroads with our monoline worker's compensation policies.
In short, contact us for all your insurance needs. We provide great service, quick quote turn around, and some of the most competitive commissions around.
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