Only one year?
 
It's hard to believe, but RMIS has only been in Illinois for less than one year.  During that time, we've started great relationships with numerous retailers throughout the state as well as several prominent carriers.  At almost all of my visits, I'm asked the same question... what is your hot product?  The good news is that we're in a position to offer a wealth of products that are competitively priced.  That being said, here are 5 stand out products that we've been very successful with.



Home Based Businesses  75% conversion
With 3 out of 4 submissions being bound, we're crushing the home based business market.
  

This package is designed for home based businesses with up to $500,000 in gross annual sales and one employee. Business personal property limits up to $100,000 and liability limits up to $1,000,000 are available. Business income with extra expense coverage up to the actual loss exposure is also

available. Equipment breakdown coverage up to $100,000 is

included for all classes and professional errors and omissions

sublimit of $25,000 is available to select classes. There are

more than 150 eligible classes. This product offers efficient

online capabilities.



Fast Food Restaurants  50% conversion
Do you want coverage with that?  We're closing on every other submission for fast food restaurants.

 

 

Our product is designed for fast food restaurants with up to 75 seats without dedicated wait staff.

  

Ideal for:

 

Fried or Rotisserie Chicken shops

Restaurants

Deli's

Hamburger shops

Ethnic style restaurants

Pizza shops

24-hour operations

Drive-ins

Food courts

Internet cafés

 

 



Janitorial
Janitorial Services  33% conversion
If you have a janitorial risk, you're sure to clean up with 1 out of 3 submissions resulting in a policy.
 

This product provides comprehensive coverage for the unique exposures faced by today's residential and commercial contractors. Eligible risks include those where up to 50% of their operations include floor waxing. We offer a number

of coverages vital to the janitorial services industry such as general liability, property, contractors equipment, rental reimbursement, lost key coverage, property damage extension endorsement, independent contractor's coverage and blanket additional insured endorsement. This product is non-auditable

as coverage is priced on a per worker basis.

 



Main Street Mercantile  33% conversion
Who says Small Businesses aren't growing.  We're issuing them like hot cakes!!
 

 

This product is specifically designed to accommodate the  coverage and pricing needs of over 70 classes of mercantile

exposures. New venture risks are eligible.  Pretty much, we can write any store in a strip mall.

 

 



HammerBoots
Artisan Contractors  20% conversion
  
Summertime is construction time.  We're building a solid book of artisan contractors at RMIS. 

 

This product is specifically designed to accommodate over thirty eligible artisan and trade contractor classes who undertake or manage one or multiple phases of a construction project and subcontract less than 50% of the work. New construction or remodeling of commercial and Residential Structures are all eligible subject to $500,000 in annual payroll and $1,000,000 in annual sales. Our specialty is new ventures. We offer a nonreporting blanket additional insured coverage as well as waiver of subrogation.

 
Our best classes are:
  Air Conditioning Systems                    Carpet Cleaning
  Dry Wall or Wallboard Installation       Electrical Work within buildings
  Floor Covering Installation                   Landscape Gardening
  Masonry                                               Painting - interior
  Painting - exterior                                 Paperhanging
  Tile, Stone, Marble or Mosaic work     Window Cleaning

 

 

 


In addition to above, we've had great conversion on commercial 1-4 dwelling products, childcare, beauty parlors/nail/barbershops, office products, churches, and special event policies, to name several.
  
We've also made inroads with our monoline worker's compensation policies as well as our business auto programs.
  
In short, contact us for all your insurance needs.  We provide great service, quick quote turn around, and some of the most competitive commissions around.  
 

RMIS                                                           InstaQuote
(800) 453-1588                                               (888) 845-1698
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