Only one year? It's hard to believe, but RMIS has only been in Illinois for less than one year. During that time, we've started great relationships with numerous retailers throughout the state as well as several prominent carriers. At almost all of my visits, I'm asked the same question... what is your hot product? The good news is that we're in a position to offer a wealth of products that are competitively priced. That being said, here are 5 stand out products that we've been very successful with.
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 Home Based Businesses 75% conversion With 3 out of 4 submissions being bound, we're crushing the home based business market.
This package is designed for home based businesses with up to $500,000 in gross annual sales and one employee. Business personal property limits up to $100,000 and liability limits up to $1,000,000 are available. Business income with extra expense coverage up to the actual loss exposure is also
available. Equipment breakdown coverage up to $100,000 is
included for all classes and professional errors and omissions
sublimit of $25,000 is available to select classes. There are
more than 150 eligible classes. This product offers efficient
online capabilities.
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 Fast Food Restaurants 50% conversion
Do you want coverage with that? We're closing on every other submission for fast food restaurants.
Our product is designed for fast food restaurants with up to 75 seats without dedicated wait staff.
Ideal for:
Fried or Rotisserie Chicken shops
Restaurants
Deli's
Hamburger shops
Ethnic style restaurants
Pizza shops
24-hour operations
Drive-ins
Food courts
Internet cafés
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 Janitorial Services 33% conversion
If you have a janitorial risk, you're sure to clean up with 1 out of 3 submissions resulting in a policy.
This product provides comprehensive coverage for the unique exposures faced by today's residential and commercial contractors. Eligible risks include those where up to 50% of their operations include floor waxing. We offer a number
of coverages vital to the janitorial services industry such as general liability, property, contractors equipment, rental reimbursement, lost key coverage, property damage extension endorsement, independent contractor's coverage and blanket additional insured endorsement. This product is non-auditable
as coverage is priced on a per worker basis.
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 Main Street Mercantile 33% conversion
Who says Small Businesses aren't growing. We're issuing them like hot cakes!!
This product is specifically designed to accommodate the coverage and pricing needs of over 70 classes of mercantile
exposures. New venture risks are eligible. Pretty much, we can write any store in a strip mall.
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 Artisan Contractors 20% conversion
Summertime is construction time. We're building a solid book of artisan contractors at RMIS.
This product is specifically designed to accommodate over thirty eligible artisan and trade contractor classes who undertake or manage one or multiple phases of a construction project and subcontract less than 50% of the work. New construction or remodeling of commercial and Residential Structures are all eligible subject to $500,000 in annual payroll and $1,000,000 in annual sales. Our specialty is new ventures. We offer a nonreporting blanket additional insured coverage as well as waiver of subrogation.
Our best classes are:
Air Conditioning Systems Carpet Cleaning
Dry Wall or Wallboard Installation Electrical Work within buildings
Floor Covering Installation Landscape Gardening
Masonry Painting - interior
Painting - exterior Paperhanging
Tile, Stone, Marble or Mosaic work Window Cleaning
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In addition to above, we've had great conversion on commercial 1-4 dwelling products, childcare, beauty parlors/nail/barbershops, office products, churches, and special event policies, to name several.
We've also made inroads with our monoline worker's compensation policies as well as our business auto programs.
In short, contact us for all your insurance needs. We provide great service, quick quote turn around, and some of the most competitive commissions around.
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RMIS InstaQuote
(800) 453-1588 (888) 845-1698
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