|
Scams and identity theft are running rampant. Here are a few simple rules to follow.
If it's too good to be true, it usually is. The "Wealthy Prince" emails and telemarketing scams typically start with a well-meaning and trusting victim that gets deceived.
Keep personal information private. Never give out credit card, banking, social security or other personal information over the phone unless you initiated the call. All personal information should be kept private unless giving it to a trusted source.
Shred unwanted personal information. Bank statements, credit card statements, receipts and other personal financial information should be shredded immediately after use.
Don't buy from an unfamiliar company. If the product or service you are buying is unfamiliar, research the company first before providing payment. If the person tries to rush you into a decision, that could be a red flag.
Ask for written verification. If someone calls you about an offer or a charity, always ask for and wait until you receive written material. Ask for specific information about the salesperson, including name, business identity, telephone number, address and business license number before conducting business.
| 
