 Nowadays, people are always looking for innovative ways to save money. Some may think it is a good idea to perhaps scale back their insurance coverage to trim a few dollars, but this could cost them dearly down the road.
At Soucy Insurance, we are constantly researching the best ways to maximize your insurance investment. Without running the risk of being underinsured, we offer the following tips to reduce the costs of your home and auto insurance:
- Make certain your homeowners' insurance coverage is based on what it would cost to rebuild your home and replace all belongings in the event of catastrophe.
- Do: Consider raising your deductible as it could save up to 25% on your annual premium.
- Never choose a policy based solely on price.
- Do: Make certain the company is reputable and has responsive customer service.This will prove crucial in the event of a claim. It is also a good idea to ask family and friends for recommendations.
- Do not neglect to purchase flood insurance, even if your home has never flooded before. Damage from ground water flooding can be devastating and is not covered under a standard homeowners' insurance policy.
- Do: Visit www.floodsmart.gov to learn how inexpensive this investment in peace of mind can be.
- Avoid simply purchasing the minimum amount of liability insurance for your car. This could leave you vulnerable to high out-of-pocket payments if you are sued.
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- Do: Shop for the best policy, consider high deductibles and eliminate collision on older, less expensive vehicles.
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From all of us at Soucy Insurance, we wish you and your family a very happy Easter!
In honor of Good Friday, our office will be closing at 12:00pm on Friday, March 25th.
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As the seasons change so too do your insurance needs. Many people are unaware that even slight modifications to your daily life can have major effects on your insurance coverage.
Have you recently renovated your home? Is your son or daughter leaving for college and taking an automobile? Is your current life insurance policy enough to provide for your loved ones? Has your business recently expanded? These are just a few of the questions you should consider when reviewing your current home, auto, life or business insurance policies.
Soucy Insurance will provide a complementary review of all your current policies to make sure what matters most to you is sufficiently protected. Many of our customers are pleasantly surprised to learn that we can often enhance their coverage and save them money. To schedule your policy review, call 762.2218.
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As a local agency, much of our new business comes from satisfied customers like you.
As a token of our appreciation, we are sending Dunkin' Donuts gift cards to our customers for every new referral we receive. When you recommend us, please have your friend, colleague or family member let us know that you sent them.
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