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7.7% of the Motorists in South Carolina are Uninsured

March, 2015

Uninsured and 
Underinsured Motorists



Uninsured and Underinsured Motorists coverage can be confusing to consumers. Many insurance carriers and agents may suggest carrying lower limits for uninsured and underinsured motorist coverage to save a little money.


This month's newsletter will hopefully give a better understanding of how this very important coverage protects you and your assets from the biggest unknown on the roadways...actions of others. The other drivers around you may not have more than the state minimum liability limits. They may be undocumented or they simply may be breaking the law by driving with no insurance. Regardless, reducing coverage that protects you from these scenarios out of your control is not prudent.


We hope you find the information valuable. Please contact us if you would like to discuss this topic further. 


Be sure to connect with us on Facebook and Twitter for great personal and business asset protection tips.

Joey Huckaby
Uninsured Motorists

Uninsured Motorists
Victims Pay the Price for 
Uninsured Drivers

Even though not carrying auto insurance is against the law in most states, it happens more often than most people realize. The Insurance Research Council ( ) reports about one in seven at-fault drivers in a collision with another vehicle will be uninsured.

According to Steve Cox, Vice President of the Council of Better Business Bureaus, based in Arlington, VA, what happens to the insured victim after this type of accident can be upsetting and expensive. Instead of the at-fault driver's auto insurance policy covering the victim's costs for medical expenses, vehicle repairs and a replacement rental car, it ends up being the victim's responsibility to pay for everything.

Uninsured motorist coverage is not obligatory in every state and therefore, some insured drivers are not covered
Thank you for allowing Huckaby and Associates to help you with your insurance needs.


Joey Huckaby