Imagine for a moment that your company has come under attack by a skilled hacker. The hacker has accessed your customers' names and contact information--and worse--your employees' social security numbers. On top of that, your website is disabled so that you can't take orders or collect the payments you need to stay in business.

Wouldn't it be nice to have cyber liability insurance right about now?

Insurance that protects you in case of a cyber attack may seem like something only large corporations would ever need, or could ever afford. But believe it or not, cyber liability insurance makes lots of sense for small companies as well.