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IMC Weekly NewsletterJanuary 21, 2015
IMC University


  
Don't Miss It: Ancillary Broker Training

Where: IMC Conference Center

Learn how to leverage savings for your new and renewing group clients with cost-saving AIG and Advantica ancillary group products.

MAXIMIZE YOUR OPEN ENROLLMENT SALES!

In This Issue
Carrier Updates
Anthem Logo  
IMPORTANT: Seven HealthKeeper Plans Revised Due to IRS Violation

The Bureau of Insurance (BOI) rescinded their earlier approval of seven 2015 Anthem Small Group Healthkeepers (SGH) plans. The plans violated an IRS code that does not permit both the copayment and coinsurance for emergency room care.

The BOI re-approved the following impacted plans after the coinsurance was removed:
  • Gold OAPOS 1500/20%/3500
  • Gold OAPOS 1500/30%/4250
  • Gold OAPOS 500/20%/3500
  • Gold OAPOS 2000/20%/3500
  • Silver OAPOS 4000/20%/6600
  • Silver OAPOS 2000/50%/6350

NOTE: All impacted SBCs have been updated. However, Anthem is still working on updating its online product comparison chart. 

For complete details, please read the following Producer Online update and note the revised 2015 Anthem Small Group Guide. 
Update: What Your Clients Need to Know About Taxes and Health Insurance

Anthem has released an overview of what Anthem individual and group clients need to know when filing their federal tax return.

Please read the following Anthem Producer Online updates for more information.
Where to Find the 2015 ACA Stand-Alone Dental Benefit Summaries

Summaries for 2015 ACA-compliant stand-alone Anthem dental plans are now available through the Producer Toolbox.

Please read the Anthem Product Online update to learn how to access both individual and group summaries.
CareFirst logo3

IMPORTANT: Correction of Errors in MediGap and Supplemental-65 Marketing Materials in Progress

CareFirst is aware of typographical errors found in the MediGap and Supplemental-65 pre-sale materials for Maryland, the District of Columbia, and Virginia. 

Please read the Sales Flash regarding the corrections in progress.
NAHU Washington Update
UPDATE: National Association of Registered Agents and Brokers (NARAB)

The NARAB establishes a national organization to oversee insurance producer reciprocal non-resident licensing and continuing education standards.

Participation in NARAB will be entirely voluntary for producers and producers they will still need to go through their home state to obtain a resident license to participate in NARAB.

Please read the NAHU Washington Update for complete details.
United Healthcare Logo
Compliance Requirement: Maryland Physician-Related Disclosure 

To be compliant with Code of Maryland regulations (COMAR 31.10.17), a disclosure to include physician compensation and payment methods must be distributed to Maryland customers at the time of new business and renewing plan selection and at enrollment.

Brokers are asked to distribute the disclosure to their clients.


Please read the UHC Broker Connection update for more information.

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