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IMC Weekly Newsletter
IMC University


Cover the Gap of ACA Medical
 
Two Webinar Dates to Choose From:

Webinar Agenda: Individual ACA metal plans leave clients with an out-of-pocket coverage gap. Protect them with Metal Gap from IHC Specialty Benefits.

Target Market: DC & VA

Register Now
2015 ACA Producer Training Update
Maryland Training Now Available
 
New and renewing Maryland producers may now access 2015 MHBE training requirements. 

 
Contact Linda Perkins at IMC for support: 

[email protected] or (240) 207-2709

In This Issue

Attention Virginia Brokers
Continuing Education Reminder 
Deadline: November 30, 2014
 
To keep your Virginia license active, please complete your continuing education credits and pay the $15 filing fee by Nov. 30, 2014

Non-compliant producers will have their Virginia license terminated effective Jan. 1, 2015.

Contact Linda Perkins at IMC for support: 

[email protected] or (240) 207-2709
Carrier & Health Reform Updates
aetna logo  

Attention Individual Brokers - FFM Documents Required for Commission Payment
 
Agents and brokers who are contracted to sell Aetna Individual in Virginia are required to submit a copy of their 2015 FFM certificate and the completed Aetna FFM Certification Form.


Please send both documents to Linda Perkins at IMC by Nov. 12th: [email protected]  

IMPORTANT: Aetna will not pay commission for policies sold prior to the receipt of the required FFM documents.
Anthem Logo  
UPDATE: Parker's Lane Emergency Physicians Termination 
 
Parker's Lane Emergency Physicians has rescinded its termination and is working with Anthem on a new long-term agreement. During negotiations, the group remained in the network and there was no disruption of network access or in-network benefits. 
Confirm Your FFM Certification via Producer Toolbox
 
If you're completing certification for the first time (or you made a change to your FFM identifier), enter your 2015 certification information in the Anthem Producer Toolbox in two easy steps: 

1. Enter your state exchange certification number or the FFM User ID assigned to you. 

2.  Confirm that you have been certified for 2015. 

Please click the following links for details about the FFM certification process and step-by-step Producer Toolbox instructions.
Podcast Available: All You Need is Anthem
 
As part of its ongoing retention campaign, Anthem has made a six-minute, easy-to-understand, entertaining podcast that gives a simple message: "All You Need Is Anthem." 

To learn more about and listen to the podcast, please click the following links.


IMPORTANT: New Permitted Election Changes for Cafeteria Plans
 
The IRS has released Notice 2014-55 containing two additional permitted change rules for health coverage under Internal Revenue Code Section 125 cafeteria plans.

These permitted election change rules allow employees to revoke their elections to the group health insurance premium and seek coverage elsewhere under certain conditions, but does not include election changes to the health FSA portion of the plan.

Please read the following WageWorks compliance update for details.
Kaiser   

Composite Premium Rates For Small Group Plans 
 
For small group plans with an effective date on or after December 1, 2014, Kaiser will offer composite premium rates in Maryland and Virginia, based on a four-tier structure. 

Composite premium rates can be applied to both new business and small group renewals, with 1-50 eligible employees, for non-grandfathered plans purchased directly though Kaiser.

Please click the following link to read the Kaiser Broker Blast.
RSVP NOW: Fall Broker Forum
 
Register for one of three Kaiser broker forum dates to learn about key updates and resources, and a new broker commission structure!

Please click the following link for agenda details and to register today!
NAHU Washington Update   

Important IRS Guidance Updates
 
In addition to released guidance that allows employers the option to amend their plan documents to include two additional Section 125 qualifying events. The guidance provides a positive opportunity for you to reach out to your group clients!

But that's not all! The IRS has also issued guidance for:

- New dollar amounts for calculating the PCORI fee

- Final regulations for Tax Deduction Limit for Health Insurers on Executive Compensation

- New draft filing instructions for the premium tax credit

- IRS Form 8965, which covers exemptions from the individual mandate

Please read NAHU's Washington Update for complete details.


STAY INFORMED:



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