April 18, 2016

Your weekly link to grown-up news and information from newspaper and

magazine publications, news organizations and web resources nationwide.

IN THIS ISSUE

Health

Medicare

Money

Retirement

Social Security

Scams

Grandparenting

Housing

Driving

Technology

HEALTH:

Diabetes Steals Years, Adds Disabilities: Adults with diabetes die earlier and suffer longer with disabilities than men and women without the blood-sugar disease, researchers are reporting. HealthDay, April 14.

How Your Ethnic Background Affects Your Health: Your ethnicity can be key in diagnosing certain diseases and choosing which medications to take. Grandparents.com, April 12.

New Cancer Treatments Yielding Great Success: Promising therapies are making cancer treatment less painful-and a lot more effective. Grandparents.com, April 13.

Life Expectancy Varies Based on Your Income: Is being rich a one way to ensure a long life? According to the latest study, yes. TIME, April 11.

Expert Panel Reaffirms Daily Aspirin's Use Against Heart Disease, Colon Cancer: Guideline applies to people in their 50s, many in their 60s, who are already at higher risk for heart disease HealthDay, April 11.

Millions With Leg Pain Have Peripheral Artery Disease: More than eight million older Americans have a condition that can cause leg pain when they walk even short distances. Yet half of those who have the condition don't know it and consequently don't get treated for it, putting themselves at risk for a heart attack, stroke or worse. The New York Times, April 11.

MEDICARE:

Surprise! 10 Services Medicare Part A and Part B Probably Won't Cover: If you aren't familiar with the services that Medicare covers, you could wind up with a big bill. The Motley Fool, April 16.

Medicare Change: 'Perverse' Incentive or 'Perverse' Reform? A possible Medicare pilot program aimed at reducing the cost of care for some patients is a political hot potato. CNN, April 11.

Fight Back When Drugs Are Denied: If a pharmacist says your Medicare Part D plan won't cover your medicine, take these steps to remedy the situation. Kiplinger, April 2016.

MONEY:

Are You on Track for Retirement? Are you on track to actually retire? Savings benchmarks based on age and income can offer a quick assessment - but you shouldn't entirely base your plan on them. CNBC, April 16.

Don't Rely on the 4% Rule for Your Retirement: Many people are familiar with the "4% Rule" - the age-old advice for retirees who were told to withdraw 4% of their retirement accounts since the market averages a 7% return on investment accounts. MarketWatch, April 14.

How Can You Find an Honest Financial Adviser? Where can we find an adviser who can sit down with us, advise us but not give us a sales pitch and try to sell us a lot of things we don't need? CNNMoney, April 13.

How Freelancers Can Save More Than $50,000 for Retirement: As a freelancer, you are the boss. You have the flexibility to choose when you work and what jobs you take. You also have the sole responsibility of taking charge of your financial future. CNBC, April 12.

5 Ways to Tap Your Home Equity to Live Well in Retirement: If you need to tap your home equity to help fund your retirement, you'll want to make a plan for the best way to do so. Here are five options, and the benefits and drawbacks of each. Realtor.com, April 12.

Here's How the Average American's Spending Changes in Retirement: Two broad categories will increase, while two others will fall precipitously. The Motley Fool, April 11.

Why Retirement Reality Is Finally Sinking In for Baby Boomers: Years after the financial crisis, many older Americans are still struggling to save. Money, April 11.

7 Retirement Planning Tips to Help You Fund Your Golden Years: Find out how to plan for retirement with these helpful guides. GOBankingRates.com, April 12.

The New Math on Reverse Mortgages: Advisers now are promoting them as a valuable tool for retirement planning, thanks to recent safeguards. MarketWatch, April 10.

RETIREMENT:
The No. 1 Thing That Most Surprises Retirees About Retirement: What retirement is really like may surprise you - and not always in a good way. MarketWatch, April 15. The Ten Commandments of Retirement: These time-tested strategies will help you find a meaningful retirement. US News and World Report, April 11.

SOCIAL SECURITY:

5 Social Security Rules Every Retiree Should Know: Who qualifies for Social Security, how big your Social Security checks can be, and other must-know Social Security rules. The Motley Fool, April 15.

How to Solve 5 Common Social Security Problems: Take care to avoid these mistakes that will reduce your retirement payout. US News and World Report, April 11.

Time's Up: Millions of Americans Are About to Lose Social Security Benefits: Loss of claiming strategy hits couples, divorced women hard. MarketWatch, April 11.

Can I Claim Social Security Spousal Benefits? Find out more about how spouses can get money from Social Security. The Motley Fool, April 11.

SCAMS:
When You Look In on That Senior, See About Their Financial Security, Too: Many seniors are capable of managing their finances and steering clear of scams. But others are vulnerable and need sentries to protect them from financial predators. The Washington Post, April 13.

GRANDPARENTING:
Retirees Moving to Be Near the Grandkids: Forget all those "best places to retire" lists: For some retirees, the top retirement destination is the place where their grandkids reside. Kiplinger's Retirement Report, April 2016.

HOUSING:
The Surprising Costs of Downsizing Your Home: Fixing up a house to sell often means spending thousands of dollars in repairs and upgrades. Kiplinger, May 2016.

DRIVING:
Auto Insurance Discounts for Older Drivers: Most auto insurance companies offer policyholders a wide variety of discounts, many of which can benefit retirees. The Huffington Post, April 11.

TECHNOLOGY:
Why Do Older People Love Facebook? Let's Ask My Dad: Americans in their 60s and 70s are embracing social media enthusiastically. The New York Times, April 14.

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