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HEALTH:
| |  Most U.S. Adults Don't Need Dietary Supplements: Dietary supplements are a $37 billion a year business, but there's mounting evidence that vitamin and mineral supplements aren't effective in preventing chronic diseases or in slowing their progression. MarketWatch, 1/8.
High Doses of Vitamin D May Hurt Seniors Instead of Help: Higher doses of vitamin D don't improve mobility for the elderly, and may actually raise the risk for falls among certain seniors, a new study suggests. CBS News, Jan. 5.
 Americans Still Consume Too Much Salt: Most Americans eat too much salt on a daily basis, potentially putting their health at risk, federal health officials reported Thursday. HealthDay, Jan. 7.
Cancer Death Rates Down 23 Percent Since 1991: That translates to an additional 1.7 million survivors, expert says. HealthDay, Jan. 7.
Regular Use of Aspirin May Lower Men's Risk of Advanced Prostate Cancer: The study found a benefit in men after diagnosis but no effect on whether they developed the disease to begin with. WSJ, Jan. 4.
 U.S. Flu Activity Remains Low: Flu activity remains low in the U.S, possibly due to the mild temperatures that have blanketed much of the nation. But officials expect it to pick up in the next few weeks, so anyone who hasn't gotten a flu shot should get one now. HealthDay, Jan. 8. ______________________________________________
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MONEY:
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 Here's Why You Might Be Underestimating What You'll Need in Retirement: You can't know exactly how much money you'll need in retirement, but it's smart to spend a little time coming up with the best estimate you can, and then planning for how you'll get there. Don't leave your future up to chance. The Motley Fool, Jan. 8.
Fiduciary Rule Could Make 2016 Good for Investors: The U.S. stock market may give us a rocky ride in 2016, but the year is shaping up to be a good one for retirement savers. Reuters, Jan. 7.
How to Know if You can Afford to Retire: More Americans are  confident they will probably be able to keep their heads above water in retirement, but that still leaves more than half of us who won't be able to pay even the basic bills, according to a new survey. Which half are you in? MarketWatch, Jan. 8.
 5 Ways to Deal With Debt Before Retirement: Eliminating debt will make it easier to live on a fixed income. US News and World Report, Jan. 8.
8 Things Boomers Must Know About RMDs From IRAs: It's a watershed year for the baby boom generation. In 2016, the first of the boomers -- those born in the first half of 1946 -- will reach age 70 1/2. Kiplinger, Jan. 2016.
 Protect Your Nest Egg from Stock Drops in 'Retirement Red Zone': What the markets do in the "retirement red zone" five to 10 years before you leave the workforce can dramatically alter what your life will be like in retirement. USA Today, Jan. 6.
Are You the Perfect Person for Fixed Annuities? They typically pay more than a bank CD, likewise offer a guaranteed interest rate and, most important to some people, provide absolute certainty about exactly what you will get and for how long. MarketWatch, Jan. 5.
What Retirees and Pre-Retirees Should Do as the Fed Raises Interest Rates: If you prepared for this day, which everyone knew would come, there are just a few adjustments that you have to make to your assets and liabilities. USA Today, Jan. 9.
 5 IRA Beneficiary Form Mistakes to Avoid: One of the easiest and most helpful estate-planning tools to use is also the easiest to mess up. Bankrate.com, Jan. 4.
How to Make Your Retirement Nest Egg Last as Long as You Do: Take these steps to avoid outliving your savings when you retire. Kiplinger, Jan. 5.
 Saving for Retirement: Tips for All Ages: Retirement planning requires a lifelong commitment, but this decade-by-decade guide gets you started. US News and World Report, Jan. 4.
3 Tips on Purchasing your Annuity: For most people, the possibility of outliving their money during retirement is of primary concern. MarketWatch, Jan. 4. |
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CAREGIVING:
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 How to Deal with Aging Parents and Money: Getting old is hard. Your parents' ability to manage their own finances may decline as they age. Helping them with money matters is a sensitive issue you need to approach carefully. USA Today, Jan. 3.
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