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November 23, 2015
Your weekly link to grown-up news and information from newspaper and
magazine publications, news organizations and web resources nationwide.
IN THIS ISSUE
Health
Medicine
Medicare
Money
Retirement
Social Security
Legal Issues
Scams
Housing
Insurance
Caregiving
Technology
Volunteering
End of Life
Extra
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HEALTH:
Prostate Cancer Screening, Detection Both Down: Fewer U.S. men are being screened for prostate cancer, and fewer cases of the disease are being diagnosed nationwide. Is this bad news or a step in the right direction? HealthDay, Nov. 17.

Exercise Can Reduce Heart Failure Risk, No Matter Your Age: Starting to exercise later in life can still reduce your risk of heart failure, and even modest increases in activity could provide some protection. HealthDay, Nov. 20.

5 Surprising Factors That Affect Hot Flashes: Why your experience could be much different than your friends'. Next Avenue, Nov. 20.

Coffee Could Literally Be a Lifesaver: A new study suggests that people who drink a lot of coffee have lower rates of death. CNN, Nov. 16.   
MEDICINE:
What to Consider When Looking at Alternative Medicine: Exploring the vast world of non-traditional medical therapies. Next Avenue, Nov. 17.  
MEDICARE:
Medicare Guide: Tips for Slashing Your Medicare Bills: Seniors facing the possibility of higher Medicare costs next year need to take a closer look at all plan options available. New York Daily News, Nov. 16. 
MONEY:
5 Retirement Money Myths Debunked: Several myths and misconceptions have arisen over retirement, particularly over the financial aspects. USA Today, Nov. 20.

Need Retirement Income? Here Are 4 Choices for You: Retirement income is critical, and it's up to you to plan where it's going to come from. Don't leave your future up to chance. Here are some solid options to consider. The
Motley Fool, Nov. 20.  

The Reverse Mortgage: Pros and Cons: If you're looking for income in retirement, consider the reverse mortgage. It's not perfect for everyone, but it might serve you well. The Motley Fool, Nov. 20.

Pensions Take Another Hit: Congress pounded one more nail in the coffin of traditional pensions earlier this month - and it did not have to happen. Reuters, Nov. 19.

10 Money Steps to Take Before Your 70th Birthday: Everyone faces financial challenges at different points in life. The older you get, the less wiggle room you have. US News and World Report, Nov. 18.  

10 Best Retirement Plan Options: There are plenty of good retirement options out there, but sticking to a single plan won't help you achieve your goals. The Motley Fool, Nov. 18.

3 Ways to Check if your 401(k) Plan is Wisely Managed: Is your 401(k) plan doing right by you? That's a good question to ask now that Boeing has settled a nine-year-old class-action federal lawsuit filed on behalf of some 190,000 employees and retirees who accused the Seattle airplane maker of charging excessive investment fees to participants. USA Today, Nov. 17.

3 Ways you're Sabotaging your Retirement Without Realizing It: If you're like most American workers, it's easier for you to buy a flat-screen TV today than to save for a future when you might be too deaf to hear it. MarketWatch, Nov. 16.   
RETIREMENT:
You Want to Retire, Your Spouse Doesn't: What Now? No matter how aligned you and your spouse may seem, there are sure to be road bumps in any marriage. Don't let planning for retirement be one of them. USA Today/Credit.com, Nov. 21. 

How Retirement Benefits Will Change in 2016: While a new type of retirement account will emerge, several Social Security claiming options will soon disappear. US News and World Report, Nov. 16. 
SOCIAL SECURITY:
Big Changes Ahead for Claiming Social Security: The budget law is phasing out two popular claiming strategies, but some lucky baby boomers will squeak in under the wire to take advantage of them. Kiplinger. Dec. 2015.  
 
5 Groups Who Can Still Use Valuable Social Security Strategies: The new budget law shut down two strategies for claiming Social Security benefits-known as file-and-suspend and a restricted application for spousal benefits-that many couples have used to add tens of thousands of dollars to their income in retirement. WSJ, Nov. 19.

Social Security Disability Fund Gets Dealt Another Blow: The budget agreement signed into law earlier this month brought well-needed relief to the ailing Social Security Disability Insurance fund. But the fund's financial woes are far from over. CNBC, Nov. 17.

New Online Tool Does Social Security Benefit Math For You: When to claim your Social Security benefit can be a tough question to answer, but there's a new online tool to help you do the math. USA Today, Nov. 18.

12 Secrets to Maximizing your Social Security Benefits Under the New Rules: The 2015 Budget dramatically changed Social Security claiming options. Here are 12 secrets to maximizing your lifetime Social Security benefits under the new rules. PBS Newshour, Nov. 12.   
LEGAL ISSUES:
5 Estate Planning Strategies to Keep Your Money in the Family: The inheritance you leave could still be eaten away by taxes and expenses. Here are 5 strategies to avoid that. US News and World Report, Nov. 19. 
SCAMS:
Simple Steps Retirees (and others) Can Take to Avoid Investing Scams: Older Americans are prime targets of investment scams because they have more free time in retirement, and are more likely be home to answer the phone or run across unscrupulous websites. USA Today, Nov. 16.
HOUSING:
Small Residences for the Elderly Provide More Personal, Homelike Care: Some older adults are rejecting nursing homes in favor of small residences that provide personal care and allow for a level of independence in homelike setting. The New York Times, Nov. 20. 
INSURANCE:
6 Ways to Make Smart Open Enrollment Choices: How to pick a health plan and get a hand from Uncle Sam. Next Avenue, Nov. 16. 
CAREGIVING:
Do You Know Who Is Going To Take Care Of You When You Get Older? If you don't know who's going to be taking care of you when you get older, it's time to stop worrying about being a burden and start thinking about how to prevent yourself from becoming one. Main St., Nov. 18. 
TECHNOLOGY:
10 Essential Tech Tools for Older Adults: From medication monitors to GPS insoles, these devices make life easier and healthier for seniors. US News and World Report, Nov. 16. 
VOLUNTEERING:
7 Reasons to Volunteer in Retirement: Many retirees have the time and money to support worthy causes. US News and World Report, Nov. 16. 
END OF LIFE:
End of 'Death Panels' Myth Brings New End-of-Life Challenges: Medicare has decided to pay physicians to discuss end-of-life care with patients. But it's not clear that doctors are prepared for the task. The New York Times, Nov. 20. 
EXTRA:
It's Time to Record Our Grandparents' History: A smartphone app from StoryCorps can bridge generations by turning anyone into a documentarian. WSJ, Nov. 17.
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