November 9, 2015

Your weekly link to grown-up news and information from newspaper and

magazine publications, news organizations and web resources nationwide.

IN THIS ISSUE

Health

Medicine

Mind

Money

Retirement

Social Security

Scams

Grandparenting

Housing

Insurance

Long-Term Care

Working

Extra

HEALTH:

Americans Want Bold Action to Keep Health Care Costs Down: Most Americans support aggressive regulation to keep health care costs in check -- including price caps on drugs, medical devices and payments to doctors and hospitals. HealthDay, Nov. 5.

Some Older Patients Are Treated Not Wisely, but Too Much: There is accumulating evidence that older adults with diabetes, hypertension and other conditions should be treated less aggressively than they commonly are. The New York Times, Nov. 6.

Why Get a Flu Shot? It's Not All About You: You are a healthy person. You eat right and exercise. Whether you are still working or have retired, you are active, and - aside from

the occasional cold - not much slows you down. So you really don't need a flu shot. Or do you? Next Avenue, Nov. 2.

MEDICINE:
For Statins, Cholesterol Care May Be Just the Start: Statins are the world's leading cholesterol-lowering drugs and have other benefits for patients who take them. The New York Times, Nov. 2. Prescription Drug Use on the Rise in U.S.: Many adults take 5 or more medications, often for preventable ills, study finds. HealthDay, Nov. 3.

MIND:
Alzheimer's Is a Young(er) Person's Disease -- So Get To Work: Alzheimer's may start 20 to 30 years before lapses in memory. CNN, Nov. 5. How to Deal with Loneliness: Feeling all alone can lead to dementia, heart disease, and even early death. Learn what to do about it. Grandparents.com, Nov. 2.

MONEY:

9 Common Misconceptions About IRAs: Sometimes what you don't know can hurt you, especially when it comes to IRAs. Bankrate.com, Nov. 5.

Buying an Annuity? 6 Questions to Ask: Annuities are not for everyone, but they might play a valuable role in your retirement plan -- as long as you take the time to learn about them, ask the right questions, and buy ones that are appropriate for your needs. The Motley Fool, Nov. 4.

Low Interest Rates Make Immediate Annuities Attractive: We're living in an uncanny era of persistently low interest rates, and the odds are strong this will not change meaningfully. MarketWatch, Nov. 4.

New Annuity Product Provides an Income Stream for a Long Life: Federal rules now allow taxpayers to invest a portion of their retirement accounts into a longevity annuity. Kiplinger, Nov. 2015.

Launching Nationwide, myRA Offers Free Way to Save for Retirement: It's official: Now you have no excuse not to start saving for retirement, because the government on Wednesday is launching a free, no-risk saving plan called myRA. USA Today, Nov. 4.

Reap the Rewards of a Roth IRA: It's never too late to start funding a Roth to lock in tax-free retirement income. Kiplinger, Dec. 2015.

Why You Should Target Retirement Income Instead of Retirement Savings: How long will you live? How long will

your money last? These questions lie at the heart of retirement planning, and yet most people have unrealistic views of both. Money, Nov. 2.

A Secure Retirement, No Matter How Long You Live: I've recently heard about a new type of annuity called a longevity annuity. Can you explain what one is, how it works and whether I should consider buying one for my retirement? CNNMoney/Real Deal Retirement, Nov. 2.

How Your 401(k) Fee Disclosure Statement Can Save You Money: This annual statement can help you find the lowest cost funds in your 401(k) plan. US News and World Report, Nov. 2.

RETIREMENT:

5 Smart Things to Do the Minute You Retire: Once you reach your retirement destination, gear up for decades of financial success and satisfaction. Money, Nov. 6.

Most Retirees Stay Put... But Those Who Move Head Here: If you're newly retired or nearing retirement, chances are you've looked at your current living situation and wondered if the grass is greener somewhere else. CNBC.com, Nov. 6.

5 Myths That Could Derail Your Retirement: It's important to avoid

being misled by the growing number of myths that cloud the difficult task of preparing for and living in a financially comfortable retirement. CNBC, Nov. 5.

The Best Freebies for People 60+: Senior discounts are great, but you can't beat no cost at all. Next Avenue/Monytips.com, Nov. 4.

3 Tips For Enjoying Retirement More From Those Who Are: Wouldn't it be great if you could get practical insights about how to have a rewarding post-career life from people who've actually spent a good deal of time in retirement? Well, you can. Real Deal Retirement, Nov. 2.

SOCIAL SECURITY:

Full Retirement Age is a Magic Number for Social Security Benefits: Pre-retirees apparently don't know much about Social Security. Or at least that's what a recent survey says. USA Today, Nov. 7.

Time Running Out on these Social Security

Strategies: Many couples should brace for two big changes when it comes to claiming Social Security benefits. Because of Congress' recent budget deal, two popular claiming strategies are coming to an end. CNBC, Nov. 5.

How Social Security Cuts Your Benefits If You're Still Working: And if you sign up for Social Security before full retirement age while staying on the job, your benefits could be doubly reduced. Kiplinger, Nov. 5.

SCAMS:
Education Is the Best Tool to Fight Elder Fraud: One way that scammers often try to convince consumers to send them money is to threaten them with fines and penalties if they don't do as they're told. Consumer Reports, Nov. 3.

GRANDPARENTING:
This is the Only Holiday Gift You Should Get for Your Grandkids: Skip the mall and give your children and grandchildren a gift they'll appreciate for decades to come. MarketWatch, Nov. 3.

HOUSING:
6 Reasons to Remain in Your Current Home in Retirement: Moving is expensive, and it can be difficult to make friends in a new place. US News and World Report, Nov. 2.

INSURANCE:
Taking the Really Long View on Long-Term Care Insurance: Of the 4.8 million people who have long-term care insurance, the average age to purchase it is 57. Reuters, Nov. 3. How Long-Term Care Insurance Policies Backfire: More than a third of people with long-term care policies at age 65 lapse their coverage before they die, forfeiting all benefits. Next Avenue, Nov. 6.

LONG-TERM CARE:
How to Choose a Good Nursing Home: Choosing a good nursing home for a loved one with Alzheimer's disease is a very important decision that requires careful evaluation and some homework. The Huffington Post, Nov. 2.

WORK:

6 Ways to Land Your Dream Job in Retirement: Line up family support. Get help from the experts. Expect surprises. And don't forget to have fun. Kiplinger's Personal Finance, Dec. 2015.

After Years Out of a Job, Older Workers Find a Way Back In: Hit hard by the economic downturn, older job-seekers are finding that courses - online or off - can provide the bridge back to the work force. The New York Times, Nov. 6.

EXTRA:
Five Myths About Baby Boomers: No, they're not the wealthiest retirees - and they're not the healthiest, either. The Washington Post, Nov. 6.

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