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November 2, 2015
Your weekly link to grown-up news and information from newspaper and
magazine publications, news organizations and web resources nationwide.
IN THIS ISSUE
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HEALTH:
Does Exercise Slow the Aging Process? Almost any amount and type of physical activity may slow aging deep within our cells, a new study finds. And middle age may be a critical time to get the process rolling. The New York Times, Oct. 28.

Despite Advances, Type 2 Diabetics Still Face Elevated Death Risk: That's why it's imperative to eat right, control blood pressure and cholesterol, quit smoking, doctors say. HealthDay, Oct. 28.

What Your Blood Type Says About Your Health: New research suggests that blood type could increase your risk of heart disease, Alzheimer's and more. Grandparents.com, Oct 26. 
MEDICINE:
Chronic Heartburn Drugs Tied to Higher Risk of Kidney Disease: But studies weren't designed to prove proton pump inhibitors are responsible for the increase. HealthDay News, Oct. 27.  
MEDICARE:
Medicare to Cover End-of-Life Counseling: Medicare said Friday it will pay doctors to help patients plan what kind of care they want at the end of life, an idea that touched off a political uproar about "death panels" six years ago. ABC News, Oct. 30.

How to Navigate Medicare Open Enrollment Season: Oct. 15 through Dec. 7 is the time of year when Uncle Sam asks millions of Medicare beneficiaries to review and change, if need be, their Medicare health plans and prescription drug coverage for the following year. USA Today, Oct. 30.

Budget Proposal Could Mean No Jump in Medicare Part B Premiums Next Year: Millions of Medicare recipients bracing for a 52% premium increase are one step closer to breathing a sigh of relief thanks to a budget deal the House passed on Wednesday. USA Today, Oct. 28.  
 
Choosing Between Medicare Advantage and Medigap: How to make the right decision during Medicare Open Enrollment. Next Avenue, Oct. 26.
MONEY:
What Are Your Best Saving Options as You Near Retirement? Countless retirement accounts are available, but the most important factor is saving in the first place. US News and World Report, Oct. 29.

3 Strategies for Making Your Money Last Through Retirement: You'll need a lot of income after 65. Do you know where it will come from? Money, Oct. 28.

4 Money Mistakes People Often Make After a Spouse Dies: You're vulnerable during this time. If you aren't careful, your finances could be vulnerable, too. US News and World Report, Oct. 27.

7 Ways to Catch Up if You're Behind on Retirement Savings: About two-thirds of Americans age 25-64 aren't participating in an employer-sponsored retirement plan. MarketWatch, Oct. 27.

How Much Do I Really Need To Save For A Secure Retirement? I always
thought 10% of salary was the amount you need to save for retirement. I save more than that, but a retirement calculator told me I'm not saving enough. Am I on track or is retirement just an impossible dream? CNNMoney, Oct. 28.

Want A Happier Retirement? Consider Buying Guaranteed Income: When you think about it, this link between guaranteed lifetime income and a satisfying retirement makes a lot of sense. Real Deal Retirement, Oct. 26.  

How 401(k)s and IRAs Will (and Won't) Change in 2016: You won't be able to save more in a 401(k) or individual retirement account in 2016.
However, you can earn slightly more and still be eligible to contribute to a Roth IRA and claim the saver's credit. US News and World Report, Oct. 26.   
TAXES:
Retirees, These Year-End Moves Can Cut Your 2015 Tax Tab: From tax-loss harvesting to donating appreciated stock, scour your financial picture to figure out the best
ways to trim your bill. Kiplinger, Nov. 2015. 

10 States With the Scariest Death Taxes: Federal estate taxes are no longer a problem for all but the extremely wealthy. However, state estate taxes, which kick in for estates valued at only $1 million or less in several states, could take a big bite out of your legacy. Kiplinger, Oct. 2015. 
RETIREMENT:
A Positive Attitude Leads To a Longer Retirement: Retirement is a time to utilize the new found freedom to explore one's own belief systems to find peace and to live life fully with a positive attitude. MarketWatch, Oct. 26.

What Retirement Crisis? It's All Good: Worried about your lack of retirement savings? Take solace from this: A majority of those who are already in retirement say it's not as financially stressful as you may think, according to a new survey. MarketWatch, Oct. 27. 
SOCIAL SECURITY:
Million of Americans Just Lost a Key Social Security Strategy: Congress has agreed to, and the president is expected to sign into law, a bill that shuts down two popular Social Security claiming tactics: the-file-and-suspend and the restricted-application Social Security strategies. MarketWatch, Oct. 31.   

Flat Social Security Checks Spark Debate: Advocates for retirees cried foul after the government announced recently that Social Security recipients won't be getting a cost-of-living increase next year because of falling prices, arguing officials aren't considering their distinctive spending patterns. USA Today, Oct. 31.
Social Security in

Social Security in 2016: 6 Things You Need to Know: Be sure you know what's changing and what will stay the same with Social Security. The Motley Fool, Nov. 1.
 
LEGAL ISSUES:
After Full Lives Together, More Older Couples Are Divorcing: While divorce rates have plateaued or dropped among other age groups, the rates are rising for those 50 and older. The New York Times, Oct. 30. 
SCAMS:
How to Guard Against Common Scams That Target Seniors: Hundreds of thousands of older Americans are victims of financial fraud and theft every year. US News and World Report, Oct. 27.
HOUSING:
What's Needed to Help Americans Age in Place: Many of us want to grow older where we now live. Will our homes let us? Next Avenue, Oct. 27.

Understanding Reverse Mortgages: Beware of Misleading Ads: When it comes to celebrity spokespeople pitching reverse mortgages on TV, don't believe everything you hear. The Huffington Post, Oct. 26. 
INSURANCE:
Why You Should Buy Longevity Insurance: New rules have made deferred-income annuities more attractive for elderly investors. US News and World Report, Oct. 28. 
CAREGIVING:
Is There a Difference Between Caring for Moms and Dads? It can be helpful to know - for caregivers and their parents. Next Avenue, Oct. 27.

End-of-Life Care for Dementia Much Pricier Than for Other Ills: Health care and caregiving costs for dementia patients in the final five years of life are far more burdensome than they are for patients with cancer, heart disease and other illnesses, a new study suggests. HealthDay News, Oct. 26. 
TECHNOLOGY:
Technology Now Lets You Speak From Beyond the Grave: Have words of wisdom you want to share with your grandchild on graduation day but aren't sure you'll live that long? Technology can help get the message through. US News and World Report, Oct. 29. 
END OF LIFE:
Why More Americans are Considering 'Green' Funerals: For reasons including savings and environmental benefits, interest in green funerals - which might include biodegradable caskets and fewer chemicals - jumped to 64% in 2015. MarketWatch, Oct. 29. 
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