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October 26, 2015
Your weekly link to grown-up news and information from newspaper and
magazine publications, news organizations and web resources nationwide.
IN THIS ISSUE
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HEALTH:
American Cancer Society says Women Should Start Mammograms at 45: In a move that reflects changing attitudes about cancer screening, the ACS is now recommending fewer mammograms for women. USA Today, Oct. 20.

Knee Replacement Brings Less Pain, Better Function: But risks make physical therapy a viable option, researchers say. HealthDay, Oct. 21.

9 Best Knee-Strengthening Exercises: Knee pain can be reduced with these simple moves you can do at home. Next Avenue, Oct. 20.  
 
When Is Fainting Serious? Hospitals Try to Crack the Riddle: Episodes are common but often don't warrant costly extended stays. WSJ, Oct. 19.

The Fats You Don't Need to Fear, and the Carbs That You Do: Efforts to correct past dietary sins have caused the pendulum to swing too far in the wrong direction. The New York Times, Oct. 19.   
MEDICINE:
Specialty Drug Classes That Are Costing Consumers an Arm and a Leg: Specialty drug costs as a whole rose by 25% in 2014. The Motley Fool, Oct. 24.  

FDA Warns Senior Men About Herbal Alternatives for Erectile Dysfunction: Dietary supplements that promise to enhance sexual performance or sexual stimulation may contain hidden drug ingredients. Senior Journal, Oct. 19. 
 
MIND:
To Age Well, Change How You Feel About Aging: Negative stereotypes about getting older can become a self-fulfilling prophecy. How to improve your mind-set-and well-being. WSJ, Oct. 19.

Mediterranean Diet May Keep Your Mind Healthier in Old Age: In news that sounds a bit like it came straight from a sci-fi thriller, researchers say that eating too much meat might shrink your brain. HealthDay, Oct. 21.  
MEDICARE:
5 Ways to Save on Medical Expenses in Retirement: The average couple retiring in 2015 can expect to pay $245,000 in health care expenses during their retirement. Smart strategies can lower the cost. Kiplinger, Oct. 23.

Save Money During Medicare Open Enrollment: Open enrollment season for retirees is underway, and shopping around for a new Medicare plan for 2016 could save you money. CNBC, Oct. 22.

The Lowdown on the 52 Percent Medicare Premium Increase: You probably heard that there'll be no Social Security cost-of-living increase for beneficiaries in 2016. But what you may not know is that a ripple effect of this, for millions who'll be covered by Medicare next year, could be a 52 percent boost in their monthly Medicare Part B premiums. Next Avenue, Oct. 21.

Your Guide to Choosing a Medicare Drug Plan that's Right For You: Medicare Part D premiums will be 13 percent higher in 2016 than in 2015. However, there will be an enormous range of plan costs, with bare-bones plans costing little and others charging $100 monthly premiums. PBS Newshour, Oct. 21. 
MONEY:
With Rates So Low, Should You Pay Off Your Mortgage? With mortgage rates averaging less than 5% for the past five years - and 2015 set to become year No. 6 in that trend - there's never been a better time to carry a mortgage into retirement, right? MarketWatch, Oct. 23.

8 Things Not to Do in Retirement: Retirement can be extremely rewarding, as long as you don't make these eight mistakes. The Motley Fool, Oct. 21.

12 Numbers You Need to Know for Retirement: These numbers represent the most important topics I would cover with you if we were having a one-to-one conversation on preparing for retirement. MarketWatch, Oct. 21.

401(k) Contribution Limits Won't Be Going Up Next Year: Hoping to up your retirement savings next year? You won't get much help from the government. CNNMoney, Oct. 21.

2 Ways to Turbocharge Your 401(k) Plan for a Comfortable Retirement: Do you have access to a 401(k) plan but fund it only up to your employer's match? That's a bit like acquiring a 651-horsepower Ferrari but limiting its use to occasional trips to church. Bankrate.com, Oct. 21.  

Don't Rely On These 3 Flawed Strategies To Protect You From a Market: At some point the volatility that's been roiling the stock market this year will culminate in a good old-fashioned market meltdown. But no one knows when that will happen. Real Deal Retirement, Oct. 20.

5 Frightening Facts About Your 401(k): High fees and no employer match? Your retirement plan might have a dark side. US News and World Report, Oct. 19.

The Case for Minimizing Risk in Your Bond Holdings: If your portfolio lets you sleep at night, you're more likely to succeed in the long run. WSJ, Oct. 19.

Instant Retirement Income and Peace of Mind: Buying an immediate annuity is kind of like buying yourself a dependable pension. Pair its income with Social Security benefits and you can be looking at an easier, more comfortable retirement. The Motley Fool, Oct. 19.

How Much Retirement Income Will You Need? Maybe Less Than You Think: New research calls the venerable 80% income-replacement rule into question. WSJ, Oct. 19. 
TAXES:
6 Tax Factors to Consider When Picking a Retirement Destination: It pays to know how much you might pay in state and local taxes before you move. Kiplinger, Oct. 20. 
RETIREMENT:
Are You Failing at Retirement Planning? You can only live your dream retirement if you have a road map for how to get there. Is your retirement plan up to snuff? The Motley Fool, Oct. 24.

Finding the best Places to Retire Abroad: Choosing to live overseas in retirement is certainly one of the best ways retirees can live the lifestyle they wish on a limited budget. MarketWatch, Oct. 21.

The 10 Best States for Early Retirement: Financial advice company SmartAsset named these the best states for those entering retirement early, based on factors including effective income tax rates on people ages 55 to 64, state and local sales taxes, property tax rates and health care costs. CNBC, Oct. 20.

5 Ill-Conceived Pieces of Retirement Advice: One size doesn't always fit all, especially when it comes to retirement advice. In fact, some of the most time-honored rules of thumb for managing your finances after the end of your primary working years may not make sense in your specific situation. Bankrate.com, Oct. 19. 
SOCIAL SECURITY:
Social Security's Viagra Benefit for Kids: If you're retired and are still raising young children, there's a little-known Social Security benefit dubbed the "Viagra benefit," that can put some extra money in your family coffers. The Huffington Post, Oct. 19. 
INSURANCE:
Long-Term Care Insurance Requires Long-Term Planning: Long-term care insurance really is long term: buying a policy commits you to pay premiums over decades. If you stop those payments, thousands of dollars you have already spent might as well have gone down the drain. Reuters, Oct. 22. 
CAREGIVING:
7 Signs Your Aging Parents Need Extra Help: Often, it takes a medical crisis to spearhead conversations about new needs. But you'll likely notice signs indicating your parents aren't as independent as they once were. Next Avenue, Oct. 22.

Why You'll Pay More for Home Care Workers: A Supreme Court decision changes the rules for families and agencies. Next Avenue, Oct. 23.
WORK:
9 Ways to Find Temporary Work in Retirement: Whether you need a paycheck to pad your savings or want to meet people, a short-term gig can be a good option. US News and World Report, Oct. 22.

Self-Imposed Age Discrimination: When You're Your Worst Enemy: Age discrimination is a big issue, especially for older workers and job seekers. But what gets less coverage and attention is self-imposed age discrimination. Grandparents.com, Oct. 19. 
END OF LIFE:
What Funeral Homes Won't Tell You: As if arranging for the death of a loved one wasn't painful enough. Now, a new national survey from the Funeral Consumers Alliance and the Consumer Federation of America reveals that funeral homes and cremation businesses do a miserable job disclosing their prices. Next Avenue, Oct. 21.

5 Things To Do Immediately After a Loved One Dies: When a loved one passes away, there are many issues the survivors need to navigate during an already extremely difficult time. Credit.com, Oct. 24.
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