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October 5, 2015
Your weekly link to grown-up news and information from newspaper and
magazine publications, news organizations and web resources nationwide.
IN THIS ISSUE
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HEALTH:
Hearing Loss Costs Far More Than Ability to Hear: The effects can be physical and psychological, professional and social. Yet many sufferers don't realize it, or won't admit it. The New York Times, Sept. 28.  

The #1 Diet That Can Reduce Breast Cancer Risk: Want to cut your risk of breast cancer by more than two-thirds? Following the plant-based Mediterranean Diet may help. Grandparents.com, Sept. 30.  

Added Calcium May Not Help Older Bones: Researchers find no evidence that boosting intake will prevent fractures, according to a new study. HealthDay, Sept. 29.
MEDICINE:
6 Ways to Save on Your Prescription Drugs: Prescription drug price inflation is expected to approach double-digits in 2016, more than 10 times the consumer price index for all goods and services. CNBC, Sept. 29.
MIND:
Potential Treatments Ahead for Alzheimer's Disease: In three to five years, we're going to have potentially more than one drug approved that has some disease-modifying effect. Next Avenue, Sept. 30.
MEDICARE:
It's Time for Medicare Open Enrollment: Shopping for a new Medicare Part D or Medicare Advantage plan for 2016 could save you money. Kiplinger's Retirement Report, Oct. 2015.

Medicare Drug Plan Prices Set to Rise in 2016, Some By a Lot: Seniors, get ready to dig deeper into your wallets, or to start shopping more. More than 15 million people enrolled in the top 10 Medicare "Part D" prescription drug plans will face average premium hikes of 8 percent next year. CNBC, Sept. 29.

10 Things You Need to Know About Medicare: How to get the most out of this health insurance program for retirees. US News and World Report, Sept. 28. 
MONEY:
How to Draw Down Your Retirement Savings: Saving for retirement is challenging, no doubt. But if you want to know what's really tricky, consider spending that money in retirement. CNBC, Oct. 1.

New Ways to Ensure Steady Income During Retirement: Financial firms are launching products aimed at helping retirees transition from earning a paycheck to drawing on their savings. Kiplinger, Oct. 2015.

After-Tax 401(k) Rollover to Roth IRA OK'd: A recent IRS ruling makes it easier to do an after-tax 401(k) rollover to a Roth IRA. Bankrate.com, Oct. 1.

MRD Requirements for Your Retirement Accounts: Know your minimum required distributions (MRD) requirements, or you could end up facing stiff penalties. The Motley Fool, Sept. 30.

Looking For An Easy Way To A More Secure Retirement? When it comes to investing, most people focus on returns, but if you really want to enhance your long-term financial security-especially in light of projections for subpar investment gains in the years ahead-you'd do better looking for ways to pay less in fees. Real Deal Retirement, Sept. 30.

The 4-Percent Rule: 3 Reasons to Rethink Your Retirement: This popular retirement planning guideline is still useful, but you should consider some minor changes. The Motley Fool, Sept 28.  

4 Ways To Rebound Your Retirement After A Market Correction: While we hold no sway over day-to-day market values, there are a few things that are in our control when it comes to retirement planning. Forbes, Sept. 29.  
RETIREMENT:
4 Things You'll Wish You'd Thought About Before Retiring: If you fail to take these things into consideration before you retire, they could come back to haunt you in your golden years. The Motley Fool, Oct. 3.

9 Things That Can Make Retirement Really Stink: Why many middle-class Americans find retirement to be much tougher than anticipated, and what you can do to prepare for the most common pitfalls. MoneyTalkNews, Sept 29

Is More Money the Key to a Happy Retirement? With so many people approaching their retirement years with meager retirement savings, rather than aiming to fully retire and not work at all, it might be more realistic to aim for being happy. MoneyWatch, Sept. 28. 

Find Your Best Retirement Spot: CNBC looked at several lists compiled by Bankrate, WalletHub and AARP to select a few cities that are the best options for those with specific needs. CNBC, Sept. 28.

Signs You Aren't Ready to Retire Yet: Some people are eager to escape an unpleasant work situation or want to spend less time at the office. But a desire for less stress and more leisure time doesn't necessarily mean you are ready to permanently retire. US News and World Report, Sept. 28. 
SOCIAL SECURITY:
What You Don't Know About Social Security Can Hurt You: Could your confusion or ignorance about the Social Security retirement benefit rules keep you from having a secure, comfortable retirement? Next Avenue, Sept. 28.

The Consequences of Claiming Social Security Too Early: If you take your Social Security benefits before your full retirement age it could reduce your monthly payment by as much as 30 percent for your entire life. CNBC, Oct. 1. 
HOUSING:
Downsizing Offers a Fresh Start for Older Adults: Paring down possessions and moving to a smaller home can be financially and physically freeing, but the process can be emotionally difficult. The New York Times, Oct. 2. 

Specialized Services That Help
Seniors Relocate: The process of selling a house and moving to a new home, or downsizing to a condo, apartment or senior housing facility is a big job for anyone. But it can be especially overwhelming for seniors who are moving from a long time residence. The Huffington Post, Sept. 28.  
 
Nursing Homes Are Getting Better (But They're Not Perfect Yet): The next generation of nursing homes is working to shed old stereotypes. US News and World Report, Oct. 2. 

INSURANCE:
Obamacare Not Spurring More Early Retirements Yet Despite Predictions: The Affordable Care Act is doing plenty of good for older Americans, but one thing it is not doing is convincing them to retire early. Reuters, Oct. 1. 
CAREGIVING:
How to Manage Mom and Dad's Money When They Grow Older: Consumer Financial Protection Bureau offers useful advice for handling an older person's finances. Consumer Reports, Sept. 29. 
LONG-TERM CARE:
Use Reverse Mortgage for Long-Term Care or Insurance? I'm thinking about using a reverse mortgage as a way to pay for long-term care, if needed, instead of paying premiums on a long-term care insurance policy that I may never use. USA Today, Oct. 3.
WORK:
How to Retire Abroad and Make Money, Too: What would it be like to unretire and work part-time in a place like Lake Atitlan, Guatemala or George Town in Malaysia's food capital? Here's some advice on the easiest way to pick up part-time work overseas. Next Avenue, Oct. 1.
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