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August 31, 2015
Your weekly link to grown-up news and information from newspaper and
magazine publications, news organizations and web resources nationwide.
IN THIS ISSUE
Health
Medicine
Money
Retirement
Investing
Social Security
Legal Issues
Insurance
Working
End of Life
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HEALTH:
10 Signs Your Thyroid is Out of Whack: Thyroid problems can manifest in many ways. How to spot a faulty gland. US News and World Report, Aug. 27.

Why You May Need a Geriatrician Even If You're Not Old: How you can benefit from a little-known, but hugely useful, area of medicine. Next Avenue, Aug. 24.

Many Seniors With Cancer Use Alternative Medicines: Many elderly cancer patients use alternative medicines, including some that could interfere with their treatment, and a majority of these patients don't tell their doctors about it. HealthDay, Aug. 28.
 
New Alternatives to Statins Add to a Quandary on Cholesterol: Doctors find it difficult to ignore patients' complaints about statins, which are much cheaper, even though clinical trials have found that they have minimal side effects. The New York Times, Aug. 29.   

Progress Slows Against Heart Disease Deaths for Adults Under 55: There has been a sharp drop in heart disease death rates among Americans 65 and older in recent decades, but not in those younger than 55. HealthDay, Aug. 24.
MEDICINE:
FDA Approves Another New Class of Cholesterol-Fighting Drugs: The FDA on Thursday approved the second in a new class of cholesterol-lowering drugs aimed at helping certain people lower their risk of strokes and heart attacks. The Washington Post, Aug. 27.  
MONEY:
Unclaimed Assets: Are You Missing Money? Do you know where your money is? Even those consumers meticulous about their budgets could have missing cash lingering in a state property fund. CNBC, Aug. 29.

10 Money Tips for Retired Women on Fixed Incomes: Women reaching retirement age today are under huge financial pressure. That's why retirement planning shouldn't stop when you retire. Sixtyandme.com, Aug. 28. 

10 Silly Excuses for Not Saving for Retirement: The sad reality in America is that many people are saving too little for retirement or, worse yet, not saving at all. There are plenty of excuses for not doing so. The Motley Fool, Aug. 28.

Market Slide Offers Silver Lining for Retirement Investors: For retirement investors, this could be a great time to convert a traditional IRA to a Roth. CNBC, Aug. 27.

Look Out for the 'Retirement Danger Zone': Market turmoil may be even more unsettling for investors with just a few years to go until retirement-what experts consider a portfolio "danger zone." Avoiding wrong moves amid the turmoil could be even more critical. CNBC, Aug. 24.

How To Protect Your Retirement Savings In A Tumultuous Market: I'm retired and thinking of getting out of the stock market because I don't want to deplete my retirement assets. What can I do to protect my savings in a market like this one? RealDealRetirement.com, Aug. 25.

Inherited a Retirement Account? Don't Ignore This Tax-Smart Option: IRA rollovers for non-spousal retirement plan beneficiaries. MarketWatch, Aug. 25.

The New Way to Get IRA Income: Thanks to a government rule on annuities, retirees can be rewarded for their patience. CNNMoney, Aug. 24.

5 Ways You Can Pay for Retirement in Advance: If you pay for these things before you retire, you won't have to worry about them when you're living on a fixed income. US News and World Report, Aug. 24.

Should Dividends Be the Focus of Your Retirement Income? Investors should understand that there's always a trade-off for those high dividend yields. US News and World Report, Aug. 24.    
RETIREMENT:
Don't Overlook the Big City for Your Retirement Home: Not everyone wants to live in a suburban retirement community. Find out why you may want to spend your golden years in the big city. US News and World Report, Aug. 27.

5 Pre-Retirement Mistakes Even the Smartest People Make: Being in the home stretch leading up to retirement can feel great, but financial advisers say even the savviest people can miscalculate or overlook important components when it comes to their retirement plans. TIME, Aug. 26.

What Do You Want To Be When You Grow Up? Retirement As Life 2.0: A happy retirement can come from thinking like your 5-year-old self - what do you dream of? NowItCounts.com, Aug. 25. 
INVESTING:
How to Invest in Bond Funds During a Bear Market: Bonds could be a safe haven for investors looking for stability, but you have to know the basics. US News and World Report, Aug. 27.

Don't Panic, Don't Sell - Plan: But just because stocks go up and down, and sometimes down quite rapidly and seemingly unexpectedly, doesn't mean you have to act like a novice or even average investor who sells at the bottom and buys at the top. MarketWatch, Aug. 26.

5 Tips for Panicked Investors to Weather Market Storm: As an investor it's hard not to panic as stocks continue to plunge. But panicking isn't a good way to deal with your angst. The best way to cope with big down days in the stock market is to keep your cool. Remain calm. Don't let your emotions run wild. USA Today, Aug. 24. 
SOCIAL SECURITY:
Boost Lifetime Social Security Payouts With the Spousal Benefit: The gap between spouses' benefit amounts is a key factor in determining which claiming strategies a couple should use. Kiplinger, Sept. 2015.

Retirees Pay for Claiming Social Security Too Early: Most financial advisors recommend waiting as long as possible to claim Social Security benefits. Why? Because you earn delayed retirement credits that increases your future retirement benefits. CNBC, Aug. 26.

Plan for Cuts in Disability Benefits, but Hope for the Best: The future for Medicare and Social Security might not look bright at the moment, but it's particularly bleak for the government's disability insurance program. USA Today, Aug. 29.

Retirees Need to Fact-Check Social Security Advice: Getting wrong answers from Social Security is not unusual. Relying on this misinformation can lead to missing out on benefits for which you qualify or losing opportunities to maximize your checks. Reuters, Aug. 25. 
LEGAL ISSUES:
Understanding the Responsibilities of an Executor: As the executor of a persons estate, you are responsible for winding up their affairs after they die. While this may sound simple enough, the job can be tedious, time consuming and difficult depending on the complexity of his financial and family situation. The Huffington Post, Aug. 24.
INSURANCE:
How to Cope When You're Suddenly Uninsured: Those on the individual insurance market-or those who lose their job-based coverage-should know their options if they find themselves uninsured. MarketWatch, Aug. 27. 
WORK:
Facing Retirement, but Easing Your Way Out the Door: With help from accommodating employers, many would-be retirees are electing to "phase" themselves out of the work force with gradual departures. The New York Times, Aug. 28.
END OF LIFE:
Talking About Death Won't Kill You: Talking about death helps us remain honest in setting our life's priorities and to make choices wisely. Here are five tips for starting end-of-life conversations. Next Avenue, Aug. 26. 
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