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July 27, 2015
Your weekly link to grown-up news and information from newspaper and
magazine publications, news organizations and web resources nationwide.
IN THIS ISSUE
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HEALTH:
How to Protect Your Eyes from Age-Related Macular Degeneration: AMD is the leading cause of vision loss in people over age 60, affecting about 10 million Americans. The Huffington Post, July 20.

Chemo Doesn't Help End-Stage Cancer Patients: A new study finds that half of cancer patients received chemotherapy in their final months of life, even though the therapy - which can cause nausea, vomiting and other grueling side effects - had no chance of curing them. USA Today, July 23.

10 Things You Should Know About Joint Replacement: Pre-surgery advice, what the pain is like & more inside info from doctors who do it. GrandParents.com, July 20.

Surprise! That Urgent Care Center May Send You A Big
Bill (Just Like The ER): Urgent care can present payment headaches if they are not part of a patient's insurance network. And consumers may need to ask specifically about network participation to find out. Kaiser Health News, July 20.   
MEDICINE:
U.S. Oncologists Decry High Cost of Cancer Drugs: They suggest letting Medicare negotiate prices, back grassroots movement calling for change. HealthDay, July 23.

FDA Approves New Cholesterol Drug: Up to 10 million Americans will soon have a new option for lowering their cholesterol - at $14,600 a year. USA Today, July 24.
MIND:
Change Your Life, Deflect Alzheimer's: From sleep to stress, lifestyle changes may guard aging brain against Alzheimer's. The Associated Press, July 24.

Why Women Get Alzheimer's More Often Than Men: Women represent nearly two-thirds of Americans living  with Alzheimer's disease, and scientists are just beginning to try to figure out why. Next Avenue, July 21.
 
As Baby Boomers Age, Alzheimer's Rates Will Soar: By 2050, half of that generation's survivors will have the mind-wasting disease, study predicts. HealthDay, July 20.

New Saliva Test May Catch Alzheimer's Disease Early: A test
detecting Alzheimer's disease early may become easily available thanks to one plentiful bodily substance: saliva, a recent study shows. CNN, July 20.    
MONEY:
Is a Reverse Mortgage Right for You? As you near retirement, you may foresee a need for more money in the golden years than your savings can handle. Advice IQ, July 25.

7 Steps to a Financially Secure Retirement: Only 14% of workers in the USA have a financial strategy for retirement that's written down, according to a survey from the Transamerica Center for Retirement Studies. USA Today, July 25.


Afraid Your Retirement Nest Egg Won't Last Long? You're Not Alone: We once thought of retirement as a time to relax, play golf and maybe travel - to finally have a little fun. For some, that will still be the case. But for others, the thought of retirement brings anxiety. The Washington Post, July 24.

10 Big Retirement Blunders: Don't make these mistakes that could leave you living off ramen noodles in your senior years. US News and World Report, July 23.

No 401(k)? No Problem. 3 More Ways to Save: About half of American workers are employed by a company or are part of a union that sponsors a pension or retirement plan. CNBC, July 23.  

Savings Showdown: 401(k)s vs. IRAs: Which account is best for your retirement money? U.S. News and World Report, July 20.

How Much Retirement Income Will $1 Million Generate? The answer depends on a bunch of factors, including your age, your sex, the level of interest rates and the investment returns you earn, how long you would like the income to last and how much assurance you want that it will last that long. RealDealRetirement.com, July 21.  
RETIREMENT:
The World's Best Places to Retire: Europe dominates this list, in the new Retire Overseas Index list from the Live and Invest Overseas website. Next Avenue, July 23.

More Retirees Flock to U.S. States for Legal Pot: When choosing retirement locales, a few factors pop to mind: climate, amenities, proximity to grandchildren, access to quality healthcare, and for some retirees - state marijuana laws. Reuters, July 22.

10 Worries Older Americans Face: Individuals have different concerns than health and financial experts. US News and World Report, July 20.

Are You Emotionally Ready for Retirement? It may be time, and you may be financially ready. But there's a key part of the retirement readiness equation that isn't captured by asset allocation models and withdrawal-rate simulations: Are you emotionally prepared for retirement? The Motley Fool, July 19.
SOCIAL SECURITY:
10 Things You Need to Know About Social Security: Anxiety that Social Security benefits won't be available in retirement has inspired plenty of fear among American consumers. TheStreet.com, July 25. 

A Cut to Social Security Disability
Benefits May be Around the Corner: The annual check-up for Social Security is in, and one program looks more dire than the rest. The Washington Post, July 23.

Avoid These Costly Social Security Mistakes: The result can be a bigger monthly benefits check in retirement. Kiplinger, July 24. 
LEGAL ISSUES:
Review Your Estate Plan Against This 14-Point Checklist: Many Americans have estate plans in place - but unfortunately, many are incomplete and the most important subjects aren't even addressed. MarketWatch, July 20. 
SCAMS:
5 Signs Your Parents Are the Victims of a Financial Scam: Although no one is immune to financial scams, older adults tend to be more susceptible. GoBankingRates.com, July 20.
CAREGIVING:
Talk to Your Parents About Long-Term Care: Of all the reasons people find it hard to plan for their later years, the hardest to overcome might be a degree of disbelief that life will change. Next Avenue, July 19.

How to Talk About Money With Your Aging Parents: Addressing your aging parents' finances is not easy. There are several strategies you can use to get your aging parents to open up about their finances. If one doesn't work, try another. GoBankingRates.com, July 19. 
LONG-TERM CARE:
Families Face Tough Decisions as Cost of Elder Care Soars: The cost of staying in a nursing home has climbed at twice the rate of overall inflation over the last five years, according to the insurer Genworth Financial. The Associated Press, July 25.

The 5 Big Benefits of Virtual Retirement Villages: For seniors who want a low-cost way to age in place, virtual retirement villages offer many of the amenities and support available at a retirement home. Bankrate.com, July 23.

Who Will Provide Care for Childless Boomers? About a quarter of boomers may become "elder orphans." That's a newly coined term for people who reach old age with no family or friends left. Next Avenue, July 23.  
TECHNOLOGY:
Technology, While Not a Fountain of Youth, Can Make Aging Safer: These devices can help older adults stay in their homes longer and more cheaply, and even help prevent serious illnesses. The New York Times, July 24. 
TRAVEL:
7 Tips for Travelers With Disabilities: You can do more than you may think - but planning is essential. Next Avenue, July 23.
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