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June 29, 2015
Your weekly link to grown-up news and information from newspaper and
magazine publications, news organizations and web resources nationwide.
IN THIS ISSUE
Health
Medicare
Money
Taxes
Retirement
Social Security
Legal Issues
Scams
Grandparenting
Insurance
Caregiving
Long-Term Care
Travel
Extra
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HEALTH:
Are You At Risk for Kidney Disease? Kidney disease has an infamous reputation for sneaking up on us with very little warning. 26 million American adults have kidney disease and most of them don't know it. Next Avenue, June 26. 

Supreme Court Upholds Subsidies for Obamacare: Ruling preserves tax credits for 6.4 million people in 34 states. USA Today, June 25.

 

Are You at Risk for a Heart Attack After Exercise? People active during middle age and later years need to take precautions. The Wall Street Journal, June 22.

More Than Two-Thirds of U.S. Adults Now Overweight or Obese: This generation of Americans is the first that will have a shorter life expectancy than the previous generation. HealthDay, June 22.

 

How to Get the Best Care From Your Doctor: Have you ever wondered if your doctor is giving you the "right" advice? Next Avenue, June 22.

Blood Pressure, the Mystery Number: More than 58  million Americans take medicines to lower blood pressure, reducing their risk of heart attack and stroke. But experts aren't certain how low blood pressure should go. The New York Times, June 22.

Knee Surgery May Not Be the Best Option for Older Patients: Exercise and anti-inflammatory medications may be more effective for relieving pain from degenerative knee conditions in older patients. WSJ, June 22.
MEDICARE:
When Turning 65, Consumers With Marketplace Plans Need To Be Vigilant In Choosing Health Coverage: Before the Affordable Care Act, older adults who couldn't afford to buy their own health insurance would count the days until their 65th birthday, when Medicare would kick in. Kaiser Health News, June 25. 

This Is the Biggest Mistake People Make When Signing Up for Medicare: To sign up for the right program at the right time, start marking your calendar now. Money, June 23.
MONEY:
Money Advice for Same-Sex Couples After Court Ruling: Friday's Supreme Court ruling making same-sex marriages legal in all 50 states has major financial implications for LGBT couples. Next Avenue, June 26.

New Annuity Options to Plan Around Life's Biggest Unknown: How much money you will need to save to enjoy a secure retirement depends on the ultimate unknowable: How long will you live? Reuters, June 26.

4 Ways to Bridge the Retirement Income Gap: Think you can't afford to delay taking Social Security once you retire? These steps can help. Money, June 23.

This Problem Is Unexpectedly Crushing Many Retirement Dreams: Housing is most Americans' most important source of retirement security. So a sharp reduction in the rate of ownership, coupled with rising rents, is taking a toll. Money, June 25.
TAXES:
The 10 Most Tax-Friendly States for Retirees: Rankings are based on their respective overall tax burden, and cost of living. MarketWatch, June 23. 
RETIREMENT:

Couples Have to Negotiate their Visions of Retirement: Couples don't always have the same dreams for retirement, and it usually takes some negotiating to come to terms with what they're going to do. USA Today, June 28

 
5 Questions You Need To Answer Before Pulling the Trigger on Retirement To Do List: But before you call it a career, you want to be sure you're emotionally and financially ready. Realdealretirement.com, June 26.

What Retirement Without Savings Looks Like: If the money isn't there by the time you retire, you'll have to come with some major downgrades to compensate for your lack of savings, or you'll have to keep working. GoBankingRates.com, June 24. 

How Couples Delude Themselves About Retirement: Couples think they're on the same page about planning for retirement. The truth is, however, they're often not even reading the same book. Next Avenue, June 24.

How Saying 'No' Can Save Your Retirement: Experts say one of the key things to do during the early days of retirement is to set limits, on the new demands you may face on both your time and your money. CNBC, June 23.

How to Tell If You Are Ready to Retire: Make sure you do these five things before stepping away from the working world. US News and World Report. June 22.
SOCIAL SECURITY:
Same-Sex Couples to Get Big Social Security Bonus: The Supreme Court's ruling on whether same-sex marriages should be recognized will have wide-ranging economic impacts for same-sex couples. USA Today, June 26.

When Your Social Security Check Disappears Because of an Old student Loan: In 2013, the government garnished about $150 million in Social Security benefits from Americans to pay back their student loans. MarketWatch, June 25. 

Why the 8% Return Myth Shouldn't Make You Wait to Retire: Social Security benefits are one of the most important sources of income for retired Americans, and deciding when to start taking monthly checks from Social Security is a key element of your financial planning in retirement. Motley Fool, June 21.
LEGAL ISSUES:
No Estate Plan? You Are Making a Costly Mistake: Most Americans don't have a will or trust. For those who actually do have one, it has likely been sitting in a drawer, not updated as life circumstances have changed. CNBC, June 23. 
SCAMS:
How Older Adults Can Stay Safe When Dating Online: Scam artists prowl for vulnerable seniors using dating websites. US News and World Report. June 22.
GRANDPARENTING:
Grandparents Who Move to Be Closer to Grandchildren: The desire to strengthen family ties leads some grandparents who have free time and adequate financial resources to relocate to be closer to their grandchildren. The New York Times, June 26.
INSURANCE:
Can You Afford $5,000 a Year for Long-Term Care Insurance? Cost is usually the biggest factor that keeps most people from purchasing long-term care insurance - only around 8 million Americans currently have a policy. MarketWatch, June 25. 
CAREGIVING:
Counseling has Benefits for Alzheimer's Caregivers: Support programs for caregivers help them and also the Alzheimer's patients in their care. CNN, June 26. 

Home Can Be Where the Help Is: More must be done to get critical services to seniors who want to stay in their homes. US News and World Report. June 23. 

How to Manage Your Parents' Finances When They Can't: Stepping in to help your aging, or declining, parents with their finances takes time, patience and persistence. Next Avenue, June 26.
LONG-TERM CARE:
Childless Seniors Need to Build a Safety Net: It is critical to plan ahead. Among your tasks is to create a support system, build a team of professional advisers and find aging-friendly housing. Kiplinger's Retirement Report, July 2015.
TRAVEL:
5 Tips for Finding Senior Travel Discounts: Aging has its share of drawbacks, like more aches and pains, new wrinkles and occasional forgetfulness. However, getting older has its upsides, too. You have more time for trips, and you are eligible to use senior travel discounts. Bankrate.com, June 26.
EXTRA:
How Seniors Can Tame Pet Care Costs: The high cost of veterinary care has become a problem for millions of pet owners today, but it can be especially difficult for seniors living on a fixed income. The Huffington Post, June 22.
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