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May 11, 2015
Your weekly link to grown-up news and information from newspaper and
magazine publications, news organizations and web resources nationwide.
IN THIS ISSUE

HEALTH:
Fall-Related Deaths Nearly Doubled for U.S. Seniors Since 2000: Researchers also report that car crashes cause 1 in 7 unintentional deaths in older Americans. HealthDay, May 7.

Why Cutting-Edge Healthcare Will Help the Rich Live Longer: Could the 1% soon get to live twice as long as the rest of us - maybe even forever? Reuters, May 7. 
 
 
Six Must-Have Nutrients for Women 50-Plus: If you're like the average 50-plus woman, you may be missing some crucial nutrients in your everyday diet: vitamins and minerals that offer protection from cancer, Alzheimer's and diabetes, to name a few. Parade, May 8.

On Medicare and Assessing the Value of Lung Cancer Screening: You smoked for years. Maybe you still do. Now that Medicare promises to begin covering lung cancer screening, should you sign up? The NY Times, May 8.

More Aging Americans Using Canes, Walkers: Older Americans aren't taking old age sitting down. Canes, walkers and other mobility aids are used by about one-quarter of American seniors. HealthDay, May 6.

Aging Boomers Face Chronic Illness, But Death Rate Is Falling: A new study finds mixed results for the health of America's aging "Baby Boom" generation, with nearly half of people ages 55 to 64 taking a prescription heart drug and about 1 in 5 dealing with diabetes. HealthDay, May 6.

MIND:
Healthy Eating May Shield the Aging Brain: People who eat plenty of fruits and veggies may preserve more of their memory and thinking skills as they grow old, a new large study suggests. HealthDay, May 6.

As We Age, Keys to Remembering Where the Keys Are: Although memory issues become more apparent in the Medicare years, gradual changes in cognitive function actually begin decades earlier. The New York Times, May 4.

4 Myths About Brain Health & How to Stay Sharp: Want to stay mentally sharp for as long as possible? What your doctor may not know, but you should. Next Avenue, May 4.
MONEY:
Americans Struggle to Sock Away Retirement Savings: Retirement planning is complicated for Americans of all age groups. USA Today, May 9. 

What Retirement Savers Need to Know about the Fiduciary Rule: The Labor Department, charged with regulating the retirement accounts of millions of Americans, has at long last re-proposed a rule that defines who is and who isn't a fiduciary when it comes to providing investment advice to retirement plans. MarketWatch, May 9.

New Math for Retirees and the 4% Withdrawal Rule: Though the concept has been celebrated and criticized, it has come under scrutiny again, particularly as people are now retiring during a period of low interest rates. The New York Times, May 8.

The True Cost of Staying Home for Retirement: Home ownership is expensive, considering home repairs and maintenance, insurance and taxes. And millions of Americans are facing retirement with limited savings. CNBC, May 8.

How to Pick the Right Financial Adviser for You:
Are all financial advisers the same? Absolutely not! There are huge ranges in their quality and services, which can create major financial risks for you. Next Avenue, May 7.

These retirement saving 'rules' just don't add up: Don't count on 7 percent market returns and 4 percent withdrawals in retirement. CNBC, May 6.

Three Things to Remember when Giving Money to your Kids: More folks are opting to give financial gifts to their heirs during their lifetimes, advisers say, but before making such a move, make sure your generosity won't jeopardize your retirement security. MarketWatch, May 7.

True Lies: 4 Half-Truths That Can Screw Up Your Retirement: Here's what you need to know about four largely-but-not-completely true tenets of retirement planning. RealDealRetirement.com, May 6.

Don't Count on Inheritances to Save your Retirement: Expecting mom and dad to help fund your retirement by leaving you an inheritance? Don't count on it. MarketWatch, May 6.

How to Make the 4 Percent Withdrawal Rule Work for You: Experts say the strategy is a good starting point, but it should be customized with a few adjustments. US News and World Report, May 5.

How to Search for Lost Pension Money: It's not unusual for a worker to lose track of a pension benefit. Perhaps you left an employer long ago and forgot that you left behind a pension. Or maybe you worked for a company that changed owners or went belly up many years ago, and you figured the pension went with it. The Huffington Post, May 4.

How to Avoid Running Out of Money in Retirement: These strategies will help you prevent outliving your retirement savings. US News and World Report, May 4.
RETIREMENT:
How to Retire Before Your Spouse: Watch out for these tricky situations when one spouse retires while the other works. US News and World Report, May 6. 

Men v. women: Different Views on Retirement: Couples need to talk more to each other about their retirement plans. Consumer Reports, May 7.

Are You Emotionally Prepared to Handle Retirement? We spend time daydreaming of what retirement will be like, but you may be surprised to know that many of those nearing retirement fear they are not emotionally prepared. CNBC, May 7.

Traditional Retirement Possibly Becoming a Thing of the Past: The days of the gold-watch retirement where we have an office party  and never work again are more mythical than a reality. USA Today, May 5.

Consider Giving Retirement a Test Run: Frequently, retirement involves relocation, reduced income and a sudden surplus of time on your hands. Are you ready for the changes? MarketWatch, March 5.
SOCIAL SECURITY:
Social Security in REALLY Bad Shape: The Social Security Administration projects that its trust funds will be depleted by 2033 - not an optimistic forecast. But it may be even bleaker than that. USA Today, May 9.

Out of 4 Retirees Receiving Reduced Social Security Benefits: Growing numbers of workers expect to rely heavily on Social Security as a major source of income in retirement, but almost three-quarters of current retirees are receiving reduced benefits. MarketWatch, May 5. 

How to File on Your Ex's Social Security: If you're confused about Social Security rules for divorced individuals, you're not alone. MarketWatch, May 7.
HOUSING:
Retirees, Should You Buy or Rent When Downsizing? Run the numbers to compare both options, although nonfinancial factors play into the decision, too. Kiplinger's Retirement Report, May 2015. 
CAREGIVING:
The Costs of Asking Your Parents to Give Up the Car Keys: From being empathetic to getting paperwork in order, this can be quite a journey. US News and World Report, May 4. 

High-Tech Sensors Help Kids Keep Eye on Aging Parents: Companies are looking beyond home security and temperature control to creating products for Baby Boomers trying to balance caring for aging parents and respecting their independence. Associated Press, May 5.
WORK:
Could Age Discrimination Derail your Retirement Plans? A growing number of older workers say they've experienced it both in job searches and at their office, and it's had an impact on their ability to find work and save for retirement. CNBC, May 6.
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