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April 6, 2015
Your weekly link to grown-up news and information from newspaper and
magazine publications, news organizations and web resources nationwide.
IN THIS ISSUE

HEALTH:
The Cheater's Guide to Living to 100: You turn 50 and suddenly you're pegged as "middle-aged." But what if it really was the middle, and you could expect to live to 100 or even 120? Don't laugh. There are 53,364 centenarians in the U.S. today, and experts estimate that number could skyrocket to 600,000 by 2050. Parade, April 3. 

Heart Groups Issue Updated Blood Pressure Guidelines: Three leading groups of heart experts have issued updated guidelines that set blood pressure goals for people with heart disease. HealthDay, March 31.

Nuts Are a Nutritional Powerhouse: A series of studies found that the more nuts people consumed, the less likely they were to die at any given age, across classes and ethnic groups. The New York Times, March 30.

Easier Screening Tests for Colon Cancer: While a colonoscopy is considered the gold standard screening test
for detecting colon cancer and is widely recommended once adults reach age 50, only about half of Americans who've passed that milestone ever get tested. The Huffington Post, March 30.

The Search for a Better Definition of Pain: Proactive patients work with researchers for a more precise way to explain how they feel physically. WSJ, March 30.   
MEDICINE:
7 OTC Drugs That You Should Buy Generic: One easy way for people to cut costs in health spending is to switch from name-brand drugs to cheaper, store-brand versions of the same products. But some consumers are hesitant to forgo brand names because they worry that store brands won't be as effective or safe. Cheat Sheet, March 31.   
MONEY:
Be Wary of "Senior" Experts: Impressive credentials following an adviser's name may represent not much more than attendance at a weekend seminar. Kiplinger, May 2015.

Retire With Your Mortgage or Refinance? If you are age 55 or older and plan to retire in a decade or so, you need to evaluate your retirement funds and your desire to pay off your mortgage before signing that refinance application. The Motley Fool, April 3.

How Retirees Can Beat AARP Discounts: You can find better deals on certain things without paying a membership fee. Kiplinger, March 31.

Retirement Security In a Single Number: Calculating your 'funded ratio' can help you figure out if your nest egg will last as long as you do. Kiplinger's Retirement Report, April 2015.

Annuities: The Next Big Retirement Option? More and more Americans are facing the prospect of retiring on savings and Social Security, without the reliable pension checks their parents enjoyed. At the same time, it is becoming increasingly clear that getting through retirement by living off investments is too difficult and unpredictable for most of us. Bankrate.com, March 27.


Millions of Americans Have Little to No Money Saved: Millions of Americans have no savings set aside for a rainy day, leaving them in serious jeopardy if financial calamity strikes. USA Today, March 31.

3 Ways To Be Sure You're Not Fooling Yourself About Your Retirement: A new study shows that many people who aren't preparing well for retirement apparently think they are-while others who actually are on track may erroneously believe they're not. Real Deal Retirement, March 30.
TAXES:
Tax Credit for Savings Made for Retirement: The retirement savings contributions credit, also called the saver's credit, appears on Form 1040 and Form 1040A tax returns as a way to reward lower-wage earners who sock away retirement money. Bankrate.com, April 1. 

Minimize Taxes to Maximize Savings: Retirement planning is hard enough for most Americans. But when you layer in a convoluted web of U.S. tax laws, the task can seem truly overwhelming. USA Today, March 30.
RETIREMENT:
8 Reasons to Relocate for Retirement: Unless family binds you to a certain area, retirement can be the perfect time to explore living somewhere else. Here are some other factors that may get you thinking of far-off places. MarketWatch, April 3. 

Half of Americans Will See Their Standard of Living Fall in Retirement: With roughly 10,000 boomers retiring every days, the U.S. retirement crisis is no longer an easily dismissed distant concern. Whether we choose to pay attention or not, American workers' savings shortfall is a slow-moving hurricane that's going to hit many of us where we live. MarketWatch, April 2.


Retirees Embrace Ways to Stay Put, Age in Place: Although some people want to move to a warmer climate or exotic locale in retirement, for most folks, their current home is where their heart is. USA Today, April 2.

How to Find the Ideal Retirement Location: Florida and Arizona are still two of the hottest spots for people who want to relocate in retirement, but other places are becoming more popular. USA Today, March 31.

Where Retirees Want to Live Now: According to a recent study sponsored by Merrill Lynch, by age 61, most people finally feel free to live where they want to live, rather than live where they have to live because they need to commute to work or have family obligations. And it's no surprise where people want to live. US News and World Report, March 30.
SOCIAL SECURITY:
9 Worst Social Security Mistakes You Can Make: Making informed decisions about what kind of benefit to take -- and when -- can boost your total benefits payout. But Social Security has a bevy of complex rules for claiming benefits that you need to understand. Kiplinger, March 2015. 
SCAMS:
Protect Your Computer and Cellphone from Hackers and Identity Theft: Your sensitive personal information, identity and passwords are vulnerable to being tracked by cyber-criminals, companies and governments when you're online. Disconnect can help! Disconnect is a proud sponsor of the Senior Newswire.
HOUSING:
6 Things You Must Know About Aging in Place: Planning to stay put in retirement? Here's how to get your home ready now. Kiplinger, May 2015.

Why Some Seniors Are Upsizing in Retirement: Who says you need to buy a smaller house when you retire? US News and World Report, March 30. 

INSURANCE:
Why Seniors Lose $112 Billion in Life Insurance Benefits Every Year: Many Americans fear running out of money more than they fear death -- which makes it extra sad that they're leaving money on the table. The Motley Fool, April 3. 
CAREGIVING:
How to Discuss Aging Issues With Your Kids: Talk to your kids before they decide to have 'the talk' with you. US News and World Report, April 3. 

5 Ways to Deal With Caregiver Stress: We're not called the sandwich generation for nothing. Almost a third of U.S. adults  act as a caregiver for an ill, elderly or disabled relative. ABC News, April 3. 

Caring for Alzheimer's: How Three Couples Cope: Caregivers talk about the physical and emotional toll as the disease progresses. WSJ, March 30. 
WORK:
Over 50 and Back in College, Preparing for a New Career: For many retirees, babysitting grandchildren, golfing and relaxing on the beach is passé. Instead, they're being newly educated for second careers. The New York Times, April 3.
END OF LIFE:
5 Things You Should Know About End-of-Life Conversations: Death, while inevitable, is one of the most difficult things for most people to talk about. But a growing national movement warns that not talking about death can make end-of-life even more difficult for you, your family and loved ones. PBS Newshour, March 28. 
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