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February 2, 2015
Your weekly link to grown-up news and information from newspaper and
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IN THIS ISSUE

HEALTH:
Stand Up! Sitting Really Does Makes Us Sick: Modern Americans are used to tracking all manner of health behaviors, from calories consumed to steps taken. It's time to add another to the list: hours spent sitting. MarketWatch, Jan. 29.

Too Much Alcohol at Midlife Raises Stroke Risk, Study Finds: Too much alcohol in middle age can increase your stroke risk as much as high blood pressure or diabetes, a new study suggests. HealthDay, Jan. 29.

How to Take Care of Your Kidneys: More than 26 million Americans currently have chronic kidney disease, and millions more are at risk of developing it, yet most people don't realize it. The Huffington Post, Jan. 28.

Weight Gain or Loss Linked to Fracture Risk in Older Women: Study found just a 5 % change in weight may affect postmenopausal bone health. HealthDay, Jan. 28.

Do Political Ideologies Affect How Long You Live? People whose political ideas are on the liberal end of the spectrum may be less likely to die early than those whose ideas are conservative or moderate, a new study suggests. LiveScience, Jan. 28.


Prolonged High Cholesterol in Middle Age Raises Heart Risk Later: But new research reveals that long-term exposure to even slightly higher cholesterol levels can damage a person's future heart health. HealthDay, Jan. 26.

6 Ways to Cope with Chronic Illness: You've been diagnosed with something long-term. How to manage it effectively, and deal with the emotional impact of being sick. GrandParents.com, Jan. 26.

Breathing for Your Better Health: Slow, deep and consistent breathing has been shown to have benefits in treating conditions like migraines, irritable bowel syndrome, anxiety disorders and pain. WSJ, Jan. 26.

MIND:

In Alzheimer's Cases, Financial Ruin and Abuse Are Always Lurking: The film "Still Alice" focuses attention on a disease that can devastate families emotionally and financially. The New York Times, Jan. 30.

 
Alzheimer's Strains Finances, Medical Resources: A News-Press exclusive report about the economic and emotional cost of Alzheimer's disease in Southwest Florida. News-Press Media Group, Jan, 26.
MEDICARE:
Medicare to Transform How it Pays Doctors and Hospitals: The Obama administration outlined ambitious new goals to transform the way Medicare pays doctors and hospitals, rewarding providers that achieve better outcomes for patients rather than those that just do more. The Los Angeles Times, Jan. 26. 
MONEY:
Retirees, Here's How to Rebalance your Portfolio: Pre-retirees and retirees are often told to rebalance their portfolios. Rebalancing periodically is a good way to maintain a well-diversified, risk-appropriate portfolio, particularly when markets are volatile. USA Today, Jan. 31.

How to Protect your Retirement Investments Now: The sky is falling. Well, not really. But oil prices and the euro are. What's more, investment experts are calling for other assets to deflate as well. So what does that mean for the investments you've earmarked for retirement? MarketWatch, Jan. 31.


Managing Health Costs With Crowdfunding: Asking friends and family, and even strangers, to help with bills is becoming more accepted on crowdfunding websites. The New York Times, Jan. 30.

Boomer dilemma: Traditional or Roth IRA: If you're a baby boomer trying to save for retirement, the decision between investing in a traditional or Roth IRA isn't easy. Bankrate.com, Jan. 30.


Here's What You're Really Going to Spend on Health Care in Retirement: These benchmarks will help you gauge your future medical spending and set the right savings goals. Money, Jan. 29.  

The Right Way to Tap Income in Retirement: A couple working on their retirement plan needs help making the transition from saving to taking income. Here are three key steps to follow. Money, Jan. 28.

5 Questions To Ask Before Hiring A Financial Adviser: My husband and I have been reluctant to work with a financial adviser because my husband doesn't trust anyone. What questions should we ask to be sure that we're getting someone who is competent and reliable? Real Deal Retirement, Jan. 28.

3 Hurdles to Kicking the Savings Habit: How do you go from being a diligent saver for retirement to a responsible spender in retirement? MarketWatch, Jan. 28.

What Is the Best Way to Invest Your IRA? Whether you've been saving for decades, or you're just getting started, the best way to invest your IRA today might not be the best way to invest your IRA in 20 years. The Motley Fool, Jan. 28.

How to Save $100 a Month for Retirement: Try these strategies to boost your retirement savings by $1,200 this year. US News and World Report, Jan. 26.

Plan for a Long Life When Saving for Retirement: Online calculators can help you estimate your life expectancy and determine how much money you'll need to retire. Kiplinger, Feb. 2015.

Smart Ways to Save for Retirement at Every Age: Most people worry about having enough money in retirement. But you can roll up a substantial nest egg - even if you don't make a lot of money during your working years. USA Today, Jan. 26.
TAXES:
10 Tax Breaks for Retirement Savers: Saving for retirement can reduce the income tax you owe now or in retirement. US News and World Report, Jan. 26. 
RETIREMENT:
The 'Other' Retirement Talk Everyone Should Have: People meticulously plan their finances to be able to afford retirement. They hire financial advisers, save consistently during their working years and watch expenses. What they don't often do is prepare psychologically and emotionally. The Dallas Morning News, Jan. 30.

8 Great Freebies for Retirees: Older adults can take advantage of these retirement-friendly goods and services at no cost. Kiplinger, Jan. 29. 


4 Steps to a Happy Retirement: Many adults are scared about retirement. They hear the gloomy projections on television and they may become paralyzed with 'retirement anxiety.' This fear can lead to inactivity or a lack of retirement planning. Investopedia, Jan. 28.

Some States Move to Help Spur Retirement Savings: Survey after survey has shown the same dire forecast: Americans are dangerously ill-prepared for retirement. USA Today, Jan. 27.

The Biggest Financial Threat Women Face: According to a recent study, 62 percent of women said they were saving for retirement - but just 15 percent said they were saving enough, and 22 percent were barely saving at all. CNBC, Jan. 27.

The Best States to Grow Old In: Based on an independent analysis by 24/7 Wall St., which incorporated a range of income, health, labor, and environmental indicators, Utah is the best state in which to grow old, while Mississippi is the worst. 24/7 Wall St. Jan. 26.
SOCIAL SECURITY:
Delaying Social Security Boosts the Value of COLAs: Wait to take benefits until age 70 and you will get eight years of compounded cost-of-living adjustments on your full retirement age benefit. Kiplinger, Jan. 2015. 

Social Security recipients can get tax info online: Baby Boomers and others receiving Social Security payments now have a new option if they lose some tax paperwork. USA Today, Feb. 1.

In Case You Missed It, This Once-Promising Social Security Strategy Is History: The Social Security Administration has issued new rules that limits application withdrawals to the first 12 months after you initially filed. The Motley Fool, Jan. 25.
SCAMS:
Medical Identity Theft: Why You Should Worry: Medical identity theft carries financial implications similar to other types of identity theft which can ruin your credit -- but it has even more consequences. Bankrate.com, Jan. 26.  
TECHNOLOGY:
Senior tech helps baby boomers come of digital age: While younger people are typically the experts of high-tech gadgets and gizmos, an increasing number of elders are interested and involved in using technologies that allow them to stay more connected socially, with family and friends. USA Today, Jan. 30.
TRAVEL:
Best Travel Deals and Destinations for 2015: Tourist tips from the experts at The New York Times Travel Show. Next Avenue, Jan. 27.
END OF LIFE:
Why Hospice Care Could Benefit Your Loved One Sooner Than You Think: Many families overlook the scope of hospice services available to loved ones and their caregivers. PBS NewsHour, Jan. 29. 

Learning About Hospice Should Begin Long Before You Are Sick: There is no federal rating system - as there is for hospitals and nursing homes - that can help consumers make educated choices about the hospice they select. Kaiser Health News, Jan. 27.
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