2013 In Review: How Last Years Predictions Worked Out 

"I don't care. We'll decorate it and it'll be just right for our play. Besides, I think it needs me."

Charlie Brown - A Charlie Brown Christmas

Another year has quickly come and gone, way too fast for us! Before we launch head first into 2014, we found a few 2013 tidbits to share with you. Hope you enjoy.

Have a great holiday, our best wishes for 2014 and thanks for the opportunity to work with you.

On Economy, Tax and Finance:

• Money Magazine
• Housing - prices will rise 1%; reality, prices soared 12%
• Employment - 173,000 new jobs added per month; reality, 190,000 jobs
• Another major housing crisis - didn't happen 
• Unemployment will be higher - didn't happen 
• One of the "to big to fail" banks will indeed fail - didn't happen 
• Major drought and major dust storms in the USA - did happen 
• Price of gas will drop - did happen 
• Interest rates will rise, 3.75% for 30-year treasury - didn't happen 
• Crowd funding will become an integral ongoing part of financing both non-profits and for-profit social enterprises; a $1b opportunity -  the jury is still out 
• Under Armour stock will outperform Nike - GO BALTIMORE   

Social and Environmental Trends:

• We'll run out of fossil fuels this century; either switch to renewable energy NOW albeit with a lot of pain or plan for alternative solutions NOW - jury is still out. 
• Young entrepreneurs are the new creative and exciting business role models; more young people will start their own businesses - happening. 
• 2013 is the Year of the Woman on social media; greater economic power and the internet means the ladies will no longer tolerate the status quo - way happening.

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Your Harvest Friends

Ed Davis (301) 325-7687  Email