Oct. 30, 2013
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Community Bankers and Mortgage Lending Reforms

It has been five years since the financial crash spawned by a real estate and mortgage meltdown caused huge losses of money and confidence in the national and world economies. While Congress moved quickly to enact laws designed to thwart future crises of this sort, regulatory change has taken longer as the Consumer Protection Financial Bureau has transformed the massive conceptual reforms in the Dodd-Frank Act into usable directives that can be integrated into the country's banking system. Read more>>     

Fixed Mortgage Rates Drop to Four-Month Low
Freddie Mac has released the results of its Primary Mortgage Market Survey, showing average fixed mortgage rates hitting their lowest levels since this summer amid market speculation that the Federal Reserve will not alter its bond buying purchases this year. Read more>>
Announcing a New Electronic Newsletter 
BankNews Media is introducing a monthly electronic newsletter with helpful articles designed to improve readers' knowledge and skill sets through tips, guidelines, insights, advice and recommendations. Click here to subscribe to this FREE enewsletter to be introduced in January 2014.

Regulators Propose Joint Standards for Assessing Diversity Policies     

Six federal financial regulatory agencies are proposing joint standards for assessing the diversity policies and practices of the institutions they regulate. The proposed standards are intended to promote transparency and awareness of diversity policies and practices within the institutions. Read more>>
Register for Webcasts
Robbery Training and Teller Security
Date: Nov. 5
Click here for more information or to register.

More than 5,000 robberies occurred in financial institutions last year alone. Criminals are either getting smarter or more desperate or both. This webcast looks at some ways for your financial institution to stay ahead of those criminals. 


Click here for other featured webinars and audio conferences. 

City National Bank to Introduce Cardless Cash Access at ATMs
FIS, a provider of banking and payments technology, and City National Bank, one of the nation's premier private and business banks, have announced an agreement to pilot FIS Cardless Cash Access at City National ATMs in Los Angeles, New York City and San Francisco. Read more>>
Tier 1-Mo. Bank

Consumer Confidence Decreases Sharply in October 

Consumers' expectations, which had softened in September, decreased sharply in October. Those expecting business conditions to improve over the next six months fell to 16.0 percent from 20.6 percent, while those expecting business conditions to worsen increased to 17.5 percent from 10.3 percent. Read more>>
OCC Provides Guidance on Certain Issues Related to Troubled Debt Restructurings
The guidance elaborates on the concept of "operation of collateral" for repayment. Read more>>
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