Lying to Regulators ... What's the Risk?

Aug. 28, 2013

crossed fingers-lying It is important for all persons involved in a federal regulatory examination of a financial institution (i) to be aware of and comply with all applicable laws and regulations associated with such examinations; and (ii) to be aware of the possible criminal liability associated with the obstruction of such examinations. Section 1517 provides a potentially powerful club for regulators to use to ensure compliance with their examination requests. Read more>>

ABA Survey: Most Bank Customers Pay Little or No Fees

According to a recent survey by the American Bankers Association, most bank customers (65 percent) spend $3 or less in monthly fees - less than the cost of a gallon of gas. Read more>>

What Many Foreign Banks and Community Banks Have in Common

Strange as it may seem, community banks and the U.S. operations of foreign banks are often treated similarly; their interests are usually legislative and regulatory afterthoughts. Read more>>

Complying with Obamacare

Date: Sept. 18

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This audio conference provides a detailed review of the new rules, with emphasis on the regulatory guidance, safe harbors and compliance requirements that have been issued under those rules.

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OCC Releases Handbook Revisions and Rescissions

The booklet reflects guidance issued since the release of the 1995 booklet. Updated guidance includes prudent loan workouts, management of concentrations, stress testing, updated interagency appraisal guidelines, and statutory and regulatory developments in environmental risk management. Read more>>

TIER 1 BSA - Missouri Bank for Sale

CFPB Examiners Find Mortgage Servicing Problems at Banks and Nonbanks

In supervising both bank and nonbank servicers, CFPB examiners have uncovered problems that can be harmful to consumers, including sloppy account transfers, poor payment processing and loss-mitigation mistakes. Read more>>

ABA Statement on Federal Reserve Decision to Appeal Interchange Ruling

"The Federal Reserve's decision to appeal is the right thing to do for consumers who value debit cards and the financial institutions that serve them," said ABA President and CEO Frank Keating. Read more>>

RDC Summit

New Hampshire Bankers Association Joins Compliance Alliance

Compliance Alliance, a regulatory compliance resource for banks, announces New Hampshire Bankers Association as the latest addition to its current 17 State Bankers Association owners some of which include Florida, Massachusetts, Nebraska, Oklahoma and Texas. Read more>>

FHFA: U.S. House Prices Rose 2.1 Percent in Second Quarter 2013

Upward momentum in U.S. house prices remained strong in the second quarter, as prices rose 2.1 percent from the previous quarter, according to the Federal Housing Finance Agency House Price Index. This is the eighth consecutive quarterly price increase in the purchase-only, seasonally adjusted index. Read more>>

North Carolina Passes Electronic Lien and Title Legislation

Senate Bill 407 requires the North Carolina Division of Motor Vehicles to implement an ELT program by July 1, 2014. Within a year of implementation, banks, credit unions and other automotive lenders in the state will begin to replace their paper-based liens with an electronic exchange of data with the NC DMV. Read more>>

ABA Certificate in Compliance Lending