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Real People,
Real Reviews
"Kristi 's greatest strength as a realtor is she understood our "buying personality." She has a great knowledge of the history of properties in the Lake Minnetonka area and always kept us up to date on any new opportunities and market trends. But she also allowed us to keep our own timeline, do our own research and learn about the area.without feeling any pressure. She was always extremely responsive and ultimately helped us close on a property we love! She also gave us good advice about the true value of our existing home and what it needed to be ready to list . she provided fantastic marketing methods and materials and helped us find a great buyer. We would recommend Kristi to anyone looking to buy or sell a home in the Lake Minnetonka area."
-Veronica & Mike Grover
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Welcome!
With the holidays behind us, we reflect on the past year while setting goals, plans, and intentions for 2014. A fresh, new year brings the chance to start again, and to work on making this year the best yet.
According to the latest Existing Homes Sales Report from the National Association of Realtors, on average there are 14,027 homes that sell daily in the United States. Statistics show that most markets tend to sell more houses in the spring, rather than the winter months. Although this is true, it is also equally as important understand and take into effect that there will be more competition because of how many sellers waited until spring to put their house on the market.
If you're like many other buyers and sellers, a new year means a new house! Contact me to help you begin 2014 in your ideal home. I can provide valuable market information to help you make decisions and learn more about the process.
Wishing you a wonderful year ahead in 2014! Happy New Year!
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 Is this the year you are planning on putting your home up for sale? If your answer is "yes" or "possibly, depending on price" we have a GREAT option for you. We'll take a look at your home and discuss pricing. Once we've determined a number, we keep your home on file. If/when we have a buyer looking for a home matching your criteria, we give you a phone call to set up a private showing. This really works!
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Harvard: 5 Financial Reasons to Buy a Home
by The KCM Crew
Eric Belsky is Managing Director of the Joint Center of Housing Studies at Harvard University. He also currently serves on the editorial board of the Journal of Housing Research and Housing Policy Debate. This year he released a new paper on homeownership - The Dream Lives On: the Future of Homeownership in America. In his paper, Belsky reveals five financial reasons people should consider buying a home.
Here are the five reasons, each followed by an excerpt from the study:
1.) Housing is typically the one leveraged investment available.
"Few households are interested in borrowing money to buy stocks and bonds and few lenders are willing to lend them the money. As a result, homeownership allows households to amplify any appreciation on the value of their homes by a leverage factor. Even a hefty 20 percent down payment results in a leverage factor of five so that every percentage point rise in the value of the home is a 5 percent return on their equity. With many buyers putting 10 percent or less down, their leverage factor is 10 or more."
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Kristi's Pick of the Month
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17587 Groveland Place Minnetonka, MN 55391
Located in a private neighborhood of 8 exclusive homes. Near Grays Bay. Stunning new light filled home, custom built-ins, gourmet kitchen, 2nd floor laundry and nanny/bonus rm. Spectacular master suite, 1 of a kind LL w/media, rec rm. Screen porch w/ FP.
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2380 Lake Lucy Road, Chanhassen, MN 55317
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Knowing Your Options for the
"Fixer Upper"
by Preston Sandlin
The fixer-upper properties on the market will give you more purchasing power when shopping for a new home. Bargains can be found in homes that have been foreclosed, seized by the government or just fallen out of repair due to homeowner neglect. While it is true that you will save thousands of dollars on these homes that will need lots of work, there are hidden costs that buyers fail to consider. Ask yourself if it's worth it and know your options.
Know exactly what you are getting into
Don't underestimate the cost of renovations and repairs. A home inspection will let you know the fundamental repairs and maintenance that must be done to the home. Without a home inspector, you may end up over paying for the fixer-upper anyway.
The inspector will evaluate any problems with the interior and appliances, roofing, heating and cooling system, plumbing, electrical wiring, insulation and ventilation, and the structural foundation, exterior faults and more. Fixer-uppers may have a lot of problems with these parts of the home, and a realtor can downplay the extent of the issues because of their stake in the outcome of the sale. A home inspector is worth hiring to get an unbiased perspective and uncover problems you can't see yourself.
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