In This Issue

Ed talks about avoiding big retirement planning mistakes in this quarter's issue.
Click here for the full story.

Steve tells us about  how to avoid being hacked in this quarter's edition.Click here for the full story.

Please don't forget to change your address when you get to your winter home and again when you come back to MN!  Thank you!

October 1, 2014 Issue 73

Click here for more information!  OR  Click here to apply!  

 

*Request full disclosures at our office. Subject to Credit Availability. 

 

You may soon start storing "summer items". Please remember to notify us if you put an item in storage that you currently have a Northwoods CU loan on (camper, car, etc.).  This will prevent your loan from having extra insurance added to it.  Thank you! 

Our staff participated in the Children's Miracle Network, Miracle Jeans Day again this year on Wednesday, September 10th.  We raised almost $300 in September for CMN, which stays local at the Gillette Children's Hospital!  Click here for a full story on the Credit Union National Association's website: http://www.cuna.org/Stay-Informed/News-Now/CU-System/Did-You-Wear-Jeans-To-Work-Wednesday-/.

Northwoods Credit Union particpatied in the ALS Ice Bucket Challenge after being nominated by our friends at Northern Communities CU as well as by our Board Member, Dakota Koski.

*Graphic from the ALS website on 9/25/14

 

Your NCU Platinum Rewards Visa Card can make your purchases more rewarding. That's because you earn 1 point for every $1 you spend. Your card is a great alternative to cash and checks. Plus, it includes exceptional benefits like these:

* Covers U.S.-issued cards only. Does not apply to ATM transactions, PIN transactions not processed by Visa or certain commercial card transactions. Individual provisional credit amounts are provided on a provisional basis and may be withheld, delayed, limited or rescinded by your issuer based on factors such as gross negligence or fraud, delay in reporting unauthorized use, investigation and verification of claim and account standing and history. You must notify your financial institution immediately of any unauthorized use. Transaction at issue must be posted to your account before provisional credit may be issued. For specific restrictions, limitations and other details, please consult your issuer.

Pay your cell phone bill each month with your Northwoods Credit Union Visa Credit Card (both Low Rate and our Rewards Card) and you will  be eligible for a FREE Cell Phone Coverage!
View full Cell Phone Coverage disclosure here.

Northwoods CU members benefit from new internet service! We're pleased to introduce a new way for you to check the status of your NCU Platinum Visa credit card accounts. You can now go to our web site at www.northwoodscu.org and log in to your online banking.  Once inside online banking, click the "Credit Card Info" tab on the green menu bar.  Once you register an account/s, you can immediately begin to view vital information about your account any time of day from the convenience and security of your own computer. All you need is a connection to the Internet. (Of course, you can still get information and service on your accounts by calling the toll-free telephone number noted on the back of your credit card.)

This new web-based credit card information facility lets you view transactions from your last three statements, check your account balance, available credit, next payment date, and amount due.

Web access to credit card data is fast - pages appear in seconds. Most importantly, this new way to examine account data is secure - all exchanges between your web browser and the credit card pages are protected by Secure Sockets Layer (SSL) 128-bit encryption.

Best of all, there's no charge to you, the member, for getting your account data over the Internet. Visit www.northwoodscu.org and give this new service a try.

Roadside Dispatch® Offers you a 24/7 on-demand referral dispatch network that provides emergency roadside assistance, towing, and locksmith services giving you peace of mind when you're out on the road. Call 1-800-VISA-TOW for further details.

Travel Accident Insurance. Take comfort in knowing you and your eligible family members are protected when you travel. When you purchase your common carrier (airline, bus, train, cruise ship) tickets with your eligible Visa card you get accidental death and dismemberment coverage so you can travel with peace of mind.

Auto Rental Collision Damage Waiver. Now you have one less thing to worry about when you rent a car. With your Visa card, you're covered for damage due to collision or theft. Secure and charge your rental to your covered card and decline the collision damage waiver (or loss damage waiver) offered by the rental agency.

Lost/Stolen Card Reporting.  You're always protected when you carry the NCU Platinum Visa ... especially if it's ever lost or stolen. Simply call Visa's Lost/Stolen Card Reporting service, and we'll work with you to notify the appropriate parties and replace your card.  .

*Certain restrictions and limitations apply. Go to visa.com/benefits or call 1-800-VISA-911 for complete details.