In This Issue
Northwoods Investing & Insurance Services with Ed Grondahl
Edward Grondahl
Ed talks about the economy in this quarter's article. Click here to read Ed's article.

Steve's Computer Tip #113

Steve tells us about Digital Wallets in this edition. Click here for the full story.

Attention SNOWBIRDS!

Please don't forget to change your address when you get back to your summer home!  Thank you!

DEBIT CARD USERS:

In an effort to efficiently monitor our debit card portfolio, we will perform quarterly maintenance.  If you don't use or have never activated your debit card and want to keep it open, please notify Meggan by calling 218-878-3954 or email her at megganr@northwoodscu.org
July 1, 2014 Issue 72
A print version of this newsletter will also be available in our lobby.
Freedom Line of Credit (LOC)
NEW!

Put your mind at ease by applying for a Northwoods Credit Union Freedom LOC today & know that whatever expense comes at you, you'll be ready.

You'll love this loan for Financial Emergencies

School Expenses

Home Improvements 

Unexpected Expenses & Repairs

Anything else you need!

   

Click here for more information!  OR  Click here to apply! 

 

Updating Account Information

If you stop in, call or contact us you may find us asking a few questions to update your information.  We never send emails or make phone calls to get your info, so please be wary if you receive a call or email like this and call our main number at 218-878-4181 immediately.

Congratulations Schimineks!

Days to Remember
Friday, July 4th
  We are closed but we will be in the Independence Day Parade in Cloquet!

Thursday-Sunday, August 14th-17th
   Carlton County Fair

Monday, Sept. 1st
  We will be closed in observance of Labor Day
Popcorn Fridays are back!  
Now through Labor Day weekend at either office!
Click here for our


Click here for our

eStatements are free, safe, easy and convenient!

How do I sign up?
1. Log in to online banking from our website.
2. Click the eStatements tab at the top of the page
3. Enroll!
4. Next time statements go out, you'll get an email letting you know your eStatements are available within Online Banking!

IMPORTANT Information About Your NCU VISA CREDIT CARD
Watch your mail for your new Credit Card this August!
This is the new credit card design.


Northwoods Credit Union is always looking for ways to lower costs or increase efficiency in our systems and processes.  As a result, we are changing our credit card processing system effective in August.

New credit cards will be coming your way

This change means you'll receive a new Platinum Visa card from us next month.  There will be no disruption in your ability to charge purchases, and you'll be able to use your existing card through the time your new card arrives.

New card, new account number

However, please note, your card will also contain a new account number and expiration date.  So, if you're using it for autopay purposes you'll need to notify merchants of your new account number and expiration date to avoid missed or late payments.

Next month, when your new card arrives, you'll receive complete instructions on activating your account, as well as other information you need to know.  If you have additional questions or concerns at that time, please don't hesitate to give us a call at 218-879-4181.

You can also visit our website at any time for more information at www.northwoodscu.org.

Important Dates:
  Your new card will arrive mid-August.
  Saturday, August 23rd is the last day your current card will work.
  Sunday, August 24th you will need to activate and start using your new card. You will not be able to activate or use your new card prior to Sunday, August 24th.

Event Recaps
Youth Week, April 2014
Youth Week is always one of our favorite weeks of the year here at the Credit Union.  This year we had a beach theme and each child that deposited got some great beach-themed prizes!  They also earned EXTRA points for all those cool prizes on our prize shelf!  Be sure to open a youth account for the kids, grandkids, nieces & nephews in your life so they can start learning how to save today!

Shred & Recycle Event
This year marked our 6th Annual Shred Event and our 2nd year recycling appliances and electronics.  We were able to shred over 3,000 pounds of paper for our member's and community.  We also took a large load of appliances and electronics.  We love watching how this event grows from year to year.  We'll be sure to provide this event again next May so keep an eye out for the date!
We also collected food and money for the food shelf! Thank you to everyone for your donations!

Northwoods Credit Union | | kate@northwoodscu.org | http://www.northwoodscu.org
1702 Avenue B  Cloquet, MN 55720
902 Stanley Avenue   Cloquet MN 55720

 NCUA 
Federally insured by NCUA.
Membership Eligibility Required.

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