We paid 18% of our gross income to you, our members, in 2013. 

One example of the Credit Union difference.

In This Issue
Northwoods Investing & Insurance Services with Ed Grondahl
Edward Grondahl
Ed talks about making wise retirement decisions in this article. Click here for the full story.
Steve's Computer Tip #112

Steve talks about the latest Microsoft news this quarter. Click here for the full story.

Attn: Snowbirds!!!
Please don't forget to change your address when you get to your winter home and again when you come back to MN!  Thank you!

ATTN: Debit Card Users!

In an effort to efficiently monitor our debit card portfolio we will perform quarterly maintenance on it. If you don't use or have never activated your debit card and want to keep it open please notify Meggan by calling 218-878-3954 or emailing megganr@northwoodscu.org.

Safe Deposit Box Member's
This is just a reminder that your account will be debited on June 15th for your yearly renewal.
April 1, 2014 Issue 71
We are all so tired of this long drawn out winter, so we turned our lobby into a beach!  Stop in and enjoy the beach radio, the palm tree and see what we've got going on!  From 'Surf's Up Youth Week' to a $2500 Vacation Giveaway we're sure there's something to take away the winter blue's!  Read on for more info!
Sign up for eStatements and earn $5 CASH!
Switch to eStatements before April 30th and get a $5 credit in your account!
How to switch to eStatements before April 30th
1) Log into Online Banking
2) Click the eStatements tab at the top of the page
3) Enroll!
4) Next time the statements come out, you'll get an email letting you know your
eStatements are available within Online Banking! You'll also be able to view past statements.
Why should I switch? eStatements are free, safe, easy and convenient!
FAST! Available days sooner than paper statements!
CONVENIENT! View, download & print up to six months of your past statements
SECURE! Access your eStatements through a secure log-in on our homepage!

*Terms & Conditions - Northwoods Credit Union reserves the right to change these terms.
1) Eligible eStatement enrollment must be received in April 2014 and continued through, at the very least, the May 2014 statement period. All NCU Member's not enrolled in eStatements at the start of the offer period who enroll in NCU eStatements during the Promotional Period, April 1-30, 2014, will earn the incentive. 2) One credit of $5.00 will apply per eligible member regardless of the number of consumer-owned eligible and active checking accounts with eStatements. 3) A $5.00 credit will be deposited into member's checking account within ten (10) days after the "Promotion Period." For member's with multiple checking accounts used for Online Banking with NCU, the credit will be deposited into one of the active accounts with eStatements. 4) Enrollments made under multiple identities or through the use of any agent or other device artifice to enter multiple times will be deemed invalid. Limit of one (1) new eStatement enrollment per consumer. 5) Credits will not be given to consumers who do not meet these Terms and Conditions and who do not enroll in NCU eStatements during the Promotion Period. 6) Recipient of the credit is deemed to be the member whose name appears on the Statement.


$2,500 Vacation Package GIVEAWAY!
It's been a long winter & we're all a little tired of it.  


We've got the cure with a chance to win a VACATION PACKAGE by taking out a new NCU loan over $5,000!! 
Hurry!  Offer ends Thursday, April 24th!


For all disclosures and more information, click here.

Days to Remember
April 21-25
Surf's Up, Youth Week

Saturday, May 3rd
Annual Shred Day and Recycle Event

Monday, May 26th
Closed in observance of Memorial Day

Friday, July 4th
Closed in observance of Independence Day
Click here for our

Click here for our

Don't Tax My CU
Current & Upcoming Events

6th Annual Shred & Electronic/Appliance Recycle Event
Change a Child's Life

We are raising money for the Children's Miracle Network in April and May by collecting coin.  We have boxes throughout our offices where you can donate your pocket change.  The money all stays local at our Gillette Children's Hospital in St Paul and their clinic here in Duluth.  To date, America's credit unions have raised more than $80 million since 1996 for Children's Miracle Network Hospitals.

Saturday, May 3rd   9am-Noon  

Stanley Ave Office (near WalMart)


Please join us for our 6th Annual Shred and Electronic/Appliance Recycle Event!  We will take your confidential paperwork and shred on site as well as many of your electronic and appliance's for free!  For more information, as well as a full list of what we can accept for free and for a charge, please visit www.northwoodscu.org/shred-day-2014


We will be accepting Food Shelf Donations.

SURF'S UP! Catch the SAVE WAVE at this year's Youth Week
April 21-25, 2014
Join us during Youth Week this year for a BEACH BASH!  We have beach music, a pool, snacks - even a palm tree in each of our lobby's!  Like each year, we'll have giveaways, prizes and fun for all our Youth Member's!  For more information, please contact Kate at kate@northwoodscu.org.
Click here for a Coloring Page: FLIP FLOP  or BEACH BALL.  Enter this coloring page into our coloring contest before 5:00 on Friday, April 25th for a chance to win a PRIZE!
Northwoods Credit Union Sponsors MN Wilderness Military Appreciation Weekend!
Northwoods Credit Union was proud to sponsor the MN Wilderness Hockey Team's recent Military Appreciation weekend.  We handed out goodies, donated cash, participated in the puck drop and had a GREAT time doing it!  We hope to see you at their upcoming home playoff games!
Northwoods Credit Union | | kate@northwoodscu.org | http://www.northwoodscu.org
1702 Avenue B  Cloquet, MN 55720
902 Stanley Avenue   Cloquet MN 55720

Federally insured by NCUA.
Membership Eligibility Required.

Copyright 2013. All Rights Reserved.