Congratulations to Sharon Luing!
She has retired after 21 years here at Northwoods Credit Union. We will miss seeing her smile everyday but wish her the best in retirement!

www.northwoodscu.org

In This Issue

Northwoods Investing & Insurance Services

Northwoods Investing & Insurance Services with Ed Grondahl

Ed talks about looking forward to 2014 in this quarter's issue. Click here for the full story.

Steve's Computer Tip #112

Steve tells us about Email in this edition.Click here for the full story.

Attn: Snowbirds!!!

Please don't forget to change your address when you get to your winter home and again when you come back to MN! Thank you!

January 1, 2014 Issue 70

It has been an exciting past few years here at the Credit Union and we are so excited to see what 2014 brings! We hope you're just as excited for your new year! Will this be the year that you purchase a home, start planning for retirement, the year you retire, the year you start a family? There are so many possibilities and we would love to be part of helping you plan financially for whatever you have in store for the New Year!

Target confirms nationwide data breach

No incidents of fraud on Northwoods CU cards have been confirmed with our cardholders. Please view your accounts periodically via online banking and our mobile app to check your balances for any suspicious activity. If you do see something suspicious, please contact us immediately. For more information from Target, please visit their corporate website at https://corporate.target.com/discover/article/Important-Notice-Unauthorized-access-to-payment-ca.

As of, 12/31/13 we've saved our member's over $6,000,000!!!

We originally set out in April to save our members $1,000,000 by December 31st. We reached our goal by early June and ended up exceeding our goal by $5,000,000?!?! We're loving saving our member's money and don't want to stop, so please stop in, call or email us and we'll see how much money we can save you! You can follow our progress on our facebook page at https://www.facebook.com/NorthwoodsCreditUnion and on our website at https://www.northwoodscu.org/1000000/.

Don't Tax My Credit Union

Thank you to all of our member's who have supported the Don't Tax My Credit Union movement. We'll continue to contact our Senators and Representative to let them know how important it is to not tax credit unions! If you'd like more information please visit www.donttaxmycu.org. Thank you!

$10,000 in Scholarship Money available through MNFIC

$10,000 in Scholarship Money AvailableThrough the FIC

The Minnesota Family Involvement Council (FIC) has $10,000 available in scholarship money for Minnesota credit union members who are continuing their education!

The FIC is offering two $1,000 scholarships and sixteen $500 scholarships to 18 credit union members throughout Minnesota. Any individual attending a college or university, graduate or law school, 2- or 4-year program or community or technical college in the fall of 2014/spring 2015 is eligible. For an application packet or more information, please apply online at http://www.mnfic.org/scholar.htm.

Days to Remember

Wednesday, Jan 1st

Closed for New Year's Day

Monday, Jan 20th

Closed in observance of Martin Luther King, Jr. Day

Wednesday, Jan 29th at 6:00
Our travel coordinator, Connor O'Meara, will be here to discuss this fall's California Oregon Train Tour

Thursday, Jan 30th

Join us as the CEC Boys Varsity Hockey team plays Hibbing. We will be working the concession stand.

Tuesday, Feb 11th

Join us for our 77th Annual Meeting.

Monday, Feb 17th

Closed in observance of President's Day

Click here for our
Deposit Rates

Click here for our
Loan Rates

Current & Upcoming Events

Guest Speaker at our 76th Annual Meeting

California Oregon Train Tour, September 2-12, 2014

Travel from Washington to California for one of the most beautiful vacations the west has to offer! Sights range from the Golden Gate Bridge to Redwood National Park, Portland, Oregon and Yosemite National Park! Travel show for this amazing trip will be held on Wednesday, January 29th at 6pm at our Avenue B Office. To RSVP to the Travel Show, please email Kate at kate@northwoodscu.org.

You can stop in to pick up a brochure or call Kate for more information at 218-878-3944.

77th Annual Meeting
Tuesday, February 11th at the Cloquet Senior High Cafeteria

5:15 Complimentary Medicare Seminar
Chad Mueller, with Members I&I, will be our guest speaker to help us understand Medicare Basics and the differences between A, B, C and D. Please RSVP to Ed, Northwoods Investment & Insurance Services Financial Advisor, at either 218-878-3922 or edward.grondahl@cunamutual.com.

7:00 Annual Meeting

Refreshments will be served. All members in attendance will receive a gift, as well as a chance to win one of our many prize drawings.

Board & Supervisory Committee elections will be held during the meeting.

Event Recaps

eStatements....safe, easy & convenient!

FAST! Available days sooner than paper statements!

CONVENIENT! View, download & print up to 6 months of your past statements when it's convenient!

SECURE! Access your eStatement through a secure log-in on our homepage

FREE!

EASY! Here's how....

Sign-up for eStatements

1. Login to your Online Banking through www.northwoodscu.org

2. Click the eStatements tab and follow the sign-up instructions.

View eStatements

1. The beginning of next month you willreceive an e-mail saying your eStatement is ready.