I was VERY surprised & appreciative  that Northwoods gave me a loan.
My bank wouldn't because I had no 
credit rating.  Not that I had a bad 
credit score but I had NONE.  My former bank penalized me for paying cash 
for major purchases.  Northwoods 
gave me the support I needed.  
That's why Northwoods is now my only bank.
In This Issue
Northwoods Investing & Insurance Services with Ed Grondahl
Edward Grondahl
Ed talks about saving for retirement in this quarter's issue. Click here for the full story.

Steve's Computer Tip #110

Steve tells us about Digital Wallets in this edition. Click here for the full story.

July 1, 2013 Issue 68
Welcome to the first edition of our eNewsletter!  We hope you enjoy this edition and be sure to let us know what you think. A print version of this newsletter will also be available in our lobby.
Freedom Line of Credit (LOC)

Put your mind at ease by applying for a Northwoods Credit Union Freedom LOC today & know that whatever expense comes at you, you'll be ready.

You'll love this loan for

Financial Emergencies

School Expenses

Home Improvements 

Unexpected Expenses & Repairs

Anything else you need!



Click here for more information!  OR  Click here to apply!


Saving our Members MILLIONS
We originally set out in April to save our members $1,000,000 by December 31st.  We reached our goal by early June!!  We're having such a great time saving our members money that now we can't wait to see how much we can save them by the end of the year!  Stop in, call or email us to we can see how much money we can save you!  You can follow our progress on our facebook page at https://www.facebook.com/NorthwoodsCreditUnion or on our website at https://www.northwoodscu.org/1000000/.  
Days to Remember
Thursday, July 4th
  We are closed but we will be in the Independence Day Parade in Cloquet!

Sunday, July, 28th
  Carlton Daze Parade

Thursday-Sunday, August 15th-18th
   Carlton County Fair

Monday, Sept. 2nd
  We will be closed in observance of Labor Day
Popcorn Fridays are back!  
Now through Labor Day weekend at either office!
Click here for our

Click here for our

Current & Upcoming Promotions

Refer a member and earn cash! 
Click picture for coupon & rules

We approved 97% of loans in April and 99% of loans in May!!
2013 Backpack Giveaway
Register your kids age 5-17 in our backpack giveaway drawing!  Winner will be drawn on Friday, August 23rd so be sure to have your entry in by then! 
Chances of winning depends on the amount of entries received. No purchase necessary.
Event Recaps
Youth Week, April 2013
Youth Week is always one of our favorite weeks of the year here at the Credit Union.  This year we had a 'Stache Your Cash' theme and each child that deposited got some great mustache-themed prizes!  They also earned EXTRA points for all those cool prizes on our prize shelf!  Be sure to open a youth account for the kids, grandkids, nieces & nephews in your life so they can start learning how to save today!

Shred & Recycle Event
Our staff battled the wind, rain and sleet at this year's event on May 11th. Despite the weather we almost doubled the amount of shred we collected this year to 4,032 pounds!  On the appliance recycling side we helped our community get rid of everything from printers to tv's to vacuum cleaners! 

We also collected 2 BIG boxes and $100 for the food shelf! Thank you to everyone for your donations! Watch your newsletter for next year's dates.

Northwoods Credit Union | | kate@northwoodscu.org | http://www.northwoodscu.org
1702 Avenue B  Cloquet, MN 55720
902 Stanley Avenue   Cloquet MN 55720
Offer Expires 07/31/2013. Available at participating stores only
Exclusive Sam's Club Membership offer for Northwoods Credit Union Members!        
Receive up to a $25 Sam's Club Gift Card when you sign up for a new Sam's Club Plus Membership or renew an existing Plus Membership!.
off double reservation
*$50 off a single reservation.
October 3-13, 2013
Use this coupon on our upcoming Fall Trip!

Monday, July 15th at 6:00PM
Northwoods Credit Union
1702 Avenue B, Cloquet


Federally insured by NCUA.
Membership Eligibility Required.

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