BREAKING NEWS 06/21/13:
ACS releases the ultimate, most comprehensive PI attorney lien form
along with two explanatory articles about how to use it that can be read by clicking here
. Learn about the services of an attorney to help you get lawyers to honor your liens. Protect your rights to get paid in PI cases by using this lien.
BREAKING NEWS 06/12/13:
Governor chooses State Employee Benefit - United Healthcare EPO
as Arizona's Essential Health Benefits benchmark package. Coverage for chiropractic includes physician visits, copay $15.00 per visit; spinal manipulation limited to 20 visits per member per plan year subject to being medically appropriate, copay $15.00 per visit; and rehabilitation services, limited to 60 visits per member per plan year for all therapy types including physical medicine copay $15.00 per visit. This is the minimum plan that all employers will have to offer beginning 01/01/14. Click here to read Governor's letter
announcing her decision. Click here to read the Benefit Plan Booklet
from the Arizona Department of Insurance (ADOI) website.
BREAKING NEWS 06/06/13: ACS releases all new June 2013 monthly eNewsletter with lead story about ACS' plan to file same lawsuit against ASHN and BCBS that the ACA has filed against ASHN and CIGNA on a national basis. Also read about ACS' plans for 2014 Legislative session, BCBS/Gilsbar refund demands, Aetna policy on manual therapy,and much more by clicking here.
BREAKING NEWS 05/30/13: Video evidence of insurance company discrimination against chiropractors that is depriving many patients of chiropractic care and causing many chiropractors to go out of business. View powerful video that tells the whole story by clicking here.
BREAKING NEWS 05/16/13: How to Use the Health Care Appeals, Grievance and Timely Payment Laws to Get Paid. ACS has made key Member Benefit documents public so entire profession can use key tools to get paid. Click here for complete information. Much more information like this available to members. Join today online!
BREAKING NEWS 05/02/13: ACS releases May 2013 eNewsletter with key stories about appeal filed with Arizona Supreme Court in ADOI lawsuit to overturn Court of Appeals decision, plans for additional litigation and legislation to achieve insurance equality, meeting with ADOI Director and executive staff, solutions for refund demands and much more. Click here to read the newsletter.
BREAKING NEWS 04/22/13: Meeting with ADOI Director and staff on 04/18/13 to address ACS' complaints nonproductive. ADOI refuses to agree to enforce any of the key provisions of the chiropractic insurance equality law. ACS now strategizing other solutions. Click here to read a full report of the details of the meeting.
BREAKING NEWS 04/02/13: ACS releases all new April 2013 eNewsletter with key stories about Court of Appeals decision in favor of ADOI, legislative defeat of SB 1362, Senate committee decision in favor of Gerrie Marks as ADOI Director as much more. Click here to read full newsletter.
BREAKING NEWS 03/27/13: State Farm files petition with Arizona Court of Appeals to force doctors to accept $12 as payment in full for depositions in PI cases. Treating DCs would be "fact witnesses" and not "expert witnesses" if State Farm prevails. ACS files Amicus brief with Court to oppose State Farm.
BREAKING NEWS 03/20/13: SB 1362 fails to pass Senate on reconsideration as some Senators still believe bill will turn DCs into PCPs while others want to wait to see how national insurance equality affects profession. Some Senators follow directions from Arizona Chamber of Commerce which is dominated by BCBS. ACS now focusing on gaining enforcement of current insurance equality law. Go to the ACS Legislative webpage at http://www.azchiropractors.org/pages/LEGISLATIVE-INFORMATION-PAGE.php to view streaming video of all Legislative hearings and votes.
BREAKING NEWS 02/11/13: ACS releases February 2013 ACS eNewsletter with lead story "Powerful, Leading Legislators Sponsor and Introduce ACS Insurance Equality Law." Also read about refund demands and all breaking news by clicking here.
BREAKING NEWS 02/09/13: U.S. Department of Labor files amicus brief supporting ACS' position that post payment audit (PPA) reviews are adverse claims determinations subject to all ERISA appeal rights. Click here to read key excerpts from the DOL amicus brief. This will greatly strengthen the ACS anti-PPA letter available by clicking here.
BREAKING NEWS 12/06/12: ACS releases December 2012 eNews with lead story "Legislators Poised to Tell ADOI to Enforce Chiropractic Insurance Equality Law or They Will Allow Public to Do It." Also, ACS explains details of how its strategy is effective in countering the epidemic of refund demands from health insurers. Read about the Governor's new appointment for ADOI Director, all of the ACS member benefits and Corporate Members. Click here to read the entire 8 page full color PDF newsletter.
BREAKING NEWS 11/07/12: ACS releases November 2012 ACS eNewsletter with story about ACS' plans to attack insurance discrimination at the Legislature in January, 2013. Also read about the complete ACS package to fight low speed impact arguments in PI cases, LaBombard defenses, how to fight refund demands, and much more by clicking here.
BREAKING NEWS 10/31/12: BCBS to be sued for charging copays for chiropractic care. The lawsuit will be handled by the law firm Hansen Reynolds Dickinson Crueger LLC from Milwaukee, WI, http://hrdclaw.com/, with Arizona bad faith insurance lawyer Stephen Ryan, www.stephencryanpc.com/. The WI firm has been litigating the same issue in WI. Here is a link to a newspaper article about their lawsuit and a link to the initial 30 page WI filing.
BREAKING NEWS 10/20/12: ACS releases Low Speed Impact Defense Package including a letter to send to a claims adjuster who has raised low speed impact arguments, telling you to limit treatment because property damage was minor. The package is posted on the Member Benefits page, #35.1 to 35.6.
BREAKING NEWS 08/03/12: ACS releases all new 8 page August 2012 ACS eNewsletter. Lead story: "Insurance Restrictions on Chiropractic Fueling Epidemic of Narcotic Opiate Addictive Prescription Painkiller Abuse." Read this story and much more by clicking here. Read ACS page on the subject by clicking here. Read ACS Position Paper by clicking here.
BREAKING NEWS 06/28/12: US Supreme Court upholds national healthcare reform including powerful clause prohibiting discrimination against chiropractors. Click here to read full ACS explanation of chiropractic provisions which will be a boon to the profession.
BREAKING NEWS 04/28/12: ACS publishes Complete Directory to Personal Injury Resources, superior to many hours of seminars and hundreds of dollars of expense. Based on Dr. Immerman's 69 trials and 45 depositions in the past 15 years with overall 500 case reviews.
BREAKING NEWS 03/26/12: $70,000 Plaintiff's award in classic low speed impact case. State Farm retains Joseph Peles, PhD, biomechanical engineer, and plaintiffs retained Alan M. Immerman, D.C. to rebut. Jury did not believe Dr. Peles after hearing from Dr. Immerman and concluded the plaintiff was injured, awarding $70,000. Click here to read the entire Court's Minute Entry.
KEY DOCUMENTS FOR YOUR PRACTICE: 11.3 - Letter to fight refund demands. If you receive a refund demand, contact ACS. 34.1 -- Who Can an ARS 33-931 Lien Be Enforced Against, by PI attorney Steve Pincus. Also: New PI/health insurance lien forms for health insurers that refuse to honor assignments of benefits. New liens grant more rights than county liens plus work in UM/UIM cases. Also, all new ASH Claims Denial Center with key analysis at 11.5.
BREAKING NEWS 02/03/12: Arizona Capitol Times publishes Dr. Immerman's "Stop Insurance Industry War On Patients Who Rely On Chiropractic Care." Click here to read.
BREAKING NEWS 12/14/11: Press Conference on 12/13/11 great success in exposing ADOI, BCBS and ASH. Click here to read full report including links to newspaper articles and TV videos. Click here to read Media Release.
Most Read: Newsletter from MedicoLegal Services with reference for the best literature review journal study about biomechanics and injury mechanisms of whiplash. Click here for newsletter.
Most Read: ACS offers members group medical insurance which is guaranteed-issue. This means no medical questions asked! High quality Arizona insurer. Call ACS at 602-368-9496 for more information.
Most Read: Watch live testimony from the Legislature as Dr. Immerman arguesthat chiropractic should be included in health insurance. Click here to see video. Begin at the 50:30 minute mark.
Click here to join ACS or donate online with our live secure server. For a detailed description of each of the 60 valuable member benefits, click here.
Alan M. Immerman, D.C.
President and Executive Director