Arizona Chiropractic Society eNewsletter


June 10, 2013Newsletter Subtitle

Month Year
The Arizona Chiropractic Society is here to serve you!

ACS Logo

3515 E. Carol Avenue
Phoenix, AZ 85028
VOICE 602.368.9496
FAX 866.567.6762


Alan M. Immerman, D.C., ACS President and Executive Director
Alan M. Immerman, D.C., ACS President and Executive Director


According to Attorney Keith Pendleton, The UCC Lien Law is about enhancing your ability to get paid, the right to be paid directly, the right to receive pertinent information when claims are delayed or denied, and the right to appeal. More importantly, it's about helping patients to receive care from the providers of their own choosing. In Arizona in particular, it is the only lien you can file in PI uninsured and underinsured (UM/UIM) cases since the law prohibits County Health Care Liens in such cases.


Each and every State has now declared that the right to receive the insurance proceeds shall be freely transferable by any patient to any health care provider regardless of network participation. As a general rule, any restrictions in a policy, plan, or agreement that prohibits doctor "liens" or "assignments" are no longer permitted

Through an assignment, UCC Lien Law, and/or other means, providers are able to "plug the loophole" which enables the unilateral reduction of charges without the provider's consent. In other words, they are able to establish a right to direct payment . . . and effectively require legal counsel to afford to the provider the same level of duty of loyalty as the attorney owes to the patient. This gives provider choice. It gives the provider the ability to decline part or all of a reduction request if, as, and when the situation requires.


They also help to create a right to direct payment with respect to the accident policies themselves, such as automobile and worker's compensation policies in unrepresented cases. So for example, in instances where the patient "fires" the attorney, or the attorney "drops" the patient, or where the patient never retains an attorney, the provider is still able to be paid directly by the accident insurance payer.


Side-by-side with the right to direct payment is the right to receive "pertinent information," that is, the right to know why payment is being delayed or denied. In fact, the right to receive pertinent information is as important, if not more important, than the right to direct payment itself. It should be noted that the right to pertinent information doesn't just apply to the accident insurance policies; it also applies to attorneys as well.


ACS provides members with its own UCC Lien and also directs members to the Arizona governmental webpage with standard UCC Lien forms and full filing directions since the UCC Lien must be filed with the government. The filing fee is only $9 and can be done via regular mail.


Members can find full information on the Member Benefits page at Non-members can unlock this information today by joining online or by calling 602-368-9496 to join. Don't lose payment on another UM/UIM case because you didn't have a valid lien in place. The UCC Lien is your solution and will also work in most cases where health insurers refuse to honor assignments of benefits. Effective use of the UCC Lien in even one case is enough to pay your ACS dues for an entire year.



Sponsored by the Arizona Chiropractic Society


            Obamacare Hell is here! Insurance companies, attorneys and patients are slower to pay . . . if at all! The successful chiropractic physician will develop and use multiple streams of income to prosper and grow their business. In this exciting 5 hour seminar, Doctor and staff will learn:


  • $100,000 Cash Massage Program
  • Easily Get 40-60 New Patients Every Month
  • Get Paid on 60 Visit Treatment Plans
  • Make $5,000 to $10,000 each month from Weight Loss
  • Pay Yourself $20,000 or more Every Month
  • Stop Insurance and PI Collection Problems


Pre-register for only $49 first 15 doctors (includes staff). Call (602) 368-9496 or complete and fax the form below to attend.




PHOENIX - 8 AM to 12:30 PM                                  TUCSON - 2:30 PM to 7 PM

Thursday, June 13th                                                                      Thursday, June 13th

Holiday Inn                                                                                    Holiday Inn

3220 South 48th St                                                                 Tucson Airport North

     Phoenix, AZ                                                             4550 South Palo Verde Road,                                                                                                       Tucson, AZ


Name____________________________________________________________   #Attendees______________

Email Address_____________________________________ Fax_____________________________________


Credit Card Number_____________________________________________________Exp. Date__________________


Fax to (866) 567-6762 or Call (602) 368-9496 to Register



          The most powerful and well financed class action law firm in Arizona has agreed to file a lawsuit against BCBSAZ and ASHN for a number of counts of fraud on behalf of chiropractors and their patients. This is the most powerful development ever in the cause for insurance equality in Arizona. 


          The lawsuit will allege illegal pre-certification requirements, impermissible limits on coverage for chiropractic services, illegal illusory benefits resulting from excessive copayment requirements, illegal reliance on flawed and inaccuratmedical necessity policies, and illegal discrimination against chiropractic physicians in violation of statanti-discrimination laws. 


          We are not yet prepared to reveal the name of the law firm in order to keep the other side in the dark. However, when we do, you will be able to read in detail about their history of winning many awards in the hundreds of millions of dollars against the largest corporations in the U.S. for illegal conduct. Their track record speaks for itself.


          However, this lawsuit cannot proceed until we have the right plaintiffs. We need BCBSAZ insureds who have had medically necessary care denied by ASHN and who have filed all possible appeals allowed under the ASHN contracts. For example, if you have had a patient where the initial 5 visits were received and you asked for 10 more but only 5 were approved, we may have a candidate if you appealed the denial of the extra 5 visits exactly following ASHN procedures. Contact Dr. Immerman at 602-368-9496 with questions and names of potential plaintiffs. This is a contingency-based lawsuit and so there will be no costs or fees paid by plaintiffs. Also, BCBSAZ cannot cancel the insurance contract of someone just because they filed a lawsuit or they will be in serious legal trouble. It is imperative that you search for and find plaintiffs immediately so that this lawsuit can be filed.