Working out of your home or in an office, this article is for you. Small business owners invest tremendous amount of time, money and resources to make their businesses successful, yet, many owners fail to properly plan and prepare for disaster situations. Major disasters, such as earthquakes and large-scale power outages, are rare. Smaller disasters, such as server failure, burst pipes and fires, however, happen every day. Companies often prepare for the worst, but forget the everyday challenges that can be just as crippling. 

Believe me, I know! Our home was hit by lightning. The consequences for not being prepared...a badly damaged computer motherboard, dead keyboard and mouse, and fried DVD player, irrigation system control panel, and garage door opener. What hurt the most? The motherboard! We did not have an external back-up system. In the history of disasters, our motherboard was not the end of the world, it was, however, more than a little inconvenient. 

Following a disaster, statistics show ninety percent of companies fail within a year unless they can resume operations within five days. Having a plan can ensure that you're back in business quickly and able to provide products and services to your community.Thanks to the SBA and other resources this is what we learned and what we put in place......