Safety Newsletter

November 2012

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diane adams
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In This Issue
Get Serious About Safety
Back Safety Training Course
Workplace Safety is No Accident
5 Ways to Get Serious About Safety

Workers from Moon Valley Pest Control in Sonoma, Calif. were eliminating wasps from a customer's third-floor terracotta roof when one of the workers slipped and fell off the roof. Because the technicians were using OSHA-required equipment and were tied off correctly, the worker only fell a short distance. And thanks to the company's rigorous employee training, the technician walked away unscathed instead of suffering a serious injury, or even death.

Safety Is a Responsibility

Workplace safety is an important issue for all small-business owners. When accidents result from not following safety regulations and procedures, companies can face liability lawsuits and steep fines. That's not to mention lost productivity and increased worker's compensation costs. But more important, every small-business owner has a moral and ethical obligation to create a safe environment for his or her employees.


May 2012 survey conducted by Staples found that 70 percent of companies have an emergency communication plan, but almost half of employees surveyed say that are not aware of it. Similarly, half of workers reported that safety drills at their workplace are either infrequent or non-existent. And sadly, the survey also revealed that the majority of non-managers couldn't locate safety supplies, such as defibrillators, eyewash and dust masks. Patricia Kagerer, vice president of risk and safety management for C.F. Jordan Constructionin Dallas says that safety and profitability are intimately linked.


"By embracing safety as part of the overall strategic plan of the organization, a company can be more competitive and save money," she says.  Read more here.


Reprinted from American Express Open Forum
Back Safety Free Training Course
Back injuries are considered by OSHA (the Occupational Safety and Health Administration) as the nation's number one workplace safety problem. Do you and your employees understand the hazards and proper procedure to protect themselves against back injuries?

This interactive free training course is available by clicking here.  
Workplace Safety is No Accident
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A well-planned safety and loss control program can help significantly reduce losses, contain insurance costs and lead to increased profits.  Through loss control methods you will be able to:

  • Achieve a safer, more efficient work environment.
  • Realize cost savings on indirect expenses not covered by insurance.
  • Reduce insurance premiums.
  • Reduce claims frequency and improve experience modification.
  • Improve training and staff safety consciousness.
  • Improve employee morale.
  • Develop policies and procedures necessary to keep your business running smoothly. 
Download the Farmer's Loss Control Program Basics. This 16-page booklet developed by Farmers Insurance provides information on Accident Investigation, Hazard Control, Inspections, Employee Selection, Training and Communication. 

my safety point

MySafetyPoint is a tool created to offer Farmers Business Insurance registered customers and agents with self-service safety, loss prevention, and risk management resources.  Because we understand that many small to medium sized businesses don't have regular access to safety professionals, this site contains features that can help you to recognize hazards and implement controls to reduce risk.  The site includes:
  • Model programs and technical guides
  • Newsletters and feeds to bulletins
  • FREE streaming safety videos
  • Access to DVD's and on line training
  • Supervisor tool box safety talks
  • Safety forms and checklists
  • Self-assessment risk management tools
  • Federal and State agency regulations
  • Links to aligned vendors with safety solutions.
Click here for more information on how to access MySafetyPoint

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We're Here to Help!
24 Hours Claim Support

After you file your claim with Help Point call the Association of All Great Retailers and we will provide support through the claim process.
Workers Comp Changes
The Department of Industrial Relations Division of Workers' Compensation has created a new web page devoted to Senate Bill 863, which will make wide-ranging changes to California's workers' compensation system beginning next year. 
Click here to access the website, which will answer many of the questions people have about the legislation and how it will effect them. 
Guidelines for Reporting Serious Injuries

Cal/OSHA has strict guidelines for reporting serious injuries and fatalities in the workplace. Failure to comply can result in severe penalties and fines. 


To make it easy for you, here are the requirements in a nutshell:

A serious injury or illness must be reported no later than 8 hours after the employer knows. Failure to comply with 


OSHA standards and regulations can result in fines ranging from $7,000 to $70,000.


What is a Serious Injury? 

"Serious injury or illness" means any injury or illness occurring in a place of employment or in connection with any employment which requires inpatient hospitalization for a period in excess of 24 hours for other than medical observation or in which an employee suffers a loss of any member of the body or suffers any serious degree of permanent disfigurement, but does not include any injury or illness or death caused by the commission of a Penal Code violation, except the violation of Section 385 of the Penal Code, or an accident on a public street or highway.

Section 330(h), Title 8, California Administrative Code