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OKLAHOMA
Next Chapter 15 Meeting will be Thur. August 7th
11:30 AM. SHANGHAI AVENUE SUPER BUFFET 803 N. Aspen. Next to Arvest Bank @ S/E corner of S. 145 East Ave. (Aspen) & 71st St. (Kenosha) Broken Arrow. OK. Chinese - Japanese - American Foods
Accepts all major credit cards.
Non-UFAA Members Welcome.
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The First Amendment to the U.S. Constitution
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Chapter 15 Monthly Meeting Join us Thursday, August 7th 11:30 AM at the Shanghai Avenue Super Buffet 803 North Aspen S/E Corner of S. 145th East Ave & E. 71st St. next to Arvest Bank
Agenda From the President:
1. Convention Report: Fun, informative, inspiring, well done, all glad they attended.
2. Law Suit Status, don't miss this as UFAA is making headway with facts & truths.
3. PIF, Quote A Million
4. Information of District actions
5. Smart Office Inspections Results
NON-MEMBERS ARE WELCOME
If you plan to join us for lunch, Please Arrive for Lunch Promptly @11:30
UFAA Meeting begins at Noon.
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"I did not realize what UFAA was or what they could do, until I started attending chapter meetings & annual conventions sharing information with agents across the U.S." UFAA Member
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Oklahoma Vehicle Owners CANNOT Stack UM!
New Law Effective: Nov. 1, 2014
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918-794-4078 We specialize in Independent Insurance Agent Taxes and Contract Value Payments
Click on our logo for more information at our website 07/14
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Farmers Insurance PAC Gives to Abbott Amid Lawsuit
Texas Tribune, Austin Texas 07/22/2014
As Texas neared the end of a decade-long legal fight over homeowners' insurance rates with Farmers Insurance Group in December, the company's employees/agents PAC gave $50,000 to the gubernatorial campaign of Attorney General Greg Abbott - the top lawyer in the state's case against the company.
The contribution took Abbott's receipts in his race to succeed Texas Gov. Rick Perry to more than $75,000 since 2013 from the PAC of his courtroom opponent - a company the state alleged in a 2002 lawsuit had deceived and discriminated against Texas homeowners.
Farmers Employee and Agent Political Action Committee (FEAPAC)
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 | Click here to obtain an Oklahoma UFAA Membership App |
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Click logo above to view the UFAA Website
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If you wish to be excluded from future mailings please let us know by emailing us at ufaa15editor@ufaa.com or by using the Unsubscribe feature at the located within this document. Disclaimer - The Oklahoma Voice is published twelve times per year for the United Farmers Agents Association, Chapter 15 Northeastern Oklahoma. The United Farmers Agents Association and the editor neither assumes any responsibility for the accuracy of the articles or advertisers, nor any liability arising from reliance upon them. The Oklahoma Voice expresses its appreciation to the many members who assist in and support its publication,. Opinions in the Oklahoma Voice do not necessarily express the views of any single member or Chapter officer or UFAA organization. Products and services advertised are not endorsed by this Chapter or United Farmers Agents Association, Inc. Complaints or inquiries should be forwarded directly to the advertiser. All purchases and services are at the complete discretion of the consumer. Trademarks and/or logos are the respective products or trademarks of their respective owners. |
FGI: 8.2% reduction in advertising leads to 1.3% negative growth in 2013 with a 0.1% market share gain over 3 years 2011 - 2013

Is it really all about advertising?
Looking a the figures above, it becomes apparent that advertising is not the whole story concerning growth and market share. USAA, for example more than doubled their ad cost during 2013 yet only increased growth by .3% over 2012. Of course, that is a company that only caters to the military, a segment of the entire insurance business. American Family decreased advertising by 10.2% yet, increased growth by 4.3%. Similarly, State Farm decreased ads by 1.1 million and doubled growth in 2013 over 2012. Farmers again stands out as the only P&C listed with negative growth in 2013. So, what do you think the other elements in growth could be other than Advertising? Just click on the Pulse of the Agents Poll below and tell us. Thanks -ed
Pulse of the Agents POLL
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Bethel Collision Center of Broken Arrow, OK.
BBB Rated A+
 02/15
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Ads are now hot links to websites
Support Our
Advertisers
Please support and recommend our supporters.
Learn more about our advertisers as you or your clients may need their services in the future. Educate yourself so you can give your clients more detail about the services they offer.
Ads are hot links to our advertisers websites. Click any ad for more details.
ads rotated for 08/14 issue.
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Pulse of the Agent Poll Results from last issue - none for this month
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Oklahoma Voice Reader's Stats: Thank you!72.12% of Oklahoma Voice Readers open this email monthly. That compares to an average of 22.22% of opens for all non-profit associations across the nation, or 3 times+ greater than average. Most read article last month was the Smart Office inspections as 49% of readers viewed the Smart Office inspection form.
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DIY defense: Self-installed home security systems offer lower prices and more customization A man's home might be his castle, but for decades he's largely been forced to rely on someone else to defend it. Thanks to the advent of cheap self-install security kits built around smart technology, however, the days of being forced to subscribe to a monitored alarm company -- or buy a dog and gun -- are over. In the last two years, all-in-one solutions from companies such as Oplink Connected, SimpliSafe, SmartThings and Wink have hit shelves, turning affordable home security into more of a do-it-yourself affair with kits starting as low as $200. Read more here
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We now repair auto electric Windows Call for Board up Service 24/7
 Click to check out our website 08/14 Tulsa Broken Arrow
918/664-7904 918/258-7578
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UPGRADES - REPAIR - NETWORKING
SAME DAY SERVICE VIRUS CLEANUP
FREE DIAGNOSTIC & ESTIMATE
DROP-OFF AND ON-SITE SERVICE 918-622-1700
10208 E 41 St. Tulsa click graphic for pricing
08/14
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Pulse of the Agent Poll Results from last issue - none for this month
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Nebraska Problems Recruiting New Agents
Found out about 4 weeks ago that Farmers started a program to bring back those ex-Farmers agents that left and went independent. The incentive was the 1st year commissions were 50% while the renewals were 40%. After that is
unknown. Had one ex agent come back and apparently the independent route was not going well. From my ex-9th DM as mentioned before, Farmers has hit a brick wall in putting new agents on which is the reason for the above program. Good day! Cornhusker Agent
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TOP 100 P&C Ranking of GROUPS & COMPANIES
July 14, 2014 National Underwriter
Images too large to print here
Compares 2013 to 2012 GWP ResultsClick link above to access // Use ZOOM Feature at top of article to enlarge text
Highlights: For Groups USAA (whose DIRECT writings are restricted to active & past military personnel) Replaces #9 Farmers Ins Group (who is open to all potential clients in most states) as FIG drops to #10 Zurich Drops from position #15 to #16 Three Direct Writers now occupy the top 10: Hathaway (Geico), Progressive, USAA Highlights for Companies Farmers Ins Exchange climbs from #8 position to #7 even after posting 1.6% negative growth. Zurich drops in the rankings from #18 to #20 after posting 6.7% growth. Mid-Century Drops in rankings from #39 to #42. Truck Ins Exchange Drops from #73 to #80 Fire Ins Exchange Drops from #76 to #82 Farmers Ins Co of Oregon drops from #81 to #91
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SocialProof Boosts Word-of-Mouth Marketing
So far, SocialProof has attracted some big brands. GM remains a customer, along with Quicken Loans, Caldwell Banker and Farmers Insurance. They serve to demonstrate the platform's ability to tackle big marketing projects, but Jay Gierak assures that "companies of all sizes can transform customer success stories into promotional content at scale."
Gierak noted that his platform is helping customers turn "online reputation into an offense instead of a defense." Rather than hope and pray that customers will pen great Yelp reviews-and that competitors will play nice-business owners can proactively distribute their customer success stories.
"Words form your happiest customers are your best asset," said Gierak. We built SocialProof to help capitalize on them, he said. What is SocialProof?
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Edmond 405-330-0025Tulsa 918-270-2888
Factory Certified Contractor. Please visit our Edmond & Tulsa Showrooms At Red River Roofing, our goal is to provide you the proper information to make the best roofing decisions. Should you have any concerns, questions, or comments, do not hesitate to contact our offices. Residential & Commercial Roof Repair & Replacement. www.redriverroofing.com info@redriverroofing.com 05/15
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Farmers Insurance Signs Commitment of Support for Service Members in the National Guard and Reserve. National Insurer Also Re-Affirms Pledge to Hire Transitioning Veterans Across the U.S.
LOS ANGELES, July 17, 2014 /PRNewswire/ -- Farmers Insurance, the largest insurer headquartered in Los Angeles, today signed a statement of support with the Department of Defense office of Employer Support of the Guard and Reserve (ESGR), committing to seeking ways to increase opportunities for Guardsmen, Reservists and Veterans. Roy Smith, President of Farmers Exclusive Agent Distribution, signed on behalf of the national, multiline insurance company.
"Farmers Insurance recognizes the talent and leadership potential found among current and former members of the armed forces and we are committed to strengthening our partnership with this group of American patriots," said Smith. "Just as these motivated and well-trained men and women helped make our military the best in the world, we are confident they will help Farmers be the best in the industry."
The Statement of Support confirms that Farmers Insurance will:
- Fully recognize, honor and enforce the Uniformed Services Employment and Re-Employment Rights Act (USERRA);
- Provide its managers and supervisors with the tools they need to effectively manage those employees who serve in the Guard and Reserve;
- Honor the values, leadership and unique skills service members bring to the workforce and encourage opportunities to hire Guardsmen, Reservists and Veterans; and
- Continually recognize and support the nation's service members and their families in peace, in crises and in war.
Joining Smith in signing the ESGR statement of support was Mr. Paul Mock, ESGR National Chair.
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Oklahoma Continuing Education
Source: OID website 04.21.2013
All resident agents/producers, CSRs and adjusters are required to complete continuing education biennial. The requirements are as follows: Resident Producers (Excluding Title producers) are required to have 24 hours of continuing education, including three hours ethics and two hours of legislative updates. - Producers that sell, solicit, or negotiate Medicare Advantage or Part D Products or Plans are required to take a 4 hour Medicare Renewal course each renewal period.
- Producers that sell, solicit or negotiate Long Term Care insurance must take a 4 hour Long Term Care Partnership course each renewal period after the initial 8 hour Long Term Care Partnership course was taken.
- Producers that sell, solicit, or negotiate Annuity products are required to take a one time 4 hour course on Annuity products.
CSRs are required to have 13 hours of continuing education, including three hours of ethics and two hours of legislative updates. Resident Adjusters are required to have 24 hours of continuing education including three hours of ethics and two hours of legislative updates. Are you age 65 and been an agent for 20+ years? you may qualify for the free Okla. CE Mentoring Course worth 24 hrs credit hours and takes 10 minutes to complete. See CE Mentor pop up PDF HERE No documentation required. Just sign off on the OID form and return it. |
1 million usernames, email addresses and encrypted passwords compromised
If you have ever been a member of CNET or created an account at CNET, listen up! You need to act immediately to protect your personal information. The website CNET was targeted by a Russian hacker group calling themselves w0rm. And the hackers got through in a HUGE way!
CNET's servers were broken into, and w0rm claims to have stolen over a million usernames, email addresses, passwords and likely more. If you're techie and want to know how, a security hole in the Symfony PHP framework was exploited, but CNET's not revealing any of the details. Read more...
Add your business to Google MapsIf you have one of these Cisco routers, you have a HUGE security holeIf you've been reassured by Cisco's enterprise-level hardware: Watch out! The company recently announced that a flaw in their consumer-grade router security might leave your Wi-Fi exposed to remote access. The routers are vulnerable to an exploit that allows cybercriminals to gain access to your router's administrator panel without a username or password. Hackers can use a "buffer overflow" that overrides your router's log-in screen. Cisco claims that there are no known workarounds for the flaw at this point in time. If you have one of these routers, you have a HUGE security hole. Check the model numbers here
Oklahoma Voice has reprint rights. Copyright 1995-2014 WestStar TalkRadio Network. Reprinted with permission. No further republication or redistribution is permitted without the written consent of WestStar TalkRadio Network. Visit Kim Komando and sign up for her free e-mail newsletters.
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918-663-5848 Fire, Water, Storm Damage & Other Perils Full Service Mitigation and Reconstruction 10344-B East 58th St Tulsa, OK 74146
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From the Oklahoma Insurance Department
The following "Final Orders" are from the OID public information legal section of the OID website. These violations and penalties are shown here to ONLY warn, inform and educate you on Okla. Insurance Laws. No cases this month. -ed
OID Notices to Producers: Rate and Form Filings 2014Click link heading above. Then, scroll to bottom of page and click [month] 2014. Then, scroll the entire document for rate & form filings for all companies in alpha order.
Look What's On the OID Website under the Licensing & Education TabUpdated on the OID website monthly
As we [the OID] work to help you comply, we will vigorously enforce 59 O.S. § 1310 (A) (21) which relates to failure to notify of change of address. ADDRESS CHANGE: Okla Ins Dept: Change of address or name more than 30 days after the change occurred shall be no less than a $100 fine. The Oklahoma Insurance Department encourages all licensees to update their mailing personal and business addresses and email addresses as often as possible. This feature is available free of charge by visiting the SBS website
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Check out the UFAA Chapter 15 Home Page with more Farmers, industry news, member benefit information, newsletter archives, including breaking news too late or too large to publish above.
The Articles below are on our Home Page link this month. Some may have a link for direct access.
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 Did you know? As a member of UFAA you get:
1 hour of tech support a month
1 Free @ufaa.com email address
1 Free web page with your domain name
Call us today Toll Free, Primary # 1-866-441-8018 Alex Conger  | Click logo above to access the Oklahoma Membership app. | Have you missed past issues of the Okla. Voice? If you missed past issues, you can access them and other article headlines on our Chapter 15 Home Page Link above. Have you joined UFAA? We just can't make it much easier. Just mouse the Join UFAA logo to obtain the a membership application. Fill it out and attached a check and mail or use the bank card option and fax it to 1-314-631-7963. United we stand. Divided we fall.
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