121 Financial Credit Union
Winter eNewsletter

If you have any questions regarding the content of this eNewsletter, please contact us mbrsrv@121fcu.org, or call 904-723-6300. We are happy to help! 

Reverse Mortgages

- Questions & Answers


Is a reverse mortgage right for you? We may be able to answer your questions. Learn about the advantages and disadvantages.



It's not Just Target

- security breaches could happen anywhere


It's not just hackers we must be concerned about
stealing our Identity in this digital world. Even if
you didn't shop at Target during the time period given,
there are other ways your Identity could be compromised.


Making a Difference, 1-2-1

- in the entire community


Everyone matters at 121 Financial Credit
Union, and we know everyone has the
potential be great members of the
community and the workforce. That's why
we support Pine Castle, a nonprofit
institution whose mission is,


"To enrich the lives of adults with developmental and acquired disabilities by providing opportunities to learn, work and lead meaningful lives in the First Coast community."



Shared Branch Update


The Shared Branch system was designed to help
community-oriented credit unions compete with
large banks with branches nationwide, allowing
members to keep their credit union membership,
and do their banking as conveniently as possible
even if they move away from the area or live in an
area without their home credit union branch.

First Quarter Charity


Each year, a volunteer group of
employees called The Employee Forum
chooses four nonprofit or charitable
organizations to support throughout the year, one per quarter.


For 2014, the first quarter charity is Second Harvest food bank. Please help us help our community by bringing non-perishable food items by any of our branches from now until the end of March.


Looking back at 2013

How good a year was it for the economy? Statistics tell the tale.

Provided by Randy Nakamura, CFP, CRPC


Was 2013 a terrific year for stocks? Absolutely. The good news wasn't limited to Wall Street, however: the employment rate fell, the economy revved up, home prices rose and inflation pressure was minimal.


FREE Seminar!

- Helping Your Aging Parents


Presented by 121 Financial, 121 Business Services and Financial Retirement & Investment Services


From the beginning they took care of you. Now, they're the ones who need help. Whether you are currently dealing with issues such as insurance, assisted living, scams that have targeted your parent(s), or you realize that time is approaching quickly, this free seminar is for you.



In This Issue
Reverse Mortgages
Security Breaches Could Happen Anywhere
Making a 1-2-1 Difference
Shared Branch Update
First Quarter Charity
Looking Back at 2013
FREE Seminar! Helping Your Aging Parents

Holiday Closings
Presidents Day
Monday, Feb 17

Memorial Day
Monday, May 26



If you have questions about this email, please visit our website at 121fcu.org and click on contact us and choose Webmaster. Reminder: Never provide personal information including social security or account numbers in an email. 121 Financial will never require you to send your personal information such as account numbers, passwords, or PINs within an email message, or require you to click on a link to provide information. If you receive suspicious email claiming to be from 121 Financial Credit Union please forward to webmaster@121fcu.org. 


Unsubscribing using the "safe unsubscribe" button below will only stop promotional emails from 121 Financial, and will not stop eLerts (automatic emails regarding account activity and balances), or required regulatory communications.