121 Financial Credit Union
Fall eNewsletter

If you have any questions regarding the content of this eNewsletter, please contact us mbrsrv@121fcu.org, or call 904-723-6300. We are happy to help! 

Holiday Shopping For Less

- Discounted Gift Cards


Discounted gift cards? That's unheard of, right? Well, if you haven't signed up for Benefits PlusŪ you might not know that it is possible to save money when you purchase gift cards for national restaurants and retailers through Benefits PlusŪ.


Benefits PlusŪ is offered exclusively to members of 121 Financial. Learn how you can start saving today.


Identity Theft Protection and Security Center

- featuring Restoration Rescue™


Identity Theft Protection Program featuring Restoration Rescue™ from Benefits PlusŪ
has been designed to help you and your family
avoid the fastest growing crime in the country
- identity theft - the #1 complaint category in
the Federal Trade Commission's (FTC) Consumer
Sentinel Network Data Book for 2012, 6% of those
were children, ages 19 and under.


Notice of Petition

- Elections for Board of Directors & Supervisory Committee of 121 Financial Credit Union


Elections for the Board of Directors and the Supervisory Committee are conducted by mail, Internet or touch-tone phone.


The biographies of those nominated by the Nominating Committee are available online or at any branch. Nominations for vacancies may also be made by petition signed by the lesser of 1% or 250 of the eligible voting members.


Please contact Administration for details at 904.723.6344.


Petitions must be received by November 25, 2013.


Election Results will be announced at the Annual Meeting of the Membership, Saturday, March 29, 2014, UNF University Center


More information about the Annual Meeting will be in the winter edition of the newsletter, published at the end of January.



Board Member Retires


After serving for 57 years, Joseph A. Hardcastle has retired from the Board of Directors for 121 Financial Credit Union.


Should You Retire Now, Or Later?

A message from the Financial Retirement & Investments Program


The case for working past 65. Increasingly, baby boomers are urged to work until full retirement age or beyond. (Social Security defines "full" retirement age as 66 for those born from 1943-1954; it incrementally rises to 67 for those born in 1960 or later).


If your health and workplace allow this, it may be
a good idea for a few notable reasons.


Coming Soon

You requested the following products/services
& we're preparing to deliver!

  • Remote Deposit via Mobile Banking App 
  • Gift Cards & Reloadable Cards 
  • Security Upgrade on Private PC. 

Going Places?

- Shared Branches can keep you in touch
with your accounts


One thing "big banks" always had over credit unions was their number of branch locations. Small, local financial institutions never had a chance to compete with this convenience until Shared Branching was introduced in 1995. Now, 121 Financial Credit Union can be almost anywhere you go! With Shared Branches you have over 5,000 branch locations in all 50 states, Puerto Rico, Guam and on military bases around the world from which to choose.

Where do you want to go?

-Benefits PlusŪ Travel Services can help you go further!


Your flight is running late and you're going to miss your connection. What do you do?


If you booked your own travel you'll have to get in line and hope you can make the next flight. If you booked with Benefits PlusŪ, as soon as you're able to do so, give the concierge a call. Many times they can have your flight changed before you can even get off the plane. You'll be able to by-pass the line and go straight to your gate. Now that's convenience!



How to Join Benefits PlusŪ

- It's Easy to Join and it's FREE for 90 Days


All you need is a 121 Checking Account!


Give us a call at 904-723-6300 to sign up via phone or visit 121fcu.org and click on the link under "Benefits Plus" on the left side of the page. Just fill out the form and return it to any branch.

In This Issue
Holiday Shopping for Less - Discounted Gift Cards
Identity Theft Protection and Security Center
Notice of Petition
Board Member Retires
Should You Retire Now, Or Later?
Coming Soon
Going Places? Visit our Shared Branches
Where do you want to go? Benefits Plus® Travel Services
How to Join Benefits Plus®

Holiday Closings
Thanksgiving Day
Thursday, Nov 28

Christmas Eve
Tuesday, Dec 24
All branches close at 2pm

Christmas Day
Dec 25

New Years Day
Jan 1



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