121 Financial Credit Union
Spring eNewsletter

If you have any questions regarding the content of this eNewsletter, please contact us mbrsrv@121fcu.org, or call 904-723-6300. We are happy to help! 


- You know the drill: super selection with miniature rates!


Mark your calendar now and join us at the Touchton location Saturday, June 8th from 8 am to 4 pm. Rates will start as low as 1.89% APR up to 60 months.


Apply prior to the sale (by June 7th) and your name will be entered to win a $250 gas card.


Need More Money?

- Finding Money to Offset the Social Security Tax Hike


When the Social Security payroll tax rate was reduced for 2011 and 2012 from 6.2 percent to 4.2 percent, the intent was to put more money in your pocket to stimulate spending nationwide. Whether or not it worked out quite that way is debatable. However, the rate increased back to the former level in January 2013. Even if you were fortunate enough to have received a raise this year it's likely this tax increase wiped out some or most of it. But you don't have to let it ruin your budget. Check out the following tips from the National Foundation for Consumer Counseling to can help you stretch your paycheck. 

Carelessness Can Cost You

- Easy Steps to Protect Your Financial Information


Many Americans are concerned about someone
stealing their credit card, checks, or debit card
numbers, but they may be ignoring one easy way
thieves can access financial accounts: receipts.

Here are some easy steps you can take to prevent
thieves from stealing your financial information.

121 Financial Credit Union Through Your Eyes

- Enter Our Member Testimonial Video Contest!


You want to be in commercials? We're looking for our next testimonials and you could be the one! If you're a member of 121 Financial and you've experienced the one to one difference, tell us about it with your own video. It can be as fancy as you can, or as simple as you want. We'll pick the top five videos and put them on our YouTube channel and then we'll let the world vote for the best.


The winner will receive an iPad!*


* Click Read More for more details.

Why It Is Wise to Diversify

A message from the
Financial Retirement & Investments Program


You may be amused by the efforts of some of
your friends and neighbors as they try to "chase
the return" in the stock market. We all seem to know
a day trader or two: someone constantly hunting for
the next hot stock, endlessly refreshing browser
windows for breaking news and tips from assorted gurus.

Is that the path to making money in stocks? Some
people have made money that way, but others do not.

Financial Services Target Teens


If you're approaching your twenties, you must be feeling pretty special. Your mailbox fills up with credit card offers, department stores are eager to issue you their credit cards, and credit card companies set up special booths at schools each spring to help you fulfill your dream of an awesome spring break.

What makes you so irresistible to credit card companies?

Visa Pre-Paid Gift Cards and Reloadable Cards

- Coming Soon!


This summer, 121 Financial Credit Union
will be rolling-out a new pre-paid gift card
and adding two re-loadable card programs.

In This Issue
Spring Car Sale
Need More Money?
Carelessness Can Cost You
121 Financial Credit Union Through Your Eyes
Why It Is Wise to Diversify
Financial Services Target Teens
Visa Pre-Paid Gift Cards and Reloadable Cards Coming Soon

Holiday Closings
Memorial Day
Monday, May 27

Independence Day
Thursday, July 4



Upcoming Events


Car Sale

June 8


If you have questions about this email, please visit our website at 121fcu.org and click on contact us and choose Webmaster. Reminder: Never provide personal information including social security or account numbers in an email. 121 Financial will never require you to send your personal information such as account numbers, passwords, or PINs within an email message, or require you to click on a link to provide information. If you receive suspicious email claiming to be from 121 Financial Credit Union please forward to webmaster@121fcu.org. 


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