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Keeping You Informed
Fall Newsletter
November 2012
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| 2012/2013 Board of Directors |
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| Directors | |
Pat Gaver
BB&T
[email protected]
Tonya Mills
EverBank
[email protected]
Matthew Goldman, CLO
FBC
[email protected]
John Cosculluela
American Bancshares Mortgage
[email protected]
Carole Hendricks
PrimeLending
[email protected]
Jane Ashley
Seaside National Bank & Trust
[email protected]
Jamie A. Thornton
AllRegs
[email protected]
Associate Director
Pauldie Howrigan
ServiceLink, FNF's National Lender Platform
[email protected]
Director Emeritus
Margie Fletcher (elected 2005)
[email protected]
Chuck Ivy (elected 2006)
EverBank
[email protected]
Georges Lussier (elected 2010)
BB&T
[email protected] |
| Thank you for renewing! If your name is not shown we have not received your dues payment. Contact [email protected] | |
Alarion Bank
AllRegs
AmeriCU Mortgage
Ameris Bank
Atlantic Coast Bank
Bank of America Mortgage
Branch Banking & Trust Co.
Capital City Bank
Centennial Bank
Citizens First Wholesale Mortgage Company
Community Bank Destin
CoreLogic(r)
Ditio
Essent Guaranty, Inc.
EverBank
Florida Capital Bank Mortgage
Florida Commerce Credit Union
Florida Credit Union
Florida Housing Finance Corporation
Genworth Financial Home Equity Access, Inc.
Green Tree Servicing LLC
Group One Mortgage, Inc.
Hamilton Group Funding
Hancock Bank
InHouse Inc.
Interthinx
JP Morgan Chase Bank
M&I Bank
McCaughan Mortgage Company, Inc.
Mortgage Guaranty Insurance Corp.
MountainView Capital Holdings
North American Title Co.
Radian
PrimeLending
Regions Mortgage
ServiceLink, FNF's National Lender Platform
Southern Title Holding Company
Stewart Lender Services
StoneHill Group, Inc.
SunTrust Mortgage
United Guaranty
United Lender Services Corp.
VyStar Credit Union
Wells Fargo Bank, N.A.
Individual Members
William Cannova
Michael P. Azzarello, CMB
Jane Ashley
John Chludzenski
John Cosculluela
Mr. Matthew Goldman, CLO
Sandy Garcia
Dorothy G Negrin, Esq.
Alan Verch, CMB
Jay Craig Wright
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| Members Log In Link Below | |
You are able to view your membership record, search for other members, register for any conventions or conferences when available and view your committees that you are on. The main member contact is able to make changes and pay your dues too! It's easy and takes just a minute to get started.
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Member News
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Meet Andrew Alexander Castellanos
Born August 29, 2012
Future leader of the MBA of Florida. Grandpa Ray Castellanos was MBAF president in 2004/2005 and daddy, Alexander Castellanos, is our incoming president to be installed this June 2013. Congratulations to a wonderful family.
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Send Us YOUR News.
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Remember to send us your news. Anything you would like to get out to our members or that would be of interest of an industry nature please forward it to [email protected]
We welcome all submissions. |
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Vote - November 6, 2012
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60th Anniversary Donations
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We invite you to help us with a personal 60th Anniversary donation. As you know we are a volunteer association and have kept our cost down as much as possible throughout the years while maintaining a strong industry association. We ask for a minimun of $60 with other suggested amounts but you can give what amount works best for you. Please note your name will be listed as a 60th donor unless you ask to remain anonymous. This is considered a personal donation and is not included as a normal sponsorship.
Click Here to Access the Donation Payment Link
Thank you for your support.
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| Greetings! |
Welcome to the MBA of Florida's Fall Newsletter.
We accept your news and consider all articles from our members for submission. Send to [email protected] |
| President's Message, Dan Harrison | 
What an exciting and challenging time to be a Mortgage Banker! As we look forward to 2013, we see a mortgage industry that is still headed for more change but we remain very optimistic that our industry is recovering and getting stronger. What a great time to celebrate our Diamond (60th) Anniversary! As we all know, the November election outcome could have major implications for our industry. Your Mortgage Bankers Association will be an active participant ready to move forward regardless of who wins the election. There are a number of recommendations from the Consumer Financial Protection Bureau (CFPB) that are due to impact all of us next year including a new TIL/GFE disclosure; a new HUD closing statement; significant Mortgage Servicing reforms and the addition of a specific definition for a Qualified Mortgage (QM), just to mention a few. All of these changes will have a tremendous influence on how we conduct business going forward and I would encourage everyone to be well informed and educated on these matters. It is vitally important that we have a seat at the table when these issues are being discussed and decisions are made that impact our industry. Your support and participation as a member of MBAF can make a difference and I thank all of you for your involvement during these challenging times. When I was installed as your President in June, I was encouraged by the enthusiasm and commitment from the new Board members and knew right away we were going to have a great year. Your Board has already been busy on your behalf and I can report that we are very close to meeting our membership goals for the year and we expect to exceed those goals very soon. Financially, the MBAF is continuing to operate in the black and is ahead of budget. The real strength for MBAF remains at the local chapter level and with more participation and membership growth, the stronger your MBAF will be. Your MBAF leaders have worked hard on two exciting conferences for 2013, the 10th Annual Eastern Secondary Market Conference with Exhibits and our 60th Annual Convention where we will celebrate our Diamond Anniversary! The Eastern Secondary Market Conference will be held March 13-15 at the Florida Hotel and Conference Center in Orlando, Florida. This event will be filled with fabulous speakers discussing timely issues that will impact each of us in 2013. The next event will be on June 19-20 as we meet for our annual MBAF convention at the Trade Winds Island Resort in St. Petersburg, Florida. Our theme for the convention, of course is "Celebrating our Diamond Anniversary" and it will be a very special program. The convention committee has been busy planning a great line-up of speakers, networking opportunities and some special anniversary events that you won't want to miss. The venue is outstanding and I hope you will plan to attend and be part of this great occasion. So we certainly know and I will say it again, these are both exciting and challenging times to be a Mortgage Banker and I want to thank all of you for your continued support of this association. Your active participation is what makes our association strong and is the main reason we are celebrating our 60th Anniversary. I look forward to seeing you in Orlando next March! Very truly yours, Dan Harrison MBAF President
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10th Annual Eastern Secondary Market Conference with Exhibits
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March 13-15 (Wednesday-Thursday-Friday)
The Florida Hotel and Conference Center
1500 Sand Lake Road, Orlando, FL 32809
$149 Double Room (King is $20 more)
Reservations: 800-588-4656
Reservation Cut-off Date is February 20, 2013
Click Here to Access the Exhibitor Registration Information!
The conference committee is finalizing the program schedule with the speakers. Below is the outline of the conference for planning purposes. Mark your calendars. Registration is available already online not only for exhibitors but attendee registration is available as well.
Wednesday 3/13
1-5:30 PM-Exhibit Registration and Set-Up
3-6 PM SESSIONS
(Announcements coming soon with sessions/speakers)
Look for our first major speaker confirmation announcement just below!
6-7:30 PM-Exhibits Open with a Welcome Reception
Thursday 3/14
7:30 AM-5:30 PM-Exhibit Room Open All Day to allow you a place to meet with your exhibit appointments.
7:30-9 AM-Exhibit Room Opens-All Conference Attendee Breakfast and Networking Time
9 AM - 4 PM - SESSIONS
(Announcements coming soon with sessions/speakers)
10-10:30 AM-Refreshment Break with the Exhibitors
12 :30-2 PM-Luncheon with the Exhibitors and Networking Time
4-5:30 PM-Final Exhibit Time and Closing Networking Reception
(All exhibits and materials must be removed after the closing and no later than 7 PM.)
Exhibitors have 6.5 Hours Non-conflict exhibit time and a total of 11.5 hours open. The exhibit room will be open all day on Thursday for any business appointments/meetings you may make in between exhibit times. We realize this meeting brings a lot of networking opportunities and this gives you the space and time for these appointments.
Friday 3/15
8 - 9 AM - Breakfast
9 AM - 12 PM - SESSIONS
(Announcements coming soon with sessions/speakers)
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Speaker Confirmed for the
Eastern Secondary Market Conference
| Mel Martinez, Chairman of the Southeast U.S. & Latin America, JPMorgan Chase & Co.
Mel Martinez is Chairman of the Southeast U.S. and Latin America for JPMorgan Chase & Co. and serves on JPMorgan Chase's Executive Committee. After more than a decade of public service, Mel joined JPMorgan Chase in July 2010. Based in Florida, he represents the firm to clients throughout the Americas - from individuals and businesses to large corporations, governments and nonprofit organizations. Mel was elected to the United States Senate in 2004. Representing Florida as a U.S. Senator, Mel served on the following committees: Banking, Housing and Urban Affairs, Armed Services (Ranking Member of Sea Power Subcommittee), Foreign Relations, Energy and Natural Resources, Commerce and the Special Committee on Aging (Ranking Member). While serving in the Senate, Mel led efforts to reform Fannie Mae and Freddie Mac and was a critical voice on foreign policy issues throughout the Western Hemisphere. Prior to his time in the Senate, Mel served as the 12th Secretary of the United States Department of Housing and Urban Development (HUD). As the first Cuban-American to serve in a President's cabinet, he became known for his efforts to increase homeownership for all Americans and his aggressive efforts to end chronic homelessness. Mel also served as Mayor of Orange County (Orlando, FL) and he practiced law for 25 years. He received both his B.S. and J.D. degrees from Florida State University. In addition to his role with JPMorgan Chase, he is actively involved on housing policy reform discussions as co-chair of the Bipartisan Policy Center's Housing Commission. Mel also serves on the boards of various corporations and civic organizations including Habitat for Humanity International, Marriott Vacations Worldwide, U.S. Global Leadership Coalition and the Hispanic Leadership Network. Mel and his wife, Kitty, reside in Orlando; they have three children and four grandchildren.
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60th Annual Convention
|  2013 Annual Convention June 19-20-(21st Board Meeting only) Theme: 60th Anniversary TradeWinds Island Resorts on St. Pete Beach 5600 Gulf Blvd., St. Pete Beach, FL 33706 800-808-9833 Reservations $169 single/double (Other room types if available at the time reservation is made) ● Tropical View: $185 ●Gulf Front Parlor $195 ● One Bedroom Tropical View Suites: $209 ● Gulf Front Suites: $229 Included in the rate: Beach Cabana (1 per room, based on availability), Pool Towel Service, Self-Parking for one car per room, valet $8, In-room safes, Sending/receiving faxes, Daily newspaper delivered to your room, Fitness Center usage, Paddleboats, Miniature Golf, Unlimited credit card access calls in-room, Tennis court play on our har-tru courts, Wireless Internet Access in guest rooms common areas AND Meeting Space, Business Center, In room coffee/tea More Info Coming Soon. |
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She Did It!
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As we reported in our previous newsletter, but all were holding on to hope she wouldn't do it, Margie Fletcher officially retired after 49 years helping this industry. It was a heartfelt career for Margie and we wish her much happiness. However she still has guard duty of being the co-chair of our 60th Annual Convention!
See we had a good plan to keep her at least for a little while longer.
Click Here to Read a Great Article Provided by Tallahassee Realtor Magazine
So, to you Margie, we will see you soon. |
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MBA of Florida - Our History Since 1952
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We are very proud of our 60th year and wanted to honor and commemorate our past history so we gathered as much information including past presidents pictures that we could find and placed it into one document. We also placed some of the historical facts and events of the time periods to give an idea and feel for the year. We hope you enjoy this walk into the past and that it will bring a better sense of understanding of how very much this association has meant to so many people. We will continue to make updates to this document and welcome any stories you have that would be fun to include. The link to the document is below.
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CMB News
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 CMB Continuing Education/Recertification:
During the second half of this year, the CMB Society of Florida has been actively involved with the national CMB Society and MBA working out details for a new Continuing Education requirement for CMB's. The purpose of the CE initiative is to provide opportunities for CMB's to remain relevant and active in the CMB Society as well as the mortgage banking industry. As the CMB designation is a perpetual one, that is, it is earned and no further education or requirements are necessary once it is awarded, a Working Group, was formed, along with the CMB Society Leadership to consider development of an alternative process to encourage CMBs to stay current with changing developments within the Industry and make the designation more robust. Our Florida CMB's were actively involved in state level conference calls reviewing and providing comments on the national proposals.
The structure for a recertification program was developed and agreed to by a representative cross-section of CMBs who are active members of the national CMB Society, of which Florida had a number of representatives. They took into consideration CMB members thoughts, ideas and feedback and came to a conclusive and comprehensive structure for a Re-certification program. The proposal is out for vote by all CMB's through November 9, 2012. An announcement will be made on the outcome of the proposal after all votes have been tabulated.
CMB speakers for the Eastern Secondary Conference and MBA of Florida Convention:
David Kittle, CMB and past chairperson of the MBA has agreed to speak at our Eastern Secondary Market Conference at the CMB breakfast meeting.
Lori Pinto, CMB and 2012 chairperson of the CMB Society of the MBA has agreed to speak at the CMB breakfast meeting at the 60th Annual Convention.
Respectively submitted,
Mike Azzarello, CM
CMB Resource Center - Click Here
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| Celebrating 60 Years | |
Since 1952, the Mortgage Bankers Association of Florida (MBAF) has integrated the state's diverse real estate finance industry into a unified service organization. The MBAF is committed to promoting sound and ethical business practices in the mortgage banking industry; providing a powerful and responsible presence in Florida's legislative arena; educating its members in the most up-to-date practices and methods, so members can grow and mature in their careers; serving as a forum for communication and social interaction among peers; and adapting to change in a mercurial business environment, in order to help mortgage bankers succeed in that environment. |
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Brenda Thomas
Mortgage Bankers Association of Florida
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