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Quarterly Newsletter                       Volume 6                    December 2014
In This Issue

2014 - The Year of Being Well Connected  

 

We hope 2014 has been a year of good health and good cheer and that your connections with family and friends during the holidays are joyful. Please join us at our Christmas open house events at both locations on Friday, December 19 between 9:00 a.m. - 3:00 p.m. Register for our local business gift card giveaways and enjoy refreshments to celebrate the season!

This year we launched our mobile banking product and many of our customers are now using their mobile phones to check balances, transfer funds and manage their accounts. If you haven't checked out GCSB mobile banking, now is the time to get signed up. Be Well Connected and worry free during the holidays when it comes to your banking needs.

 

Should you have any questions about the newsletter or any of the information featured, please connect with us at contact@gcsbank.com and thank you for reading.

 
Planning for the Future?

If your 2015 New Year's Resolution is to become more organized about your future financial matters, one step you might want to consider is creating a trust. 

 

A trust is a financial tool established by you (sometimes with the assistance of an attorney) that provides direction of the management of any assets of value you wish to pass on including real estate, cash, stocks, bonds, and more. It's up to you. And that's the key. 

Mike Underwood, Barry Monaghan, Dale Behrends and Roger Underwood work with GCSB Trust Management Services customers to ensure assets in trusts are protected and properly managed.

 

A trust may enable you to reduce estate tax liability, protect your property and assets, help you avoid probate and even produce needed income for you or your beneficiaries. 

 

Once your trust is established,

Guthrie County State Bank can help you manage it to safeguard your property and ensure that it's allocated to your beneficiaries (or a charity) exactly according to your wishes.

 

Need more information? Contact us today and arrange to speak to a representative of our Trust Services Department. And find out how easy it is to keep you in charge of your future estate planning.  


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Join us for our Christmas Open House on December 19

We hope to see you at our annual Christmas open house events. Visit us from 9:00 a.m. - 3:00 p.m. at either location in Guthrie Center and Panora and register to win a variety of gift cards to local businesses! Refreshments will be served.  

 


  

On the Go During the Holidays?

No matter where you go during the holidays, rest assured you can track your 
bank accounts through Guthrie County State Bank's mobile banking app!

What can you do with mobile banking?
  • Manage accounts from your mobile phone
  • Transfer funds from account to account
  • Make loan payments
  • Enjoy convenient bill payment with Check Free for bills established in GCSB Online Banking
  • Track activity on your account when you are away from your computer
  • Know that your transactions are safe and secure - GCSB Mobile Banking uses many of the same security features as online banking such as 128 bit SSL encryption which encrypts and protects any transmission of data including customer account information.
  • Locate or contact the nearest GCSB Bank Branch or ATM
  • Avoid surprises or unwanted fees by setting up alerts and reminders

 Contact GCSB today to sign up for mobile banking! 

 

Three Major Announcements for Lake Panorama Realty
Pictured left to right: Patrick Moylan,
Dave Wagler and Laura Kemble

Our sister company, Lake Panorama Realty, recently announced a retirement, a promotion and a new Realtor joining the team. Patrick Moylan will retire at the end of 2014, Dave Wagler received his broker license and Laura Kemble joined the team. If you are thinking about buying or selling your home or just want a better understanding of the current real estate market in Guthrie County, give Lake Panorama Realty a call or visit their website
      

Guthrie County State Bank donated 10 sets of snowgear to two local non-profits for area children in need. Pictured left to right are Kim Heiland, Guthrie County State Bank; Tiffany Steensen, New Opportunities - Guthrie Center; Connie Ridgley and Mary Kay Hamilton, Children's Clothes Closet - Panora; Gayle Shackelford, Guthrie County State Bank.
A Warmer Winter On The Way

For the second year, Guthrie County State Bank purchased and donated 10 complete sets of snow gear to two local non-profits for area children in need. New Opportunities in Guthrie Center and Children's Clothes Closet (3C's) in Panora each received five sets and will distribute as needed. The bags contain coats, snow pants, snow boots, hats, gloves and scarves.

There are many ways to connect with our communities throughout the year and we encourage our GCSB team to participate in a variety of charities and community events.

UPCOMING EVENTS  

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OPEN HOUSE

 

Christmas Open House - both locations on Friday, December 19 from 9:00 a.m. - 3:00 p.m. Enjoy refreshments and register to win prizes!

 

HOLIDAYS

 

Please note that Guthrie County State Bank will be closed the following days in observance of federal holidays:

  • Wednesday, December 24 - closing at 12:00 p.m.
  • Thursday, December 25
  • Thursday, January 1
  • Monday, January 19

DOUBLE STAMP WEEKS FOR PAWS ACCOUNTS 

  • December 15 - 19, 2014
  • January 19 - 23, 2015

Contact_info
Guthrie County State Bank - gcsb@gcsbank.com  - www.gcsbank.com

P.O. Box 8 / 400 State Street
Guthrie Center, IA 50115
PH 641.332.2218  TF 866.747.2218  FX 641.332.2693

P.O. Box 757 / 505 East Main St.
Panora, IA 50216
PH 641.755.2400  TF 877.755.2400  FX 641.755.2344
                                                                                                                 

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