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Quarterly Newsletter                       Volume 3                          February 2014
In This Issue

More Ways To Connect Coming Up 


From mobile banking to the GO FOR THE GOLD promotion, there is no shortage of new news or ways to connect in this quarter's Guthrie County State Bank e-newsletter. Be sure to share it with friends, family and neighbors and encourage them to sign up to receive it as well so they can connect with us. Just use the link at the bottom of the newsletter to forward it to a friend.

Should you have any questions about the newsletter or any of the information featured, please connect with us at contact@gcsbank.com and thank you for reading! 

What Can You Do With Mobile Banking? 

Sitting at your child's dance lesson and wondering if your account was credited for a returned purchase? Need to make a transfer for an upcoming weekend away while waiting for your next meeting? Want to make an extra loan payment while sitting in the doctor's office? With GCSB's new mobile banking, you'll be able to do all that and more! Click here and tell us how you will use the convenience of mobile banking.

We'll be launching mobile banking for iPhone, Android and cell phone platforms later this spring. Watch your e-newsletters and our website for more information!

Tax Time is Fast Approaching

We know it's coming. Spring, baseball season, green grass and, also, April 15th - tax day. As you are gathering all of your appropriate documents, finding those receipts and starting to figure out the numbers, keep in mind that you can still reduce your 2013 taxable income with a tax-deductible Individual Retirement Account. Guthrie County State Bank offers both traditional and Roth IRA accounts. Contact your personal banker for more information and consult your tax advisor for your annual maximum contribution amounts.   

GO FOR THE GOLD - Debit Rewards Are Waiting!   


If you use your Guthrie County State Bank SHAZAM Visa® Debit Card or ATM Card between January 1, 2014 - March 31, 2014, you might be one of eight lucky SHAZAM users to win a $50 Sports Authority® gift card each month. And at the end of the promotion period, one grand-prize winner will receive a $500 Nike® gift card! Talk to your GCSB personal banker for more information or view the official rules here.

Take Advantage of P A W S Account Double Punch Weeks


Guthrie County State Bank offers a fun way to save with our Pennies Are Worth Saving (P A W S) youth savings account. With prizes for achieving certain savings levels and free access to coin counting machines, it makes savings fun, an important factor in keeping young savers interested in the process! 


For every deposit, P A W S account holders receive a punch on their punch card. The third full week of each month is double punch week. A full punch card receives a prize. Mark your calendar for these upcoming double punch weeks:

  • February 17 - 22, 2014 (the bank is closed Monday, February 17 for President's Day) 
  • March 17 - 22, 2014 
  • April 21 - 26, 2014

For more information on P A W S accounts, stop by one of our locations or visit our website.  

Meet Our GCSB Investment Center Representative 


Kristen Crouthamel brings 15 years of experience to her clients and is anxious to become involved in the communities she now serves. She recently relocated to rural Guthrie County and is enjoying getting back to her rural roots.  


Originally hailing from Boone, Iowa, Kristen graduated from AIB College of Business and Upper Iowa University in Des Moines.   


Securities offered through IBA Securities, a division of Broker Dealer Financial Services Corp. Member FINRA and SIPC. Securities and Insurance offered are not FDIC insured, are not bank guaranteed, are not deposits of the bank, or guaranteed by any U.S. Government agency and principal may lose value. Discussion of tax topics is general in nature and should not be construed as tax or legal advice. Please consult your attorney or tax professional regarding your specific situation.  

Holiday Giving From GCSB
GCSB's Gayle Shackelford presents five sets of snowgear to Mary Kay and Don Hamilton, representing 3C's.
Winter can be a tough season to endure, especially if you don't have the right winter gear. In December, we donated 10 full sets of winter gear for kids - five each to two organizations - Children's Clothes Closet (3C's) in Panora and New Opportunities  in Guthrie Center. Each year, these two organizations assist hundreds of children in our county and the surrounding area to outfit them for daily clothing needs. 

During our annual Christmas Open House events, we had lots of lucky winners of gift cards from local businesses. Winners included: Anthony Solorzano, Lydia Brown, Garrett Young, Jacqueline Trujillo-Garcia, Seth Ashby, Grant Cleveland, Nancy Simmons, Kristlyn Sweatt, Mary Ann Sheeder, Nancy Coffman, Lois Van Cleave, Sandy Rumelhart, Zach Cain, Maddox Nunn, Karleen Ploeger, Aaron Peters, Owen Hansen, Cheyenne Hester, Megan Allison, Dawn Larson, Sherrie Geopfert, Clark Millhollin, Kim Firebaugh, Rexanna Ketelsen, Vickie Klein and Jimmy Scott. Thank you to everyone who attended and congratulations to the winners!
Guthrie County State Bank - gcsb@gcsbank.com  - www.gcsbank.com

P.O. Box 8 / 400 State Street
Guthrie Center, IA 50115
PH 641.332.2218  TF 866.747.2218  FX 641.332.2693

P.O. Box 757 / 505 East Main St.
Panora, IA 50216
PH 641.755.2400  TF 877.755.2400  FX 641.755.2344

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