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Quarterly Newsletter                          Volume 1                             August 1, 2013
In This Issue

Welcome to Volume 1 of our new quarterly Guthrie County State Bank 



The goal of this newsletter is to connect with our customers and community with helpful information about financial matters. It will feature brief articles with links to more detailed information. Should you have any questions about the newsletter or any of the information featured, please connect with us at gcsb@gcsbank.com In addition, if you have a question you would like us to address in this newsletter, let us know!

If you would like to unsubscribe from the newsletter, just click the link at the bottom of the page. 


Thank you for reading!

GCSB Reveals New Brand  


Hopefully you have noticed our refreshed branding elements on our signs, in our printed communications, our ads and our website. We are excited about this new look and the thoughtful process that we followed to develop it. After 80-plus years, we felt like it was important to make the update the right way, by including our staff in the process and reflecting on our vision and values. As an independent community bank, we know how important it is that we provide excellent service both inside and outside the bank. That means being visible in the community and working side-by-side with our neighbors on projects and programs that improve our quality of life for all residents of Guthrie County. Wondering what our new logo means? Read more about our new brand here.

Stay Connected With Your Communities and Win an iPad®!

Whether it's family, friends, business associates or keeping an eye on your banking and financial matters, we all thrive on staying connected to the most important people, places and information in our lives. At Guthrie County State Bank, we offer a variety of ways for you to connect with us and track your accounts.


To help you stay connected to all your communities, we're giving away two Apple® iPad® 4th Generation 16GB with Retina™ display + Wi-Fi, one at each Guthrie County State Bank location! Register to win online at gcsbank.com or at the bank starting August 1, 2013. You can also get signed up for online banking, to receive our new e-newsletter or to receive your statements electronically! For more information, connect with one of our personal bankers.  

Back To School With Visa® Debit


As the final weeks of summer slip away, you may be preparing your teenagers financially to head off to college or to manage their earnings from their summer job to last throughout the school year. One way to help them is to attach a Visa Debit card to their checking or savings account. Among the many benefits to using the Visa Debit card:

  • Eliminates the need to carry large amounts of cash.
  • Both students and parents can easily track daily transactions.
  • Visa is accepted in more than 24 million locations worldwide.
  • Parents can easily transfer funds between GCSB accounts for easy budgeting.
  • If the card is lost or stolen, GCSB can quickly block the card.
  • SHAZAM, our network provider, has excellent fraud protection systems in place to track activity on the card to protect your and your students' hard-earned money.

For more information on Visa Debit for your student, stop by either of our locations or visit our website 

P A W S Accounts Encourage Young Savers


With the advent of virtual money and person-to-person electronic payments, how do you teach your child the process and the value of saving money? If you believe that it's important, one way to do that is to open his or her own savings account. Guthrie County State Bank offers a fun way to save with our Pennies Are Worth Saving (P A W S) account. With prizes for achieving certain savings levels and free access to coin counting machines, it makes savings fun, an important factor in keeping their interest in the process! For more information on P A W S accounts, stop by one of our locations or visit our website .  



As the summer travel season winds down, don't let your guard drop while you are on vacation. Unfortunately, you can't take a break from protecting your identity and your financial tools like debit and credit cards. Fraudsters can take advantage of relaxed vacationers and swipe personal information and credit/debit cards. Here are a few tips to help avoid the inconvenience of fraud while you are enjoying your summer getaway:

  1. Contact us: If your bank is unaware you're traveling out-of-state or internationally, they may freeze your account when a purchase is made there.
  2. Clean out your wallet: Take only the credit and debit cards you need, and make sure your limits are high enough to cover all expenses.
  3. Visit the copy machine: Copy or scan the front and back of each card you plan to take.  Be sure your account number and toll-free customer service number are legible.
  4. Keep an eye on your cards: Food servers and store clerks can steal card information easily with a skimming device, so don't let your cards out of sight.  If that's not possible, consider paying with cash.
  5. Monitor your account frequently: Checking your account balance online helps you spot unauthorized use quickly.

With a little pre-trip planning and conscientious monitoring while on the road, you can help avoid frustrating and inconvenient fraud issues while you are enjoying your summer vacation. 

Upcoming Events


August and September are big event months in our community. You'll see your friends from Guthrie County State Bank participating in Panorama Days, August 2 - 4 and in the Guthrie County Fair, August 29 - September 2.


Our GCSB Heritage Club sets sail on an Alaskan Cruise on August 3 - 14. The next Heritage Club social event takes place at 9:00 a.m. on August 21 at the Guthrie County Fairgrounds for a behind-the-scenes look at this great community event. For more information on Heritage Club events and benefits, visit our website


Both bank locations will be closed on the following days:

  • Monday, September 2 - Labor Day
  • Monday, October 14 - Columbus Day
  • Monday, November 11 - Veteran's Day
Guthrie County State Bank | | gcsb@gcsbank.com  | www.gcsbank.com

P.O. Box 8 / 400 State Street
Guthrie Center, IA 50115
PH 641.332.2218  TF 866.747.2218  FX 641.332.2693

P.O. Box 757 / 505 East Main St.
Panora, IA 50216
PH 641.755.2400  TF 877.755.2400  FX 641.755.2344

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