Spectrumly Speaking




We hope this email newsletter finds you and your family all well and gearing up for a lovely holiday season.   

We have had a busy 2015 and are working hard behind the scenes to put some new systems into place to be able to provide you with increased efficiency and value.  You may notice, if you are reading this on your smart phone, our e-news is now mobile friendly!

We wish to sincerely thank you for your continued business and support.  We truly value our relationship and are looking forward to working more closely with you and your family in 2016!

Wishing you a joyous and magical holiday season, and a happy, healthy and prosperous New Year full of new adventures and special moments! 

Merry Christmas!
Karen, Richard, Jeff, Janet, Ingrid and Sheila
Putting market volatility into perspective

Any sharp decline in the stock markets is often accompanied by dire newspaper headlines, often with the words turmoil or crisis. But a more accurate word would be
normal.
While market declines have certainly been unsettling, here is some information to help put these events into perspective:        
Fast Approaching Year End Deadlines... 

While we are all busily preparing for the festive season, we must not forget our financial year end commitments.  Please remember to pay yourself first! 
With a deposit or top-up contribution to one or more of the following plans, you will be moving closer to your overall planning goals.

RESP - Registered Education Savings Plan 
TFSA - Tax Free Savings Account 
RDSP - Registered Disability Savings Plan

If you wish to make a contribution, please get in touch  
with us before December 24th.

For a comprehensive year end tax planning strategies guide,
click here for Jamie Golombeck's 2015 Tax Tips  
 
How can you stay healthy this winter?

Try adding these Flu fighting foods into your diet to help boost your immune system and protect yourself against a host of ailments.

Read Flu Fighting Foods
SPECTRUM COMMUNITY NEWS AND EVENTS
OUR COMMITMENT TO THE FINANCIAL SERVICES INDUSTRY
Karen, Richard and Jeff all serve on the Board of the local ADVOCIS Chapter and were instrumental in bringing the Totem Pole award home to Simcoe Muskoka!
PICS FROM OUR THANKSGIVING FAMILY DAY
Our 3rd Annual Thanksgiving Family Day at Chappell Farms was a big success!
Click here to check out our event pics!
2016 SEMINAR SERIES
We will be announcing the topics for our "Holistic Planning" client seminar series early in the New Year
** Stay tuned **
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Spectrum Financial Strategies
339 Huronia Road Barrie, ON L4N 8Z1

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