Spectrumly Speaking
June 2015  

We hope this newsletter finds you and your family well and excited  with plans, big and small, for the upcoming summertime season. 

As a reminder, we too have made plans to enjoy this time of year with family and friends and as a result there will be occasions when we may not be staffed at full capacity, but there will always be someone on hand to assist you.

Whatever you have on the agenda this summer, we wish you great joy, new adventures and special memories to add to your collection.

         Karen, Richard, Janet, Ingrid and Sheila
Special Budget Feature

Doug Carroll, VP of Tax and Estate with Invesco, breaks down the government's proposed tax changes and the impact it may have on your financial situation.
Increased Tax Free Savings contribution limit

The recent Budget, increased the TFSA llmit to $10,000 per year, effective immediately.

If you have already made a deposit and would like to top-up to the new maximum, let us know and we will assist you in organizing this. 
If you have children under 17 and are not aware of this ... click here for details
New Lower RRIF minimums announced!
What does this mean for you?

If you are over age 71, this will effect you. 

Call us to see the impact these new percentages
may have on your personal situation.

**  If you do not need the level of income you have taken so far this year, you can put the difference back into your account.   This will help to preserve your assets longer for when they are truly needed in the future.  

Call Karen or Richard to explore this.


We took part in sponsoring the 6th Annual Autism Charity Golf Tournament on June 1, 2015
.  What a great day!

The Golf Classic raised over $19,500  which enables them to continue to offer meaningful programs, resources and support for families living with autism in Simcoe County. 

We had a few great Seminar's this spring that added tremendous value for those who took part:
  • Special Needs Planning
  • The Role of the Executor
Stay tuned for our fall line-up !! 

If you are interested in learning more about a specific topic, please let us know and we can look at adding it to our
 Seminar series.

Spectrum Team

Following your  

Spectrum Team ...  

Happy Anniversary to our  
Team members!

In the past 9 months, all of our admin staff have celebrated       a tremendous milestone !!

Ingrid - 5 years in August 2014
Sheila - 5 years in December 2014
Janet - 15 years in May 2015


Please remember to let us know if you change your email address
Call or email sheila@spectrumfinancial.ca with the details

Please remember to fax, email or drop off a copy of your Notice of Assessment for 2014.

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