Spectrumly Speaking
November 2012

We hope this newsletter finds you and your family all well and gearing up for an exciting holiday and winter season. 

As 2012 slowly draws to a close, it is a good time to clean up any year-end items before the crisp New Year reigns in.   Please be sure to call on us ~ we would be happy to help you in any way we can.

Whether you are an avid skier/snowmobiler or prefer to nestle by a crackling fire with a good book, we wish you the very best! 
Happy Reading!
Karen, Richard, Janet, Ingrid and Sheila

  "It's a small world

after all ..."


Read how Globalization

is much more than International Trade

helpful tips 
Now Is The Time For Discipline 

Before you settle into the hectic
holiday season, here are some
year-end tips for you to consider
putting in place.

                          Helpful Tips ... 

By opening a Registered Disability Savings Program (RDSP) account, you may be able to receive up to $18,000 in free government grants.


We can help you to take advantage of this     opportunity.   Read on to find out more ...

Tips for Snowbirds 

Here are some great tips if you are planning to escape our Canadian winter.       Read more ... 
Elderly woman   
Will you be a Centenarian?
By 2061, when the full heft of the baby-boom generation have made their way through old age, some 80,000 are expected to celebrate their 100th birthday.  Centenarians are now the fastest growing demographic cohort in Canada today and their numbers are expected to double in the next 10 years.  According to the New England Centenarian Study, the likelihood of living to age 100 and beyond depends on: 


  • Girl Power - more women turn age 100 than men
  • Butting out - smokers need not apply
  • Old and lean - staying slim helps
  • Chilling out - Centenarians are better at handling stress
  • Longevity genes - having a parent or grandparent who lived a long life.
Our website has been launched !! 
Come visit us at 
  • Meet your Spectrum Team 
  • Direct access to your investment accounts & statements online - send us an email to obtain your ID and password.
  • Helpful tools and calculators
  • Articles of Interest

 Facebook ... and like us on facebook !!


Wishing our American friends
a very Happy
Thanksgiving Day  !!

... and Please do not go too crazy on the Black Friday shopping both here and across the border !!



"Why not go out on a limb?
Isn't that where the fruit is?"
--- Frank Scully